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FINO Payments Bank Ltd. (IN:FINOPB)
:FINOPB
Total Valuation
FINO Payments Bank Ltd. has a market cap or net worth of ₹22.89B. The enterprise value is ₹32.17B.
Market Cap₹22.89B
Enterprise Value₹32.17B
Share Statistics
FINO Payments Bank Ltd. has 83,218,400 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding83,218,400
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
FINO Payments Bank Ltd.’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 2.54%.
Return on Equity (ROE)0.12
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)2.54%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee2.90M
Profits Per Employee345.00K
Employee Count2,682
Asset Turnover0.19
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of FINO Payments Bank Ltd. is 27.9. FINO Payments Bank Ltd.’s PEG ratio is 2.91.
PE Ratio27.9
PS Ratio2.54
PB Ratio2.65
Price to Fair Value2.65
Price to FCF-3.21
Price to Operating Cash Flow0.00
PEG Ratio2.91
Income Statement
In the last 12 months, FINO Payments Bank Ltd. had revenue of 7.78B and earned 925.30M in profits. Earnings per share was 11.12.
Revenue7.78B
Gross Profit6.78B
Operating Income925.03M
Pretax Income1.08B
Net Income925.30M
EBITDA1.70B
Earnings Per Share (EPS)11.12
Cash Flow
In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00
Dividends & Yields
FINO Payments Bank Ltd. pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.00
52-Week Price Change-26.57%
50-Day Moving Average267.37
200-Day Moving Average266.22
Relative Strength Index (RSI)63.11
Average Volume (3m)15.45K
Important Dates
FINO Payments Bank Ltd. upcoming earnings date is Nov 4, 2025, TBA (Confirmed).
Last Earnings DateJul 30, 2025
Next Earnings DateNov 4, 2025
Ex-Dividend Date―
Financial Position
FINO Payments Bank Ltd. as a current ratio of 0.58, with Debt / Equity ratio of 112.40%
Current Ratio0.58
Quick Ratio0.58
Debt to Market Cap0.42
Net Debt to EBITDA-1.55
Interest Coverage Ratio0.92
Taxes
In the past 12 months, FINO Payments Bank Ltd. has paid 158.20M in taxes.
Income Tax158.20M
Effective Tax Rate0.15
Enterprise Valuation
FINO Payments Bank Ltd. EV to EBITDA ratio is 10.05, with an EV/FCF ratio of -2.78.
EV to Sales2.20
EV to EBITDA10.05
EV to Free Cash Flow-2.78
EV to Operating Cash Flow-3.80
Balance Sheet
FINO Payments Bank Ltd. has ₹0.00 in cash and marketable securities with ₹0.00 in debt, giving a net cash position of ₹0.00 billion.
Cash & Marketable Securities₹0.00
Total Debt₹0.00
Net Cash₹0.00
Net Cash Per Share₹0.00
Tangible Book Value Per Share₹89.43
Margins
Gross margin is 97.05%, with operating margin of 11.89%, and net profit margin of 11.89%.
Gross Margin97.05%
Operating Margin11.89%
Pretax Margin13.92%
Net Profit Margin11.89%
EBITDA Margin21.91%
EBIT Margin13.92%
Analyst Forecast
The average price target for FINO Payments Bank Ltd. is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast―
EPS Growth Forecast―