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ESAF Small Finance Bank Limited (IN:ESAFSFB)
:ESAFSFB
RESEARCH TOOLSreports
Total Valuation
ESAF Small Finance Bank Limited has a market cap or net worth of ₹14.86B. The enterprise value is ₹23.33B.
Market Cap₹14.86B
Enterprise Value₹23.33B
Share Statistics
ESAF Small Finance Bank Limited has 515,510,800 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding515,510,800
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
ESAF Small Finance Bank Limited’s return on equity (ROE) is -0.27 and return on invested capital (ROIC) is -20.30%.
Return on Equity (ROE)-0.27
Return on Assets (ROA)-0.02
Return on Invested Capital (ROIC)-20.30%
Return on Capital Employed (ROCE)-0.16
Revenue Per Employee7.90M
Profits Per Employee-951.62K
Employee Count5,479
Asset Turnover0.16
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of ESAF Small Finance Bank Limited is 66.2. ESAF Small Finance Bank Limited’s PEG ratio is ―.
PE Ratio66.2
PS Ratio―
PB Ratio―
Price to Fair Value0.69
Price to FCF―
Price to Operating Cash Flow0.00
PEG Ratio―
Income Statement
In the last 12 months, ESAF Small Finance Bank Limited had revenue of 43.29B and earned -5.21B in profits. Earnings per share was -10.13.
Revenue43.29B
Gross Profit12.69B
Operating Income-6.35B
Pretax Income-6.93B
Net Income-5.21B
EBITDA-6.34B
Earnings Per Share (EPS)-10.13
Cash Flow
In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00
Dividends & Yields
ESAF Small Finance Bank Limited pays an annual dividend of ₹0.7, resulting in a dividend yield of 2.43%
Dividend Per Share₹0.7
Dividend Yield2.43%
Payout Ratio-6.90%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.16
52-Week Price Change-42.51%
50-Day Moving Average31.95
200-Day Moving Average33.42
Relative Strength Index (RSI)30.53
Average Volume (3m)47.45K
Important Dates
ESAF Small Finance Bank Limited upcoming earnings date is Nov 14, 2025, Before Open (Confirmed).
Last Earnings DateAug 8, 2025
Next Earnings DateNov 14, 2025
Ex-Dividend DateAug 07, 2024
Financial Position
ESAF Small Finance Bank Limited as a current ratio of 0.09, with Debt / Equity ratio of 72.12%
Current Ratio0.09
Quick Ratio0.09
Debt to Market Cap1.05
Net Debt to EBITDA-0.09
Interest Coverage Ratio-0.35
Taxes
In the past 12 months, ESAF Small Finance Bank Limited has paid 1.72B in taxes.
Income Tax1.72B
Effective Tax Rate-0.25
Enterprise Valuation
ESAF Small Finance Bank Limited EV to EBITDA ratio is -2.20, with an EV/FCF ratio of -3.62.
EV to Sales0.32
EV to EBITDA-2.20
EV to Free Cash Flow-3.62
EV to Operating Cash Flow-6.00
Balance Sheet
ESAF Small Finance Bank Limited has ₹19.79B in cash and marketable securities with ₹14.06B in debt, giving a net cash position of -₹5.73B billion.
Cash & Marketable Securities₹19.79B
Total Debt₹14.06B
Net Cash-₹5.73B
Net Cash Per Share-₹11.12
Tangible Book Value Per Share₹37.87
Margins
Gross margin is 62.39%, with operating margin of -14.67%, and net profit margin of -12.04%.
Gross Margin62.39%
Operating Margin-14.67%
Pretax Margin-16.01%
Net Profit Margin-12.04%
EBITDA Margin-14.64%
EBIT Margin-16.01%
Analyst Forecast
The average price target for ESAF Small Finance Bank Limited is ₹29.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target₹29.00
Price Target Upside0.62% Upside
Analyst ConsensusHold
Analyst Count1
Revenue Growth Forecast-4.34%
EPS Growth Forecast-285.61%