Profit Increase
Profit before tax excluding treasury grew by 11.4% year-on-year to INR 156.90 billion. Core operating profit increased by 13.6% year-on-year to INR 175.05 billion. Profit after tax grew by 15.5% year-on-year to INR 127.68 billion.
Loan Portfolio Growth
Domestic loan portfolio grew by 12% year-on-year and 1.5% sequentially. Overall loan portfolio including international branches grew by 11.5% year-on-year.
Capital Adequacy
CET1 ratio of 16.31% and total capital adequacy ratio of 16.97% at June 30, 2025, indicating a strong capital position.
Business Banking Performance
Business banking portfolio grew by 29.7% year-on-year and 3.7% sequentially, showing strong performance in this segment.
Noninterest Income Growth
Noninterest income, excluding treasury, grew by 13.7% year-on-year to INR 72.64 billion.