FINO Payments Bank Ltd. (IN:FINOPB)
:FINOPB
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Total Valuation
FINO Payments Bank Ltd. has a market cap or net worth of ₹10.34B. The enterprise value is ₹12.26B.
Market Cap₹10.34B
Enterprise Value₹12.26B
Share Statistics
FINO Payments Bank Ltd. has 83,218,400 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding83,218,400
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
FINO Payments Bank Ltd.’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 0.99%.
Return on Equity (ROE)0.07
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.99%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee5.89M
Profits Per Employee195.60K
Employee Count2,682
Asset Turnover0.30
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of FINO Payments Bank Ltd. is 34.7. FINO Payments Bank Ltd.’s PEG ratio is -0.43.
PE Ratio34.7
PS Ratio0.62
PB Ratio1.22
Price to Fair Value1.22
Price to FCF1.08K
Price to Operating Cash Flow-74.63
PEG Ratio-0.43
Income Statement
In the last 12 months, FINO Payments Bank Ltd. had revenue of 15.79B and earned 524.60M in profits. Earnings per share was 6.30.
Revenue15.79B
Gross Profit14.65B
Operating Income674.10M
Pretax Income674.10M
Net Income524.60M
EBITDA1.44B
Earnings Per Share (EPS)6.30
Cash Flow
In the last 12 months, operating cash flow was -140.10M and capital expenditures -696.70M, giving a free cash flow of -836.80M billion.
Operating Cash Flow-140.10M
Free Cash Flow-836.80M
Free Cash Flow per Share-10.06
Dividends & Yields
FINO Payments Bank Ltd. pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.74
52-Week Price Change-49.20%
50-Day Moving Average135.71
200-Day Moving Average230.80
Relative Strength Index (RSI)43.35
Average Volume (3m)22.57K
Important Dates
FINO Payments Bank Ltd. upcoming earnings date is Jul 23, 2026, TBA (Confirmed).
Last Earnings DateApr 29, 2026
Next Earnings DateJul 23, 2026
Ex-Dividend Date―
Financial Position
FINO Payments Bank Ltd. as a current ratio of 0.00, with Debt / Equity ratio of 190.67%
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap1.56
Net Debt to EBITDA1.29
Interest Coverage Ratio0.59
Taxes
In the past 12 months, FINO Payments Bank Ltd. has paid 149.50M in taxes.
Income Tax149.50M
Effective Tax Rate0.22
Enterprise Valuation
FINO Payments Bank Ltd. EV to EBITDA ratio is 8.14, with an EV/FCF ratio of 1.28K.
EV to Sales0.74
EV to EBITDA8.14
EV to Free Cash Flow1.28K
EV to Operating Cash Flow8.13
Balance Sheet
FINO Payments Bank Ltd. has ₹11.98B in cash and marketable securities with ₹8.65B in debt, giving a net cash position of ₹3.32B billion.
Cash & Marketable Securities₹11.98B
Total Debt₹8.65B
Net Cash₹3.32B
Net Cash Per Share₹39.93
Tangible Book Value Per Share₹96.70
Margins
Gross margin is 69.18%, with operating margin of 4.27%, and net profit margin of 3.32%.
Gross Margin69.18%
Operating Margin4.27%
Pretax Margin4.27%
Net Profit Margin3.32%
EBITDA Margin9.09%
EBIT Margin4.27%
Analyst Forecast
The average price target for FINO Payments Bank Ltd. is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast-14.03%
EPS Growth Forecast-43.34%