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Karnataka Bank Ltd. (IN:KTKBANK)
:KTKBANK
India Market

Karnataka Bank Ltd. (KTKBANK) Ratios

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Karnataka Bank Ltd. Ratios

IN:KTKBANK's free cash flow for Q4 2025 was ₹1.00. For the 2025 fiscal year, IN:KTKBANK's free cash flow was decreased by ₹ and operating cash flow was ₹0.00. See a summary of the company’s cash flow.
Ratios
TTM
Mar 25Mar 24Mar 23Mar 22
Liquidity Ratios
Current Ratio
12.17 0.59 18.18 16.45 15.72
Quick Ratio
97.83 0.59 98.52 97.21 121.74
Cash Ratio
49.88 0.25 68.65 64.92 87.82
Solvency Ratio
<0.01 0.01 0.01 <0.01 <0.01
Operating Cash Flow Ratio
-1.53 >-0.01 20.39 -6.84 55.65
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
₹ -892.14B₹ -868.06B₹ -892.14B₹ -838.22B₹ -779.87B
Leverage Ratios
Debt-to-Assets Ratio
0.03 0.04 0.02 0.02 0.02
Debt-to-Equity Ratio
0.44 0.41 0.19 0.21 0.27
Debt-to-Capital Ratio
0.31 0.29 0.16 0.17 0.21
Long-Term Debt-to-Capital Ratio
0.00 0.00 0.14 0.13 0.00
Financial Leverage Ratio
13.95 10.70 12.06 12.97 12.88
Debt Service Coverage Ratio
0.11 -0.05 0.25 0.16 0.14
Interest Coverage Ratio
0.10 0.31 0.34 0.17 0.13
Debt to Market Cap
0.00 0.00 0.32 0.59 0.00
Interest Debt Per Share
228.22 286.70 179.68 167.06 187.03
Net Debt to EBITDA
-3.63 0.00 -3.63 -3.87 -5.18
Profitability Margins
Gross Profit Margin
100.00%100.00%100.00%100.00%100.00%
EBIT Margin
15.22%-1.55%28.24%20.14%17.07%
EBITDA Margin
17.08%0.00%30.31%22.28%19.12%
Operating Profit Margin
13.36%33.79%32.41%18.00%15.02%
Pretax Profit Margin
15.22%33.79%34.48%14.74%17.07%
Net Profit Margin
12.59%28.25%28.24%14.74%13.46%
Continuous Operations Profit Margin
12.59%28.25%28.24%14.74%13.46%
Net Income Per EBT
82.71%83.60%81.89%100.00%78.86%
EBT Per EBIT
113.91%100.00%106.38%81.90%113.66%
Return on Assets (ROA)
1.19%1.13%1.19%0.55%0.56%
Return on Equity (ROE)
14.36%12.05%14.36%7.16%7.26%
Return on Capital Employed (ROCE)
1.37%1.85%1.37%0.67%0.63%
Return on Invested Capital (ROIC)
45.88%1.10%45.88%20.98%24.55%
Return on Tangible Assets
1.18%1.13%1.18%0.55%0.56%
Earnings Yield
27.90%16.77%27.90%29.46%25.40%
Efficiency Ratios
Receivables Turnover
0.00 4.50 0.00 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
4.15 5.06 4.77 4.21 4.28
Asset Turnover
0.04 0.04 0.04 0.04 0.04
Working Capital Turnover Ratio
1.35 -0.80 3.22 3.54 4.64
Cash Conversion Cycle
0.00 81.15 0.00 0.00 0.00
Days of Sales Outstanding
0.00 81.15 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 81.15 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
-2.88 -7.87 58.73 -15.03 108.35
Free Cash Flow Per Share
-4.73 7.64 55.88 -16.85 105.53
CapEx Per Share
1.85 3.41 2.85 1.82 2.82
Free Cash Flow to Operating Cash Flow
1.64 -0.97 0.95 1.12 0.97
Dividend Paid and CapEx Coverage Ratio
-0.51 -0.96 8.58 -4.15 38.44
Capital Expenditure Coverage Ratio
-1.56 -2.31 20.60 -8.26 38.44
Operating Cash Flow Coverage Ratio
-0.03 -0.06 1.17 -0.32 1.91
Operating Cash Flow to Sales Ratio
-0.03 -0.06 0.44 -0.14 0.94
Free Cash Flow Yield
41.18%3.21%41.18%-30.39%172.72%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
3.03 5.96 3.58 3.39 3.94
Price-to-Sales (P/S) Ratio
0.38 1.68 1.01 0.50 0.53
Price-to-Book (P/B) Ratio
0.22 0.72 0.51 0.24 0.29
Price-to-Free Cash Flow (P/FCF) Ratio
-8.88 31.12 2.43 -3.29 0.58
Price-to-Operating Cash Flow Ratio
-14.59 -30.21 2.31 -3.69 0.56
Price-to-Earnings Growth (PEG) Ratio
-0.32 1.14 0.03 0.64 0.34
Price-to-Fair Value
0.22 0.72 0.51 0.24 0.29
Enterprise Value Multiple
1.77 0.00 -0.29 -1.63 -2.41
Enterprise Value
-3.69B 42.00B -3.69B -12.48B -16.51B
EV to EBITDA
-0.29 0.00 -0.29 -1.63 -2.41
EV to Sales
-0.09 0.91 -0.09 -0.36 -0.46
EV to Free Cash Flow
-0.21 16.77 -0.21 2.38 -0.50
EV to Operating Cash Flow
-0.20 -16.28 -0.20 2.67 -0.49
Tangible Book Value Per Share
192.06 327.19 263.64 228.14 213.67
Shareholders’ Equity Per Share
192.06 330.87 263.64 228.14 213.67
Tax and Other Ratios
Effective Tax Rate
0.17 0.16 0.18 0.37 0.21
Revenue Per Share
110.31 141.09 134.10 110.82 115.28
Net Income Per Share
13.89 39.85 37.87 16.34 15.52
Tax Burden
0.82 0.84 0.82 1.00 0.79
Interest Burden
1.22 -21.74 1.22 0.73 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
<0.01 <0.01 <0.01 <0.01 0.01
Stock-Based Compensation to Revenue
0.00 <0.01 0.00 0.00 0.00
Income Quality
1.55 -0.20 1.55 -0.92 6.98
Currency in INR
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