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Paisalo Digital Ltd. (IN:PAISALO)
:PAISALO
India Market
PAISALO
Paisalo Digital Ltd.
RESEARCH TOOLSreports

Paisalo Digital Ltd. (PAISALO) Ratios

2 Followers

Paisalo Digital Ltd. Ratios

IN:PAISALO's free cash flow for Q2 2026 was ₹0.48. For the 2026 fiscal year, IN:PAISALO's free cash flow was decreased by ₹ and operating cash flow was ₹0.36. See a summary of the company’s cash flow.
Ratios
TTM
Mar 25Mar 24Mar 23Mar 22
Liquidity Ratios
Current Ratio
 112.22 27.71 0.95 16.76 3.93
Quick Ratio
 112.22 27.71 0.95 -2.29 2.88
Cash Ratio
 0.96 0.55 0.71 19.03 0.93
Solvency Ratio
 0.06 0.05 0.07 0.04 0.05
Operating Cash Flow Ratio
 -5.12 -4.57 -36.94 -295.65 -40.36
Short-Term Operating Cash Flow Coverage
 0.00 -8.46 -8.19 0.00 0.00
Net Current Asset Value
₹ 14.38B₹ 13.89B₹ -27.79B₹ -21.66B₹ -16.96B
Leverage Ratios
Debt-to-Assets Ratio
 0.68 0.68 0.64 0.63 0.61
Debt-to-Equity Ratio
 2.26 2.32 2.00 1.82 1.64
Debt-to-Capital Ratio
 0.69 0.70 0.67 0.65 0.62
Long-Term Debt-to-Capital Ratio
 0.69 0.70 0.67 0.65 0.62
Financial Leverage Ratio
 3.34 3.42 3.10 2.88 2.69
Debt Service Coverage Ratio
 0.00 2.06 2.62 1.46 1.44
Interest Coverage Ratio
 0.00 0.00 0.00 0.60 0.58
Debt to Market Cap
 1.05 1.19 0.46 0.90 0.50
Interest Debt Per Share
 41.37 39.66 29.57 26.15 21.96
Net Debt to EBITDA
 42.78 12.69 10.81 6.19 5.69
Profitability Margins
Gross Profit Margin
49.23%54.95%57.54%55.87%53.06%
EBIT Margin
46.20%35.00%37.09%70.83%74.25%
EBITDA Margin
51.24%35.56%37.61%71.35%74.75%
Operating Profit Margin
189.27%41.98%42.35%26.70%27.31%
Pretax Profit Margin
167.86%35.00%37.09%26.70%27.31%
Net Profit Margin
124.64%26.10%27.52%19.80%20.21%
Continuous Operations Profit Margin
124.64%26.10%27.52%19.80%20.21%
Net Income Per EBT
74.25%74.57%74.21%74.16%73.98%
EBT Per EBIT
88.69%83.37%87.58%100.00%100.00%
Return on Assets (ROA)
3.79%3.81%4.34%2.79%2.87%
Return on Equity (ROE)
13.73%13.04%13.46%8.05%7.74%
Return on Capital Employed (ROCE)
5.81%6.35%6.70%3.77%3.90%
Return on Invested Capital (ROIC)
4.31%4.65%4.81%103.58%47.56%
Return on Tangible Assets
3.79%3.81%4.34%2.79%2.87%
Earnings Yield
5.89%6.53%3.05%3.99%2.36%
Efficiency Ratios
Receivables Turnover
 0.03 0.15 52.86 48.49 13.97
Payables Turnover
 2.96 10.08 17.90 136.44 18.75
Inventory Turnover
 0.00 0.00 0.00 7.16 17.73
Fixed Asset Turnover
 2.23 10.30 9.84 7.21 6.28
Asset Turnover
 0.03 0.15 0.16 0.14 0.14
Working Capital Turnover Ratio
 0.06 0.31 55.93 17.87 65.30
Cash Conversion Cycle
 11.24K 2.33K -13.48 55.81 27.23
Days of Sales Outstanding
 11.36K 2.37K 6.90 7.53 26.12
Days of Inventory Outstanding
 0.00 0.00 0.00 50.96 20.58
Days of Payables Outstanding
 123.14 36.21 20.39 2.68 19.47
Operating Cycle
 11.36K 2.37K 6.90 58.49 46.70
Cash Flow Ratios
Operating Cash Flow Per Share
 -2.68 -9.38 -6.34 -5.08 -4.68
Free Cash Flow Per Share
 -2.73 -9.52 -6.39 -5.15 -4.70
CapEx Per Share
 0.05 0.14 0.04 0.07 0.02
Free Cash Flow to Operating Cash Flow
 1.02 1.02 1.01 1.01 1.00
Dividend Paid and CapEx Coverage Ratio
 -57.09 -38.71 -69.33 -42.11 -71.55
Capital Expenditure Coverage Ratio
 -57.09 -65.88 -152.34 -72.27 -302.49
Operating Cash Flow Coverage Ratio
 -0.06 -0.24 -0.21 -0.21 -0.24
Operating Cash Flow to Sales Ratio
 -1.44 -1.10 -0.88 -0.96 -1.01
Free Cash Flow Yield
-6.91%-27.88%-9.76%-19.56%-11.86%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 16.97 15.32 32.82 25.04 42.31
Price-to-Sales (P/S) Ratio
 21.16 4.00 9.03 4.96 8.55
Price-to-Book (P/B) Ratio
 2.15 2.00 4.42 2.02 3.28
Price-to-Free Cash Flow (P/FCF) Ratio
 -14.48 -3.59 -10.24 -5.11 -8.43
Price-to-Operating Cash Flow Ratio
 -14.72 -3.64 -10.31 -5.18 -8.46
Price-to-Earnings Growth (PEG) Ratio
 13.01 -0.36 0.12 2.14 1.17
Price-to-Fair Value
 2.15 2.00 4.42 2.02 3.28
Enterprise Value Multiple
 84.08 23.93 34.83 13.14 17.12
Enterprise Value
 73.02B 65.24B 85.18B 44.32B 50.20B
EV to EBITDA
 84.08 23.93 34.83 13.14 17.12
EV to Sales
 43.08 8.51 13.10 9.37 12.80
EV to Free Cash Flow
 -29.47 -7.63 -14.85 -9.67 -12.62
EV to Operating Cash Flow
 -29.99 -7.75 -14.95 -9.80 -12.66
Tangible Book Value Per Share
 18.33 17.10 14.80 13.06 12.07
Shareholders’ Equity Per Share
 18.33 17.10 14.80 13.07 12.08
Tax and Other Ratios
Effective Tax Rate
 0.26 0.25 0.26 0.26 0.26
Revenue Per Share
 1.86 8.54 7.24 5.32 4.63
Net Income Per Share
 2.32 2.23 1.99 1.05 0.94
Tax Burden
 0.74 0.75 0.74 0.74 0.74
Interest Burden
 3.63 1.00 1.00 0.38 0.37
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.00 0.04 0.03 0.02 0.02
Stock-Based Compensation to Revenue
 0.00 0.00 0.00 0.00 0.00
Income Quality
 -0.96 -4.21 -3.18 -1.33 -1.36
Currency in INR