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MAS Financial Services Ltd. (IN:MASFIN)
:MASFIN
India Market
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MAS Financial Services Ltd. (MASFIN) Ratios

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MAS Financial Services Ltd. Ratios

IN:MASFIN's free cash flow for Q4 2025 was ₹0.81. For the 2025 fiscal year, IN:MASFIN's free cash flow was decreased by ₹ and operating cash flow was ₹0.36. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.00 1.66 1.66 379.82 1.33
Quick Ratio
0.00 1.66 1.66 46.60 0.37
Cash Ratio
0.00 0.06 0.06 12.85 0.10
Solvency Ratio
0.03 0.03 0.03 0.07 0.06
Operating Cash Flow Ratio
0.00 -0.38 -0.38 -80.08 -0.27
Short-Term Operating Cash Flow Coverage
0.00 -0.42 -0.42 -0.46 -0.31
Net Current Asset Value
₹ -95.49B₹ -18.04B₹ -18.04B₹ 5.88B₹ -10.61B
Leverage Ratios
Debt-to-Assets Ratio
0.75 0.78 0.78 0.76 0.70
Debt-to-Equity Ratio
3.51 4.17 4.17 4.03 3.37
Debt-to-Capital Ratio
0.78 0.81 0.81 0.80 0.77
Long-Term Debt-to-Capital Ratio
0.78 0.70 0.70 0.65 0.59
Financial Leverage Ratio
4.68 5.36 5.36 5.28 4.80
Debt Service Coverage Ratio
0.00 0.08 0.08 0.04 0.18
Interest Coverage Ratio
0.00 305.71 149.88 5.22 3.81
Debt to Market Cap
1.64 1.54 1.54 1.40 1.51
Interest Debt Per Share
515.85 453.03 453.03 375.86 273.60
Net Debt to EBITDA
17.24 20.95 20.95 30.78 7.78
Profitability Margins
Gross Profit Margin
46.35%46.34%21.33%30.22%36.55%
EBIT Margin
29.18%26.50%33.88%34.42%43.48%
EBITDA Margin
29.56%26.83%34.30%21.40%94.31%
Operating Profit Margin
29.25%77.44%48.54%21.09%31.87%
Pretax Profit Margin
27.93%26.47%33.84%30.38%38.23%
Net Profit Margin
20.59%19.57%25.01%22.73%28.12%
Continuous Operations Profit Margin
20.83%19.80%25.31%23.02%28.47%
Net Income Per EBT
73.73%73.91%73.91%74.82%73.55%
EBT Per EBIT
95.49%34.19%69.73%144.02%119.96%
Return on Assets (ROA)
2.66%2.63%2.63%2.54%2.52%
Return on Equity (ROE)
13.94%14.08%14.08%13.38%12.09%
Return on Capital Employed (ROCE)
3.78%16.60%8.14%2.36%5.33%
Return on Invested Capital (ROIC)
2.82%8.03%3.94%1.27%2.26%
Return on Tangible Assets
2.66%2.63%2.63%2.54%2.52%
Earnings Yield
5.93%5.19%5.19%4.64%5.43%
Efficiency Ratios
Receivables Turnover
337.16 16.37 0.00 0.00 0.00
Payables Turnover
22.97 37.63 37.33 42.50 24.63
Inventory Turnover
0.00 0.00 0.00 0.10 0.13
Fixed Asset Turnover
13.53 13.62 10.65 12.17 8.66
Asset Turnover
0.13 0.13 0.11 0.11 0.09
Working Capital Turnover Ratio
0.00 0.27 0.21 0.22 0.76
Cash Conversion Cycle
-14.81 12.60 -9.78 3.61K 2.85K
Days of Sales Outstanding
1.08 22.30 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 3.62K 2.87K
Days of Payables Outstanding
15.89 9.70 9.78 8.59 14.82
Operating Cycle
1.08 22.30 0.00 3.62K 2.87K
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 -83.30 -83.30 -90.74 -48.93
Free Cash Flow Per Share
0.00 -84.66 -84.66 -91.40 -49.25
CapEx Per Share
0.00 1.36 1.36 0.67 0.33
Free Cash Flow to Operating Cash Flow
0.00 1.02 1.02 1.01 1.01
Dividend Paid and CapEx Coverage Ratio
0.00 -27.97 -27.97 -48.95 -39.32
Capital Expenditure Coverage Ratio
0.00 -61.29 -61.29 -135.89 -150.36
Operating Cash Flow Coverage Ratio
0.00 -0.18 -0.18 -0.24 -0.18
Operating Cash Flow to Sales Ratio
0.00 -1.06 -1.36 -1.66 -1.42
Free Cash Flow Yield
0.00%-28.73%-28.73%-34.21%-27.56%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
16.81 19.25 19.25 21.55 18.41
Price-to-Sales (P/S) Ratio
3.54 3.77 4.82 4.90 5.18
Price-to-Book (P/B) Ratio
2.09 2.71 2.71 2.88 2.22
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 -3.48 -3.48 -2.92 -3.63
Price-to-Operating Cash Flow Ratio
0.00 -3.54 -3.54 -2.94 -3.65
Price-to-Earnings Growth (PEG) Ratio
5.88 0.82 0.82 0.78 1.78
Price-to-Fair Value
2.09 2.71 2.71 2.88 2.22
Enterprise Value Multiple
29.21 34.99 34.99 53.67 13.27
Enterprise Value
136.14B 120.46B 120.46B 102.70B 70.85B
EV to EBITDA
29.25 34.99 34.99 53.67 13.27
EV to Sales
8.65 9.39 12.00 11.49 12.51
EV to Free Cash Flow
0.00 -8.68 -8.68 -6.85 -8.77
EV to Operating Cash Flow
0.00 -8.82 -8.82 -6.90 -8.83
Tangible Book Value Per Share
149.19 110.82 110.82 92.93 80.83
Shareholders’ Equity Per Share
147.00 108.71 108.71 92.61 80.34
Tax and Other Ratios
Effective Tax Rate
0.25 0.25 0.25 0.24 0.26
Revenue Per Share
88.71 78.24 61.20 54.53 34.53
Net Income Per Share
18.27 15.31 15.31 12.39 9.71
Tax Burden
0.74 0.74 0.74 0.75 0.74
Interest Burden
0.96 1.00 1.00 0.88 0.88
Research & Development to Revenue
0.00 0.00 0.00 <0.01 <0.01
SG&A to Revenue
0.00 0.08 0.10 0.02 0.02
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
0.00 -5.44 -5.44 -5.48 -3.71
Currency in INR
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