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L&T Finance Ltd (IN:LTF)
:LTF
India Market

L&T Finance Ltd (LTF) Ratios

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L&T Finance Ltd Ratios

IN:LTF's free cash flow for Q4 2025 was ₹0.98. For the 2025 fiscal year, IN:LTF's free cash flow was decreased by ₹ and operating cash flow was ₹-0.02. See a summary of the company’s cash flow.
Ratios
TTM
Mar 25Mar 24Mar 23Mar 22
Liquidity Ratios
Current Ratio
0.16 4.09 4.09 11.25 14.31
Quick Ratio
-0.06 4.09 4.09 11.25 14.31
Cash Ratio
0.16 2.99 2.99 11.04 14.07
Solvency Ratio
0.02 0.03 0.03 0.02 0.01
Operating Cash Flow Ratio
0.00 0.55 0.55 8.33 14.05
Short-Term Operating Cash Flow Coverage
0.00 0.02 0.02 0.00 0.00
Net Current Asset Value
₹ -890.33B₹ -741.91B₹ -741.91B₹ -756.69B₹ -805.86B
Leverage Ratios
Debt-to-Assets Ratio
0.54 0.75 0.75 0.78 0.79
Debt-to-Equity Ratio
3.99 3.27 3.27 3.86 4.25
Debt-to-Capital Ratio
0.80 0.77 0.77 0.79 0.81
Long-Term Debt-to-Capital Ratio
0.80 0.58 0.58 0.69 0.72
Financial Leverage Ratio
7.46 4.38 4.38 4.94 5.36
Debt Service Coverage Ratio
1.28 0.14 0.14 -0.03 -0.06
Interest Coverage Ratio
0.78 1.00 1.00 0.31 0.25
Debt to Market Cap
5.76 1.89 1.89 2.39 2.52
Interest Debt Per Share
310.02 330.03 329.99 358.93 366.43
Net Debt to EBITDA
5.02 9.74 9.74 0.00 0.00
Profitability Margins
Gross Profit Margin
97.65%97.77%97.77%100.00%100.00%
EBIT Margin
150.66%100.29%100.29%-1.70%-1.78%
EBITDA Margin
151.83%101.84%101.84%0.00%0.00%
Operating Profit Margin
83.91%73.42%73.42%27.53%25.83%
Pretax Profit Margin
38.50%41.18%41.18%-8.53%21.87%
Net Profit Margin
24.42%31.54%31.54%24.89%19.14%
Continuous Operations Profit Margin
24.43%31.50%31.50%-11.18%15.19%
Net Income Per EBT
63.44%76.60%76.60%-291.68%87.51%
EBT Per EBIT
45.89%56.09%56.09%-30.99%84.70%
Return on Assets (ROA)
1.55%2.26%2.26%1.53%1.00%
Return on Equity (ROE)
11.57%9.90%9.90%7.54%5.36%
Return on Capital Employed (ROCE)
7.83%5.32%5.32%1.70%1.36%
Return on Invested Capital (ROIC)
4.97%2.60%2.60%10.07%5.54%
Return on Tangible Assets
1.56%2.26%2.26%1.53%1.00%
Earnings Yield
16.71%5.74%5.74%7.99%5.37%
Efficiency Ratios
Receivables Turnover
0.00 22.77 22.77 37.99 55.47
Payables Turnover
2.53 0.13 0.13 0.00 0.00
Inventory Turnover
0.02 0.00 0.00 0.00 0.00
Fixed Asset Turnover
84.98 17.81 17.81 16.03 99.56
Asset Turnover
0.06 0.07 0.07 0.06 0.05
Working Capital Turnover Ratio
0.00 1.22 1.22 0.93 0.87
Cash Conversion Cycle
17.23K -2.70K -2.70K 9.61 6.58
Days of Sales Outstanding
0.00 16.03 16.03 9.61 6.58
Days of Inventory Outstanding
17.38K 0.00 0.00 0.00 0.00
Days of Payables Outstanding
144.38 2.72K 2.72K 0.00 0.00
Operating Cycle
17.38K 16.03 16.03 9.61 6.58
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 2.71 2.71 27.12 24.58
Free Cash Flow Per Share
0.00 2.28 2.23 26.61 24.27
CapEx Per Share
0.00 0.48 0.48 0.52 0.31
Free Cash Flow to Operating Cash Flow
0.00 0.84 0.82 0.98 0.99
Dividend Paid and CapEx Coverage Ratio
0.00 1.09 1.09 26.69 78.38
Capital Expenditure Coverage Ratio
0.00 5.67 5.67 52.52 78.38
Operating Cash Flow Coverage Ratio
0.00 <0.01 <0.01 0.08 0.07
Operating Cash Flow to Sales Ratio
0.00 0.09 0.09 1.03 1.09
Free Cash Flow Yield
0.00%1.40%1.37%32.43%30.11%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
5.99 17.43 17.43 12.52 18.62
Price-to-Sales (P/S) Ratio
1.46 5.50 5.50 3.12 3.56
Price-to-Book (P/B) Ratio
0.69 1.72 1.73 0.94 1.00
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 71.32 72.89 3.08 3.32
Price-to-Operating Cash Flow Ratio
0.00 60.03 60.04 3.03 3.28
Price-to-Earnings Growth (PEG) Ratio
0.00 0.41 0.41 0.24 -5.23
Price-to-Fair Value
0.69 1.72 1.73 0.94 1.00
Enterprise Value Multiple
5.98 15.13 15.14 0.00 0.00
Enterprise Value
632.00B 1.13T 1.13T 945.24B 986.92B
EV to EBITDA
5.98 15.13 15.14 0.00 0.00
EV to Sales
9.08 15.41 15.41 14.49 17.65
EV to Free Cash Flow
0.00 200.00 204.40 14.34 16.45
EV to Operating Cash Flow
0.00 168.35 168.35 14.07 16.24
Tangible Book Value Per Share
66.30 94.13 94.12 86.74 80.79
Shareholders’ Equity Per Share
68.87 94.36 94.35 86.92 80.67
Tax and Other Ratios
Effective Tax Rate
0.37 0.24 0.24 -0.31 0.31
Revenue Per Share
32.63 29.61 29.61 26.33 22.61
Net Income Per Share
7.97 9.34 9.34 6.55 4.33
Tax Burden
0.63 0.77 0.77 -2.92 0.88
Interest Burden
0.26 0.41 0.41 5.02 -12.29
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.16 0.25 0.25 0.09 0.07
Stock-Based Compensation to Revenue
0.00 <0.01 <0.01 <0.01 <0.01
Income Quality
0.00 0.22 0.22 3.08 4.12
Currency in INR
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