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ICICI Lombard General Insurance Co. Ltd. (IN:ICICIGI)
:ICICIGI
India Market
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ICICI Lombard General Insurance Co. Ltd. (ICICIGI) Ratios

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ICICI Lombard General Insurance Co. Ltd. Ratios

IN:ICICIGI's free cash flow for Q4 2025 was ₹1.00. For the 2025 fiscal year, IN:ICICIGI's free cash flow was decreased by ₹ and operating cash flow was ₹0.11. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.00 0.44 0.44 0.07 0.11
Quick Ratio
0.00 0.44 0.44 0.07 0.11
Cash Ratio
0.00 <0.01 <0.01 0.07 0.11
Solvency Ratio
0.05 0.04 0.04 0.04 0.03
Operating Cash Flow Ratio
0.00 0.07 0.07 0.75 0.31
Short-Term Operating Cash Flow Coverage
0.00 18.30 18.30 26.92 9.30
Net Current Asset Value
₹ -365.60B₹ -340.13B₹ -340.13B₹ -444.40B₹ -413.64B
Leverage Ratios
Debt-to-Assets Ratio
0.00 <0.01 <0.01 <0.01 <0.01
Debt-to-Equity Ratio
0.00 0.01 0.01 <0.01 0.03
Debt-to-Capital Ratio
0.00 0.01 0.01 <0.01 0.03
Long-Term Debt-to-Capital Ratio
0.00 <0.01 <0.01 <0.01 0.03
Financial Leverage Ratio
4.61 5.19 5.19 5.27 5.53
Debt Service Coverage Ratio
32.78 9.51 9.51 11.78 8.26
Interest Coverage Ratio
0.00 27.14 27.14 24.29 15.76
Debt to Market Cap
<0.01 <0.01 <0.01 <0.01 <0.01
Interest Debt Per Share
0.00 5.30 5.30 2.35 7.15
Net Debt to EBITDA
-0.02 -0.06 -0.06 -0.07 -0.02
Profitability Margins
Gross Profit Margin
99.99%100.00%100.00%100.00%100.00%
EBIT Margin
14.28%12.16%12.16%12.28%10.74%
EBITDA Margin
14.28%12.78%12.78%13.08%11.60%
Operating Profit Margin
34.59%11.73%11.73%10.97%9.09%
Pretax Profit Margin
14.28%11.73%11.73%11.83%10.17%
Net Profit Margin
10.79%8.81%8.81%9.68%7.68%
Continuous Operations Profit Margin
10.79%8.81%8.81%9.68%7.68%
Net Income Per EBT
75.54%75.09%75.09%81.85%75.50%
EBT Per EBIT
41.27%100.00%100.00%107.85%111.81%
Return on Assets (ROA)
3.88%3.03%3.03%3.14%2.50%
Return on Equity (ROE)
19.39%15.72%15.72%16.56%13.83%
Return on Capital Employed (ROCE)
12.43%9.64%9.64%3.77%3.12%
Return on Invested Capital (ROIC)
7.49%7.20%7.20%-72.17%-69.09%
Return on Tangible Assets
3.89%3.04%3.04%3.15%2.51%
Earnings Yield
2.80%2.30%2.30%3.29%1.95%
Efficiency Ratios
Receivables Turnover
1.86 1.80 0.00 0.00 0.00
Payables Turnover
-0.01 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
30.93 38.74 38.74 31.66 44.77
Asset Turnover
0.36 0.34 0.34 0.32 0.33
Working Capital Turnover Ratio
2.84 -1.87 -1.87 -6.89 -10.53
Cash Conversion Cycle
29.01K 202.85 0.00 0.00 0.00
Days of Sales Outstanding
196.58 202.85 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
-28.81K 0.00 0.00 0.00 0.00
Operating Cycle
196.58 202.85 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 48.95 48.95 46.64 16.49
Free Cash Flow Per Share
0.00 45.08 45.08 44.17 14.95
CapEx Per Share
0.00 3.87 3.87 2.46 1.55
Free Cash Flow to Operating Cash Flow
0.00 0.92 0.92 0.95 0.91
Dividend Paid and CapEx Coverage Ratio
0.00 3.41 3.41 18.94 10.66
Capital Expenditure Coverage Ratio
0.00 12.64 12.64 18.94 10.66
Operating Cash Flow Coverage Ratio
0.00 14.45 14.45 65.43 3.17
Operating Cash Flow to Sales Ratio
0.00 0.11 0.11 0.13 0.05
Free Cash Flow Yield
0.00%2.66%2.66%4.13%1.13%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
35.48 43.51 43.51 30.37 51.27
Price-to-Sales (P/S) Ratio
3.83 3.83 3.83 2.94 3.94
Price-to-Book (P/B) Ratio
6.33 6.84 6.84 5.03 7.09
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 37.66 37.66 24.21 88.87
Price-to-Operating Cash Flow Ratio
0.00 34.68 34.68 22.93 80.54
Price-to-Earnings Growth (PEG) Ratio
5.47 4.01 4.01 0.85 -2.56
Price-to-Fair Value
6.33 6.84 6.84 5.03 7.09
Enterprise Value Multiple
26.81 29.93 29.93 22.41 33.91
Enterprise Value
956.31B 833.04B 833.04B 523.50B 651.34B
EV to EBITDA
27.01 29.93 29.93 22.41 33.91
EV to Sales
3.86 3.82 3.82 2.93 3.93
EV to Free Cash Flow
0.00 37.59 37.59 24.13 88.83
EV to Operating Cash Flow
0.00 34.61 34.61 22.86 80.50
Tangible Book Value Per Share
296.79 260.59 260.59 209.06 183.15
Shareholders’ Equity Per Share
302.06 248.26 248.26 212.68 187.38
Tax and Other Ratios
Effective Tax Rate
0.24 0.25 0.25 0.18 0.25
Revenue Per Share
499.97 443.12 443.12 363.60 337.54
Net Income Per Share
53.92 39.03 39.03 35.21 25.91
Tax Burden
0.76 0.75 0.75 0.82 0.75
Interest Burden
1.00 0.96 0.96 0.96 0.95
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.02 <0.01 <0.01 <0.01 <0.01
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
0.00 1.25 1.25 1.32 0.64
Currency in INR
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