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IIFL Finance Limited (IN:IIFL)
:IIFL
India Market
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IIFL Finance Limited (IIFL) Ratios

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IIFL Finance Limited Ratios

IN:IIFL's free cash flow for Q4 2025 was ₹0.54. For the 2025 fiscal year, IN:IIFL's free cash flow was decreased by ₹ and operating cash flow was ₹0.12. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.00 11.40 0.00 18.40 43.61
Quick Ratio
0.00 11.40 0.00 -11.12 -13.75
Cash Ratio
0.00 19.59 0.00 29.59 57.36
Solvency Ratio
<0.01 0.04 0.04 0.10 0.08
Operating Cash Flow Ratio
0.00 -26.99 0.00 -25.04 12.52
Short-Term Operating Cash Flow Coverage
0.00 -0.36 0.00 0.00 0.00
Net Current Asset Value
₹ -493.90B₹ -478.95B₹ -478.95B₹ -376.31B₹ -332.29B
Leverage Ratios
Debt-to-Assets Ratio
0.77 0.76 0.76 0.78 0.79
Debt-to-Equity Ratio
4.22 4.43 4.43 4.45 5.58
Debt-to-Capital Ratio
0.81 0.82 0.82 0.82 0.85
Long-Term Debt-to-Capital Ratio
0.80 0.75 0.75 0.74 0.80
Financial Leverage Ratio
5.45 5.87 5.87 5.72 7.10
Debt Service Coverage Ratio
0.06 0.11 1.56 -0.16 -0.12
Interest Coverage Ratio
0.36 0.66 0.98 0.58 0.47
Debt to Market Cap
3.52 3.63 2.40 1.42 2.50
Interest Debt Per Share
1.31K 1.30K 1.30K 1.14K 1.03K
Net Debt to EBITDA
36.24 15.59 6.72 0.00 0.00
Profitability Margins
Gross Profit Margin
57.03%61.92%96.71%94.05%95.30%
EBIT Margin
10.93%25.32%97.65%-3.56%-3.13%
EBITDA Margin
12.75%27.10%100.38%0.00%0.00%
Operating Profit Margin
10.93%25.32%57.52%43.18%36.36%
Pretax Profit Margin
6.02%25.32%38.82%49.24%39.50%
Net Profit Margin
3.11%17.36%26.62%34.97%30.55%
Continuous Operations Profit Margin
4.93%19.44%29.80%37.47%30.56%
Net Income Per EBT
51.67%68.57%68.57%71.02%77.34%
EBT Per EBIT
55.03%100.00%67.50%114.03%108.63%
Return on Assets (ROA)
0.48%2.83%2.83%2.92%2.59%
Return on Equity (ROE)
2.65%16.58%16.58%16.68%18.38%
Return on Capital Employed (ROCE)
1.68%4.13%6.10%3.61%3.09%
Return on Invested Capital (ROIC)
1.10%2.36%4.31%35.01%16.69%
Return on Tangible Assets
0.48%2.83%2.83%2.92%2.59%
Earnings Yield
1.60%13.40%13.40%8.33%11.29%
Efficiency Ratios
Receivables Turnover
96.94 28.84 0.00 0.00 0.00
Payables Turnover
24.13 17.85 1.01 1.29 1.28
Inventory Turnover
0.00 0.00 0.00 0.04 0.02
Fixed Asset Turnover
16.53 15.47 10.09 7.27 8.04
Asset Turnover
0.15 0.16 0.11 0.08 0.08
Working Capital Turnover Ratio
4.85 3.57 2.24 0.90 0.90
Cash Conversion Cycle
-11.36 -7.79 -362.96 8.04K 16.03K
Days of Sales Outstanding
3.77 12.66 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 8.33K 16.31K
Days of Payables Outstanding
15.13 20.45 362.96 282.08 284.39
Operating Cycle
3.77 12.66 0.00 8.33K 16.31K
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 -149.08 -149.08 -130.06 47.04
Free Cash Flow Per Share
0.00 -155.91 -155.91 -136.93 44.38
CapEx Per Share
0.00 6.83 6.83 6.87 2.66
Free Cash Flow to Operating Cash Flow
0.00 1.05 1.05 1.05 0.94
Dividend Paid and CapEx Coverage Ratio
0.00 -12.99 -12.99 -11.37 7.64
Capital Expenditure Coverage Ratio
0.00 -21.83 -21.83 -18.93 17.70
Operating Cash Flow Coverage Ratio
0.00 -0.12 -0.12 -0.12 0.05
Operating Cash Flow to Sales Ratio
0.00 -0.58 -0.88 -1.15 0.46
Free Cash Flow Yield
0.00%-46.47%-46.47%-28.88%16.00%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
59.97 7.46 7.46 12.00 8.86
Price-to-Sales (P/S) Ratio
1.86 1.30 1.99 4.20 2.70
Price-to-Book (P/B) Ratio
1.57 1.24 1.24 2.00 1.63
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 -2.15 -2.15 -3.46 6.25
Price-to-Operating Cash Flow Ratio
0.00 -2.25 -2.25 -3.65 5.90
Price-to-Earnings Growth (PEG) Ratio
-3.21 0.36 0.54 0.46 0.16
Price-to-Fair Value
1.57 1.24 1.24 2.00 1.63
Enterprise Value Multiple
50.86 20.37 8.70 0.00 0.00
Enterprise Value
684.78B 560.77B 578.53B 521.88B 384.35B
EV to EBITDA
51.52 20.37 8.70 0.00 0.00
EV to Sales
6.57 5.52 8.73 12.16 9.88
EV to Free Cash Flow
0.00 -9.17 -9.46 -10.03 22.84
EV to Operating Cash Flow
0.00 -9.59 -9.89 -10.56 21.55
Tangible Book Value Per Share
328.20 307.21 307.21 265.24 163.02
Shareholders’ Equity Per Share
292.10 271.16 271.16 236.71 170.46
Tax and Other Ratios
Effective Tax Rate
0.18 0.23 0.23 0.24 0.23
Revenue Per Share
245.32 258.94 168.88 112.94 102.55
Net Income Per Share
7.63 44.96 44.96 39.49 31.33
Tax Burden
0.52 0.69 0.69 0.71 0.77
Interest Burden
0.55 1.00 0.40 -13.84 -12.62
Research & Development to Revenue
0.00 0.00 0.00 <0.01 <0.01
SG&A to Revenue
0.00 0.02 0.40 0.05 0.04
Stock-Based Compensation to Revenue
0.00 <0.01 <0.01 >-0.01 <0.01
Income Quality
0.00 -3.31 -3.31 -2.34 1.16
Currency in INR
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