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IRIS Business Services Ltd. (IN:IRIS)
:IRIS
India Market
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IRIS Business Services Ltd. (IRIS) AI Stock Analysis

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IN:IRIS

IRIS Business Services Ltd.

(IRIS)

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Outperform 74 (OpenAI - 5.2)
Rating:74Outperform
Price Target:
₹269.00
▲(10.34% Upside)
Action:Upgraded
Date:06/20/26
The score is driven by solid financial performance (strong growth, improving profitability, and robust cash generation) and an exceptionally low P/E that supports valuation. These positives are tempered by technical weakness (negative MACD and price below the 200-day average) and a key fundamental risk around 2026 earnings quality/comparability due to unusual net income versus operating profit and a discontinuous balance-sheet shift.
Positive Factors
Revenue Growth Momentum
Consistent, accelerating revenue through 2024 and sustained strength in 2025–2026 indicates durable end-market demand for IRIS's RegTech and compliance offerings. That trend supports scalable unit economics, repeatable renewals and lasting revenue visibility over the next several quarters.
Negative Factors
2026 Earnings-Quality Anomaly
Net income materially exceeding operating profit in 2026 suggests non-operating gains, accounting items, or one-offs driving reported earnings. This weakens comparability to prior years and raises the risk that reported profitability is not repeatable from core operations over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth Momentum
Consistent, accelerating revenue through 2024 and sustained strength in 2025–2026 indicates durable end-market demand for IRIS's RegTech and compliance offerings. That trend supports scalable unit economics, repeatable renewals and lasting revenue visibility over the next several quarters.
Read all positive factors

IRIS Business Services Ltd. (IRIS) vs. iShares MSCI India ETF (INDA)

IRIS Business Services Ltd. Business Overview & Revenue Model

Company Description
IRIS RegTech Solutions Limited functions as a holding company, specializing in the provision of software products and solutions tailored for regulatory compliance, data management, and sophisticated analytics. The company organizes its operations ...
How the Company Makes Money
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IRIS Business Services Ltd. Financial Statement Overview

Summary
Strong multi-year revenue growth with materially improved profitability and solid free-cash-flow generation after 2022, supported by conservative leverage. Offsetting this, 2026 shows unusual earnings structure (net income far exceeding operating profit) and a sharp balance-sheet step-change, raising questions about comparability and earnings quality.
Income Statement
72
Positive
Balance Sheet
78
Positive
Cash Flow
80
Positive
BreakdownMar 2026Mar 2025Mar 2024Mar 2023Mar 2022
Income Statement
Total Revenue1.28B1.26B1.02B735.71M612.72M
Gross Profit606.23M549.72M546.01M233.41M175.78M
EBITDA101.75M190.01M154.93M109.29M79.25M
Net Income1.26B130.26M86.94M42.72M9.98M
Balance Sheet
Total Assets2.53B1.25B769.04M700.98M603.25M
Cash, Cash Equivalents and Short-Term Investments1.05B558.05M139.61M111.89M74.38M
Total Debt16.53M43.05M65.21M57.09M66.22M
Total Liabilities519.80M492.70M357.62M384.65M330.36M
Stockholders Equity2.01B756.89M409.56M315.41M272.62M
Cash Flow
Free Cash Flow978.83M206.27M78.24M32.37M-15.67M
Operating Cash Flow1.06B277.79M116.97M57.09M-4.12M
Investing Cash Flow-1.21B-268.48M-46.35M-19.18M-444.00K
Financing Cash Flow-27.65M174.69M-12.55M-16.89M2.68M

IRIS Business Services Ltd. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
75
Outperform
₹162.02B47.341.40%22.26%-0.41%
74
Outperform
₹5.11B4.035.71%842.28%
72
Outperform
₹38.60B32.910.27%29.74%25.01%
70
Outperform
₹79.21B24.941.19%7.88%-1.77%
62
Neutral
₹7.47B8.499.34%1.11%
56
Neutral
₹21.85B52.3315.71%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IN:IRIS
IRIS Business Services Ltd.
251.70
-117.70
-31.86%
IN:EMUDHRA
eMudhra Limited
477.15
-303.27
-38.86%
IN:KELLTONTEC
Kellton Tech Solutions Ltd.
14.32
-13.05
-47.68%
IN:KFINTECH
Kfin Technologies Limited
944.50
-156.63
-14.22%
IN:NEWGEN
Newgen Software Technologies Limited
562.05
-262.27
-31.82%
IN:RAMCOSYS
Ramco Systems Limited
564.30
175.25
45.05%

IRIS Business Services Ltd. Corporate Events

IRIS RegTech announces digital AGM, remote e-voting and share transfer window
Jul 22, 2026
IRIS RegTech Solutions Limited has announced that it has published newspaper advertisements informing equity shareholders about its 26th Annual General Meeting, scheduled for August 14, 2026, to be conducted via video conferencing and other audio-...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jun 20, 2026