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Five-Star Business Finance Limited (IN:FIVESTAR)
:FIVESTAR
India Market
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Five-Star Business Finance Limited (FIVESTAR) Ratios

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Five-Star Business Finance Limited Ratios

IN:FIVESTAR's free cash flow for Q4 2025 was ₹1.00. For the 2025 fiscal year, IN:FIVESTAR's free cash flow was decreased by ₹ and operating cash flow was ₹0.00. See a summary of the company’s cash flow.
Ratios
TTM
Mar 25Mar 24Mar 23Mar 22
Liquidity Ratios
Current Ratio
0.00 1.96 226.68 1.44 1.80
Quick Ratio
0.00 1.96 226.68 1.45 1.80
Cash Ratio
0.00 0.90 36.16 0.49 1.17
Solvency Ratio
0.13 0.13 0.24 0.30 0.17
Operating Cash Flow Ratio
0.00 -1.25 -30.29 -0.22 -0.15
Short-Term Operating Cash Flow Coverage
0.00 -1.36 -0.78 -0.23 -0.15
Net Current Asset Value
₹ -81.16B₹ -31.58B₹ 40.40B₹ -8.19B₹ -15.30B
Leverage Ratios
Debt-to-Assets Ratio
0.55 0.54 0.49 0.40 0.59
Debt-to-Equity Ratio
1.26 1.22 0.98 0.69 1.48
Debt-to-Capital Ratio
0.56 0.55 0.49 0.41 0.60
Long-Term Debt-to-Capital Ratio
0.56 0.48 0.39 0.27 0.51
Financial Leverage Ratio
2.29 2.25 2.01 1.71 2.50
Debt Service Coverage Ratio
0.00 0.56 0.37 0.64 0.67
Interest Coverage Ratio
0.00 38.89 3.07 272.04 269.32
Debt to Market Cap
0.34 0.29 0.27 0.19 0.24
Interest Debt Per Share
269.34 217.50 154.96 90.85 117.63
Net Debt to EBITDA
5.18 4.08 3.47 2.10 2.64
Profitability Margins
Gross Profit Margin
71.32%74.80%59.49%60.21%54.94%
EBIT Margin
40.73%69.14%58.96%76.30%79.59%
EBITDA Margin
42.37%70.62%55.38%77.32%80.71%
Operating Profit Margin
57.07%74.08%54.24%50.04%47.65%
Pretax Profit Margin
54.47%67.24%53.20%50.51%46.97%
Net Profit Margin
40.84%50.37%39.90%37.92%35.39%
Continuous Operations Profit Margin
40.84%50.37%39.90%37.92%35.39%
Net Income Per EBT
74.97%74.91%74.99%75.06%75.35%
EBT Per EBIT
95.45%90.76%98.10%100.95%98.55%
Return on Assets (ROA)
7.44%7.15%6.93%7.15%6.20%
Return on Equity (ROE)
18.69%16.09%13.91%12.22%15.49%
Return on Capital Employed (ROCE)
10.39%12.31%9.47%11.78%10.26%
Return on Invested Capital (ROIC)
7.79%6.97%6.08%7.14%6.32%
Return on Tangible Assets
7.44%7.16%6.94%7.15%6.20%
Earnings Yield
4.67%3.88%3.83%3.28%2.51%
Efficiency Ratios
Receivables Turnover
0.00 33.52 57.28 0.00 0.00
Payables Turnover
0.00 16.48 30.50 36.60 52.72
Inventory Turnover
0.00 0.00 0.00 -35.49 -436.26
Fixed Asset Turnover
18.55 30.39 34.46 37.47 44.14
Asset Turnover
0.18 0.14 0.17 0.19 0.18
Working Capital Turnover Ratio
0.00 0.33 0.34 1.69 1.94
Cash Conversion Cycle
0.00 -11.25 -5.60 -20.26 -7.76
Days of Sales Outstanding
0.00 10.89 6.37 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 -10.28 -0.84
Days of Payables Outstanding
0.00 22.14 11.97 9.97 6.92
Operating Cycle
0.00 10.89 6.37 -10.28 -0.84
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 -72.72 -38.54 -9.83 -5.40
Free Cash Flow Per Share
0.00 -73.49 -38.95 -10.14 -5.51
CapEx Per Share
0.00 0.77 0.42 0.31 0.11
Free Cash Flow to Operating Cash Flow
0.00 1.01 1.01 1.03 1.02
Dividend Paid and CapEx Coverage Ratio
0.00 -94.79 -92.53 -32.12 -48.48
Capital Expenditure Coverage Ratio
0.00 -94.79 -92.53 -32.12 -48.48
Operating Cash Flow Coverage Ratio
0.00 -0.34 -0.26 -0.11 -0.05
Operating Cash Flow to Sales Ratio
0.00 -1.28 -0.74 -0.23 -0.16
Free Cash Flow Yield
0.00%-9.95%-7.21%-2.07%-1.12%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
21.39 25.79 26.10 30.46 39.77
Price-to-Sales (P/S) Ratio
8.75 12.99 10.41 11.55 14.07
Price-to-Book (P/B) Ratio
3.64 4.15 3.63 3.72 6.16
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 -10.05 -13.88 -48.33 -88.94
Price-to-Operating Cash Flow Ratio
0.00 -10.16 -14.03 -49.84 -90.77
Price-to-Earnings Growth (PEG) Ratio
5.30 0.67 0.91 1.00 1.07
Price-to-Fair Value
3.64 4.15 3.63 3.72 6.16
Enterprise Value Multiple
25.82 22.47 22.27 17.04 20.07
Enterprise Value
287.36B 263.38B 186.58B 157.59B 164.34B
EV to EBITDA
25.82 22.47 22.27 17.04 20.07
EV to Sales
10.94 15.87 12.34 13.17 16.20
EV to Free Cash Flow
0.00 -12.28 -16.44 -55.14 -102.38
EV to Operating Cash Flow
0.00 -12.41 -16.62 -56.86 -104.50
Tangible Book Value Per Share
214.11 177.72 147.08 129.93 78.23
Shareholders’ Equity Per Share
214.35 178.05 148.94 131.62 79.57
Tax and Other Ratios
Effective Tax Rate
0.25 0.25 0.25 0.25 0.25
Revenue Per Share
89.29 56.87 51.91 42.43 34.82
Net Income Per Share
36.46 28.64 20.71 16.09 12.32
Tax Burden
0.75 0.75 0.75 0.75 0.75
Interest Burden
1.34 0.97 0.90 0.66 0.59
Research & Development to Revenue
0.00 0.00 <0.01 <0.01 <0.01
SG&A to Revenue
0.00 0.26 0.23 0.02 0.02
Stock-Based Compensation to Revenue
0.00 <0.01 0.02 0.03 0.01
Income Quality
0.00 -2.54 -1.40 -0.46 -0.33
Currency in INR
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