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MAS Financial Services Ltd. (IN:MASFIN)
:MASFIN
India Market
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MAS Financial Services Ltd. (MASFIN) Ratios

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MAS Financial Services Ltd. Ratios

IN:MASFIN's free cash flow for Q1 2026 was ₹0.33. For the 2026 fiscal year, IN:MASFIN's free cash flow was decreased by ₹ and operating cash flow was ₹0.27. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.00 1.66 1.66 379.82 1.33
Quick Ratio
0.00 1.66 1.66 46.60 0.37
Cash Ratio
40.23 0.06 0.06 12.85 0.10
Solvency Ratio
0.03 0.03 0.03 0.07 0.06
Operating Cash Flow Ratio
0.00 -0.38 -0.38 -80.08 -0.27
Short-Term Operating Cash Flow Coverage
0.00 -0.42 -0.42 -0.46 -0.31
Net Current Asset Value
₹ -102.87B₹ -18.04B₹ -18.04B₹ 5.88B₹ -10.61B
Leverage Ratios
Debt-to-Assets Ratio
0.75 0.78 0.78 0.76 0.70
Debt-to-Equity Ratio
3.53 4.17 4.17 4.03 3.37
Debt-to-Capital Ratio
0.78 0.81 0.81 0.80 0.77
Long-Term Debt-to-Capital Ratio
0.78 0.70 0.70 0.65 0.59
Financial Leverage Ratio
4.67 5.36 5.36 5.28 4.80
Debt Service Coverage Ratio
0.00 0.08 0.08 0.04 0.18
Interest Coverage Ratio
0.00 305.71 149.88 5.22 3.81
Debt to Market Cap
1.75 1.54 1.54 1.40 1.51
Interest Debt Per Share
546.15 453.03 453.03 375.86 273.60
Net Debt to EBITDA
15.32 20.95 20.95 30.78 7.78
Profitability Margins
Gross Profit Margin
49.37%46.34%21.33%30.22%36.55%
EBIT Margin
73.52%26.50%33.88%34.42%43.48%
EBITDA Margin
31.38%26.83%34.30%21.40%94.31%
Operating Profit Margin
73.52%77.44%48.54%21.09%31.87%
Pretax Profit Margin
26.79%26.47%33.84%30.38%38.23%
Net Profit Margin
19.72%19.57%25.01%22.73%28.12%
Continuous Operations Profit Margin
19.96%19.80%25.31%23.02%28.47%
Net Income Per EBT
73.63%73.91%73.91%74.82%73.55%
EBT Per EBIT
36.44%34.19%69.73%144.02%119.96%
Return on Assets (ROA)
2.57%2.63%2.63%2.54%2.52%
Return on Equity (ROE)
12.84%14.08%14.08%13.38%12.09%
Return on Capital Employed (ROCE)
9.61%16.60%8.14%2.36%5.33%
Return on Invested Capital (ROIC)
-2256.19%8.03%3.94%1.27%2.26%
Return on Tangible Assets
2.57%2.63%2.63%2.54%2.52%
Earnings Yield
5.96%5.19%5.19%4.64%5.43%
Efficiency Ratios
Receivables Turnover
316.62 16.37 0.00 0.00 0.00
Payables Turnover
0.00 37.63 37.33 42.50 24.63
Inventory Turnover
0.00 0.00 0.00 0.10 0.13
Fixed Asset Turnover
12.81 13.62 10.65 12.17 8.66
Asset Turnover
0.13 0.13 0.11 0.11 0.09
Working Capital Turnover Ratio
-82.39 0.27 0.21 0.22 0.76
Cash Conversion Cycle
1.15 12.60 -9.78 3.61K 2.85K
Days of Sales Outstanding
1.15 22.30 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 3.62K 2.87K
Days of Payables Outstanding
0.00 9.70 9.78 8.59 14.82
Operating Cycle
1.15 22.30 0.00 3.62K 2.87K
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 -83.30 -83.30 -90.74 -48.93
Free Cash Flow Per Share
0.00 -84.66 -84.66 -91.40 -49.25
CapEx Per Share
0.00 1.36 1.36 0.67 0.33
Free Cash Flow to Operating Cash Flow
0.00 1.02 1.02 1.01 1.01
Dividend Paid and CapEx Coverage Ratio
0.00 -27.97 -27.97 -48.95 -39.32
Capital Expenditure Coverage Ratio
0.00 -61.29 -61.29 -135.89 -150.36
Operating Cash Flow Coverage Ratio
0.00 -0.18 -0.18 -0.24 -0.18
Operating Cash Flow to Sales Ratio
0.00 -1.06 -1.36 -1.66 -1.42
Free Cash Flow Yield
0.00%-28.73%-28.73%-34.21%-27.56%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
16.79 19.25 19.25 21.55 18.41
Price-to-Sales (P/S) Ratio
3.31 3.77 4.82 4.90 5.18
Price-to-Book (P/B) Ratio
2.02 2.71 2.71 2.88 2.22
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 -3.48 -3.48 -2.92 -3.63
Price-to-Operating Cash Flow Ratio
0.00 -3.54 -3.54 -2.94 -3.65
Price-to-Earnings Growth (PEG) Ratio
12.07 0.82 0.82 0.78 1.78
Price-to-Fair Value
2.02 2.71 2.71 2.88 2.22
Enterprise Value Multiple
25.87 34.99 34.99 53.67 13.27
Enterprise Value
139.09B 120.46B 120.46B 102.70B 70.85B
EV to EBITDA
25.87 34.99 34.99 53.67 13.27
EV to Sales
8.12 9.39 12.00 11.49 12.51
EV to Free Cash Flow
0.00 -8.68 -8.68 -6.85 -8.77
EV to Operating Cash Flow
0.00 -8.82 -8.82 -6.90 -8.83
Tangible Book Value Per Share
157.23 110.82 110.82 92.93 80.83
Shareholders’ Equity Per Share
154.91 108.71 108.71 92.61 80.34
Tax and Other Ratios
Effective Tax Rate
0.26 0.25 0.25 0.24 0.26
Revenue Per Share
94.40 78.24 61.20 54.53 34.53
Net Income Per Share
18.62 15.31 15.31 12.39 9.71
Tax Burden
0.74 0.74 0.74 0.75 0.74
Interest Burden
0.36 1.00 1.00 0.88 0.88
Research & Development to Revenue
0.00 0.00 0.00 <0.01 <0.01
SG&A to Revenue
0.02 0.08 0.10 0.02 0.02
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
0.00 -5.44 -5.44 -5.48 -3.71
Currency in INR
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