Loyal Textile Mills Limited (LOYALTEX) AI Stock Analysis

• Market Cap: ₹1.67B
• Dividend Yield: N/A
• Average Volume (3M): 421.00
• Price to Earnings (P/E): ―
• Beta (1Y): 1.00
• Revenue Growth: -26.76%
• EPS Growth: -25.97%
• Country: IN
• Employees: 1,854
• Sector: Consumer Goods
• Sector Strength: N/A
• Industry: Apparel - Manufacturers
• EPS (TTM): -35.32
• Shares Outstanding: 4,816,446
• 10 Day Avg. Volume: 153
• 30 Day Avg. Volume: 421
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹351.00
• Price Target Upside: -0.07% Downside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 57 Neutral
• Price Target: ₹351.00 ▼(-0.07% Downside)

The overall stock score is primarily influenced by financial performance challenges, with declining revenues, profitability, and a high debt-to-equity ratio. Technical analysis shows bullish momentum, though overbought indicators suggest caution. Valuation metrics are weak, with a negative P/E ratio and no dividend yield. The absence of earnings call data and corporate events limits additional insights.

Loyal Textile Mills Limited Business Overview & Revenue Model

Company Description

Loyal Textile Mills Limited (LOYALTEX) is a leading textile manufacturing company based in India. The company operates in the textile sector and is involved in the production and distribution of a wide range of textile products. Its core products include yarn, fabric, garments, and home textiles. Loyal Textile Mills is known for its integrated operations, encompassing spinning, weaving, knitting, and processing, which allows it to deliver high-quality textile solutions to its customers both domestically and internationally.

How the Company Makes Money

Loyal Textile Mills Limited makes money through its diverse range of textile products that cater to various segments of the textile industry. The company's primary revenue streams include the sale of yarn, fabric, garments, and home textiles. These products are distributed to customers in both domestic and international markets. The company benefits from its integrated operations, which enable cost efficiencies and quality control throughout the production process. Additionally, Loyal Textile Mills has established key partnerships and long-term relationships with clients, contributing to consistent demand for its products. The company also focuses on innovation and sustainability, which helps it to stay competitive and attract environmentally conscious customers.

Loyal Textile Mills Limited Financial Statement Overview

Summary

Loyal Textile Mills Limited faces significant financial challenges, with declining revenue and profitability. The income statement reflects negative profit margins and a negative net income, indicating operational inefficiencies. The balance sheet shows a high debt-to-equity ratio, posing a risk. However, there are strengths in cash flow management, with positive operating and free cash flows.

Income Statement

The income statement shows significant challenges for Loyal Textile Mills Limited, particularly with declining revenue and profitability over the years. The company experienced a negative revenue growth rate from 2024 to 2025, with total revenue falling from 8.96 billion to 6.90 billion. Both the gross profit margin and net profit margin have deteriorated, with the latter being negative in the latest period, indicating operational inefficiencies or cost management issues. Additionally, the EBIT and EBITDA margins are negative, reflecting challenges in maintaining operational profitability.

Balance Sheet

The balance sheet reveals a moderate level of financial stability. The company's debt-to-equity ratio is relatively high due to significant total debt, which poses a risk in a declining revenue environment. Stockholders' equity has decreased over the period, reflecting accumulated losses. However, the equity ratio remains reasonable, suggesting some balance between assets and liabilities. Return on equity is negative, indicating a lack of profitability on shareholder investments.

Cash Flow

Cash flow analysis highlights some strengths in operational cash generation, with positive operating cash flow in the latest period. The free cash flow growth rate is positive, showing improvement in cash management, and the free cash flow to net income ratio is favorable. However, the reliance on cash flow for financial stability is crucial given the negative net income figures. The company has managed capital expenditures well, resulting in positive free cash flow.

Breakdown	Mar 2025	Mar 2023	Mar 2024	Mar 2022	Mar 2021
Income Statement
Total Revenue	6.90B	14.03B	8.96B	16.89B	10.82B
Gross Profit	2.48B	5.12B	3.05B	6.12B	4.30B
EBITDA	-696.10M	743.24M	355.40M	2.09B	1.11B
Net Income	-512.40M	28.40M	-394.97M	970.51M	328.40M
Balance Sheet
Total Assets	8.42B	12.95B	11.18B	12.91B	10.00B
Cash, Cash Equivalents and Short-Term Investments	42.90M	449.50M	11.53M	59.10M	41.60M
Total Debt	4.13B	6.62B	6.22B	4.21B	3.80B
Total Liabilities	5.73B	9.35B	7.97B	9.29B	7.32B
Stockholders Equity	2.69B	3.60B	3.21B	3.62B	2.68B
Cash Flow
Free Cash Flow	1.47B	-140.62M	1.06B	771.47M	888.60M
Operating Cash Flow	1.48B	657.20M	1.06B	1.09B	1.01B
Investing Cash Flow	1.10B	-779.40M	-175.28M	-212.10M	-108.10M
Financing Cash Flow	-2.59B	100.10M	-929.92M	-862.20M	-873.80M

Loyal Textile Mills Limited Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 351.25
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:LOYALTEX, the sentiment is Positive. The current price of 351.25 is below the 20-day moving average (MA) of 352.33, above the 50-day MA of 317.14, and above the 200-day MA of 316.97, indicating a bullish trend. The MACD of 13.36 indicates Positive momentum. The RSI at 58.11 is Neutral, neither overbought nor oversold. The STOCH value of 44.12 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:LOYALTEX.

Loyal Textile Mills Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
LAMBODHARA	64 Neutral	₹1.31B	18.59		0.40%	17.57%	47.34%
AMBICAAGAR	60 Neutral	₹468.26M	9.47		―	26.34%	―
SURYALAXMI	59 Neutral	₹1.29B	27.60		―	1.23%	0.71%
LOYALTEX	57 Neutral	₹1.67B	―		―	-26.76%	-25.97%
Sector *	57 Neutral	$3.22B	9.46	-34.32%	2.94%	-25.56%	-353.61%
SVPGLOB	41 Neutral	₹459.20M	―		―	-69.46%	-132.12%