ESAF Small Finance Bank Limited (IN:ESAFSFB)
:ESAFSFB
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Total Valuation
ESAF Small Finance Bank Limited has a market cap or net worth of ₹14.21B. The enterprise value is ₹30.01B.
Market Cap₹14.21B
Enterprise Value₹30.01B
Share Statistics
ESAF Small Finance Bank Limited has 515,676,500 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding515,676,500
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
ESAF Small Finance Bank Limited’s return on equity (ROE) is -0.09 and return on invested capital (ROIC) is -0.54%.
Return on Equity (ROE)-0.09
Return on Assets (ROA)>-0.01
Return on Invested Capital (ROIC)-0.54%
Return on Capital Employed (ROCE)>-0.01
Revenue Per Employee7.94M
Profits Per Employee-303.71K
Employee Count5,479
Asset Turnover0.14
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of ESAF Small Finance Bank Limited is 10.8. ESAF Small Finance Bank Limited’s PEG ratio is 0.09.
PE Ratio10.8
PS Ratio0.24
PB Ratio0.57
Price to Fair Value0.57
Price to FCF4.90
Price to Operating Cash Flow-0.97
PEG Ratio0.09
Income Statement
In the last 12 months, ESAF Small Finance Bank Limited had revenue of 43.48B and earned -1.66B in profits. Earnings per share was -3.23.
Revenue43.48B
Gross Profit15.70B
Operating Income-2.28B
Pretax Income-2.28B
Net Income-1.66B
EBITDA-1.63B
Earnings Per Share (EPS)-3.23
Cash Flow
In the last 12 months, operating cash flow was -14.48B and capital expenditures -1.68B, giving a free cash flow of -16.16B billion.
Operating Cash Flow-14.48B
Free Cash Flow-16.16B
Free Cash Flow per Share-31.34
Dividends & Yields
ESAF Small Finance Bank Limited pays an annual dividend of ₹0.7, resulting in a dividend yield of 2.64%
Dividend Per Share₹0.7
Dividend Yield2.64%
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.00
52-Week Price Change-8.32%
50-Day Moving Average24.98
200-Day Moving Average27.40
Relative Strength Index (RSI)55.29
Average Volume (3m)22.82K
Important Dates
ESAF Small Finance Bank Limited upcoming earnings date is Jul 24, 2026, Before Open (Confirmed).
Last Earnings DateApr 30, 2026
Next Earnings DateJul 24, 2026
Ex-Dividend Date―
Financial Position
ESAF Small Finance Bank Limited as a current ratio of 0.00, with Debt / Equity ratio of 154.08%
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap2.69
Net Debt to EBITDA-9.69
Interest Coverage Ratio-0.12
Taxes
In the past 12 months, ESAF Small Finance Bank Limited has paid -620.00M in taxes.
Income Tax-620.00M
Effective Tax Rate0.27
Enterprise Valuation
ESAF Small Finance Bank Limited EV to EBITDA ratio is -15.97, with an EV/FCF ratio of 12.45.
EV to Sales0.60
EV to EBITDA-15.97
EV to Free Cash Flow12.45
EV to Operating Cash Flow5.29
Balance Sheet
ESAF Small Finance Bank Limited has ₹10.26B in cash and marketable securities with ₹21.13B in debt, giving a net cash position of -₹10.87B billion.
Cash & Marketable Securities₹10.26B
Total Debt₹21.13B
Net Cash-₹10.87B
Net Cash Per Share-₹21.08
Tangible Book Value Per Share₹34.68
Margins
Gross margin is 47.04%, with operating margin of -5.25%, and net profit margin of -3.83%.
Gross Margin47.04%
Operating Margin-5.25%
Pretax Margin-5.25%
Net Profit Margin-3.83%
EBITDA Margin-3.75%
EBIT Margin-5.25%
Analyst Forecast
The average price target for ESAF Small Finance Bank Limited is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast0.44%
EPS Growth Forecast68.14%