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General Insurance Corporation of India (IN:GICRE)
:GICRE
India Market

General Insurance Corporation of India (GICRE) Ratios

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General Insurance Corporation of India Ratios

IN:GICRE's free cash flow for Q3 2025 was ₹1.00. For the 2025 fiscal year, IN:GICRE's free cash flow was decreased by ₹ and operating cash flow was ₹0.00. See a summary of the company’s cash flow.
Ratios
TTM
Mar 25Mar 24Mar 23Mar 22
Liquidity Ratios
Current Ratio
5.85 0.31 0.31 5.85 5.29
Quick Ratio
5.85 0.31 0.31 5.85 5.29
Cash Ratio
5.85 0.31 0.31 5.85 5.29
Solvency Ratio
0.06 0.05 0.05 0.06 0.02
Operating Cash Flow Ratio
2.89 0.14 0.14 2.89 2.22
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
₹ -938.44B₹ -1.04T₹ -1.04T₹ -938.44B₹ -943.81B
Leverage Ratios
Debt-to-Assets Ratio
0.00 0.00 0.00 0.00 0.00
Debt-to-Equity Ratio
0.00 0.00 0.00 0.00 0.00
Debt-to-Capital Ratio
0.00 0.00 0.00 0.00 0.00
Long-Term Debt-to-Capital Ratio
0.00 0.00 0.00 0.00 0.00
Financial Leverage Ratio
3.60 4.40 4.40 3.60 4.22
Debt Service Coverage Ratio
106.25 9.01K 9.01K 106.25 36.23
Interest Coverage Ratio
131.81 10.81K 10.81K 131.81 61.61
Debt to Market Cap
0.00 0.00 0.00 0.00 0.00
Interest Debt Per Share
0.36 <0.01 <0.01 0.36 0.36
Net Debt to EBITDA
-2.92 -3.10 -3.10 -2.92 -5.60
Profitability Margins
Gross Profit Margin
100.00%588.41%588.41%100.00%100.00%
EBIT Margin
17.20%100.38%100.38%17.20%7.61%
EBITDA Margin
17.22%101.57%101.57%17.22%7.64%
Operating Profit Margin
17.54%100.37%100.37%17.54%7.71%
Pretax Profit Margin
17.03%100.37%100.37%17.03%7.49%
Net Profit Margin
14.18%84.68%84.68%14.18%4.76%
Continuous Operations Profit Margin
14.18%82.43%82.43%14.18%4.39%
Net Income Per EBT
83.25%84.37%84.37%83.25%63.56%
EBT Per EBIT
97.10%100.00%100.00%97.10%97.13%
Return on Assets (ROA)
4.11%3.62%3.62%4.11%1.57%
Return on Equity (ROE)
14.80%15.94%15.94%14.80%6.63%
Return on Capital Employed (ROCE)
5.21%7.61%7.61%5.21%2.62%
Return on Invested Capital (ROIC)
33.91%6.25%6.25%33.91%12.86%
Return on Tangible Assets
4.11%3.63%3.63%4.11%1.57%
Earnings Yield
28.51%11.06%11.06%28.51%11.95%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00 0.00
Payables Turnover
0.00 -8.31 -8.31 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
159.00 27.19 27.19 159.00 290.05
Asset Turnover
0.29 0.04 0.04 0.29 0.33
Working Capital Turnover Ratio
2.55 -0.44 -0.44 2.55 3.07
Cash Conversion Cycle
0.00 43.90 43.90 0.00 0.00
Days of Sales Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 -43.90 -43.90 0.00 0.00
Operating Cycle
0.00 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
66.82 63.52 63.52 66.82 51.34
Free Cash Flow Per Share
66.05 63.49 63.49 66.05 51.25
CapEx Per Share
0.76 0.03 0.03 0.76 0.09
Free Cash Flow to Operating Cash Flow
0.99 1.00 1.00 0.99 1.00
Dividend Paid and CapEx Coverage Ratio
22.17 8.78 8.78 22.17 582.87
Capital Expenditure Coverage Ratio
87.43 1.96K 1.96K 87.43 582.87
Operating Cash Flow Coverage Ratio
0.00 0.00 0.00 0.00 0.00
Operating Cash Flow to Sales Ratio
0.25 1.41 1.41 0.25 0.18
Free Cash Flow Yield
49.42%18.43%18.43%49.42%45.02%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
3.51 9.04 9.04 3.51 8.37
Price-to-Sales (P/S) Ratio
0.50 7.65 7.65 0.50 0.40
Price-to-Book (P/B) Ratio
0.52 1.44 1.44 0.52 0.55
Price-to-Free Cash Flow (P/FCF) Ratio
2.02 5.43 5.43 2.02 2.22
Price-to-Operating Cash Flow Ratio
2.00 5.42 5.42 2.00 2.22
Price-to-Earnings Growth (PEG) Ratio
0.02 -2.82 -2.82 0.02 0.42
Price-to-Fair Value
0.52 1.44 1.44 0.52 0.55
Enterprise Value Multiple
-0.03 4.44 4.44 -0.03 -0.39
Enterprise Value
-2.55B 355.83B 355.83B -2.55B -14.77B
EV to EBITDA
-0.03 4.44 4.44 -0.03 -0.39
EV to Sales
>-0.01 4.51 4.51 >-0.01 -0.03
EV to Free Cash Flow
-0.02 3.19 3.19 -0.02 -0.16
EV to Operating Cash Flow
-0.02 3.19 3.19 -0.02 -0.16
Tangible Book Value Per Share
257.34 314.81 314.81 257.34 205.02
Shareholders’ Equity Per Share
257.55 239.03 239.03 257.55 205.24
Tax and Other Ratios
Effective Tax Rate
0.18 0.18 0.18 0.18 0.41
Revenue Per Share
268.84 45.01 45.01 268.84 285.70
Net Income Per Share
38.11 38.11 38.11 38.11 13.60
Tax Burden
0.83 0.84 0.84 0.83 0.64
Interest Burden
0.99 1.00 1.00 0.99 0.98
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
<0.01 0.00 0.00 <0.01 <0.01
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
1.46 1.67 1.67 1.46 2.40
Currency in INR
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