Indian Overseas Bank (IN:IOB)
:IOB
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Total Valuation
Indian Overseas Bank has a market cap or net worth of ₹643.17B. The enterprise value is ₹908.70B.
Market Cap₹643.17B
Enterprise Value₹908.70B
Share Statistics
Indian Overseas Bank has 19,256,590,000 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding19,256,590,000
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Indian Overseas Bank’s return on equity (ROE) is 0.15 and return on invested capital (ROIC) is 5.15%.
Return on Equity (ROE)0.15
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)5.15%
Return on Capital Employed (ROCE)0.06
Revenue Per Employee17.75M
Profits Per Employee2.56M
Employee Count21,148
Asset Turnover0.08
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Indian Overseas Bank is 10.0. Indian Overseas Bank’s PEG ratio is 0.19.
PE Ratio10.0
PS Ratio1.67
PB Ratio1.69
Price to Fair Value1.69
Price to FCF3.46
Price to Operating Cash Flow-2.64
PEG Ratio0.19
Income Statement
In the last 12 months, Indian Overseas Bank had revenue of 375.32B and earned 54.18B in profits. Earnings per share was 2.81.
Revenue375.32B
Gross Profit173.77B
Operating Income64.78B
Pretax Income62.68B
Net Income54.18B
EBITDA67.89B
Earnings Per Share (EPS)2.81
Cash Flow
In the last 12 months, operating cash flow was -243.43B and capital expenditures -4.77B, giving a free cash flow of -248.21B billion.
Operating Cash Flow-243.43B
Free Cash Flow-248.21B
Free Cash Flow per Share-12.89
Dividends & Yields
Indian Overseas Bank pays an annual dividend of ₹0.5, resulting in a dividend yield of ―
Dividend Per Share₹0.5
Dividend Yield―
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.35
52-Week Price Change-11.55%
50-Day Moving Average33.86
200-Day Moving Average36.63
Relative Strength Index (RSI)39.51
Average Volume (3m)808.91K
Important Dates
Indian Overseas Bank upcoming earnings date is Jul 30, 2026, TBA (Confirmed).
Last Earnings DateApr 29, 2026
Next Earnings DateJul 30, 2026
Ex-Dividend Date―
Financial Position
Indian Overseas Bank as a current ratio of 0.07, with Debt / Equity ratio of 139.50%
Current Ratio0.07
Quick Ratio0.07
Debt to Market Cap0.83
Net Debt to EBITDA3.89
Interest Coverage Ratio0.34
Taxes
In the past 12 months, Indian Overseas Bank has paid 10.60B in taxes.
Income Tax10.60B
Effective Tax Rate0.17
Enterprise Valuation
Indian Overseas Bank EV to EBITDA ratio is 13.09, with an EV/FCF ratio of 4.93.
EV to Sales2.37
EV to EBITDA13.09
EV to Free Cash Flow4.93
EV to Operating Cash Flow4.76
Balance Sheet
Indian Overseas Bank has ₹235.12B in cash and marketable securities with ₹464.33B in debt, giving a net cash position of -₹229.22B billion.
Cash & Marketable Securities₹235.12B
Total Debt₹464.33B
Net Cash-₹229.22B
Net Cash Per Share-₹11.90
Tangible Book Value Per Share₹19.18
Margins
Gross margin is 33.67%, with operating margin of 17.26%, and net profit margin of 14.44%.
Gross Margin33.67%
Operating Margin17.26%
Pretax Margin16.70%
Net Profit Margin14.44%
EBITDA Margin18.09%
EBIT Margin16.70%
Analyst Forecast
The average price target for Indian Overseas Bank is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast11.22%
EPS Growth Forecast57.74%