LIC Housing Finance Ltd (IN:LICHSGFIN)
:LICHSGFIN
Want to see IN:LICHSGFIN full AI Analyst Report?
Total Valuation
LIC Housing Finance Ltd has a market cap or net worth of ₹296.46B. The enterprise value is ₹2.95T.
Market Cap₹296.46B
Enterprise Value₹2.95T
Share Statistics
LIC Housing Finance Ltd has 550,063,000 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding550,063,000
Owned by Insiders―
Owned by Institutions0.02%
Financial Efficiency
LIC Housing Finance Ltd’s return on equity (ROE) is 0.14 and return on invested capital (ROIC) is 1.86%.
Return on Equity (ROE)0.14
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)1.86%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee122.66M
Profits Per Employee23.86M
Employee Count2,349
Asset Turnover0.09
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of LIC Housing Finance Ltd is 4.9. LIC Housing Finance Ltd’s PEG ratio is 1.65.
PE Ratio4.9
PS Ratio0.95
PB Ratio0.66
Price to Fair Value0.66
Price to FCF5.11
Price to Operating Cash Flow-6.94
PEG Ratio1.65
Income Statement
In the last 12 months, LIC Housing Finance Ltd had revenue of 288.12B and earned 56.04B in profits. Earnings per share was 101.87.
Revenue288.12B
Gross Profit86.70B
Operating Income76.54B
Pretax Income71.03B
Net Income56.04B
EBITDA72.25B
Earnings Per Share (EPS)101.87
Cash Flow
In the last 12 months, operating cash flow was -42.75B and capital expenditures -297.70M, giving a free cash flow of -43.05B billion.
Operating Cash Flow-42.75B
Free Cash Flow-43.05B
Free Cash Flow per Share-78.26
Dividends & Yields
LIC Housing Finance Ltd pays an annual dividend of ₹10, resulting in a dividend yield of 1.87%
Dividend Per Share₹10
Dividend Yield1.87%
Payout Ratio9.98%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.30
52-Week Price Change-9.12%
50-Day Moving Average531.56
200-Day Moving Average545.63
Relative Strength Index (RSI)45.24
Average Volume (3m)58.15K
Important Dates
LIC Housing Finance Ltd upcoming earnings date is Jul 30, 2026, TBA (Confirmed).
Last Earnings DateMay 13, 2026
Next Earnings DateJul 30, 2026
Ex-Dividend Date―
Financial Position
LIC Housing Finance Ltd as a current ratio of 0.12, with Debt / Equity ratio of 642.59%
Current Ratio0.12
Quick Ratio0.12
Debt to Market Cap9.77
Net Debt to EBITDA36.66
Interest Coverage Ratio0.00
Taxes
In the past 12 months, LIC Housing Finance Ltd has paid 14.99B in taxes.
Income Tax14.99B
Effective Tax Rate0.21
Enterprise Valuation
LIC Housing Finance Ltd EV to EBITDA ratio is 40.43, with an EV/FCF ratio of 54.81.
EV to Sales10.14
EV to EBITDA40.43
EV to Free Cash Flow54.81
EV to Operating Cash Flow54.28
Balance Sheet
LIC Housing Finance Ltd has ₹10.61B in cash and marketable securities with ₹2.62T in debt, giving a net cash position of -₹2.61T billion.
Cash & Marketable Securities₹10.61B
Total Debt₹2.62T
Net Cash-₹2.61T
Net Cash Per Share-₹4.74K
Tangible Book Value Per Share₹752.50
Margins
Gross margin is 30.77%, with operating margin of 26.57%, and net profit margin of 19.45%.
Gross Margin30.77%
Operating Margin26.57%
Pretax Margin24.65%
Net Profit Margin19.45%
EBITDA Margin25.08%
EBIT Margin24.65%
Analyst Forecast
The average price target for LIC Housing Finance Ltd is ₹600.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target₹600.00
Price Target Upside11.10% Upside
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast2.62%
EPS Growth Forecast2.96%