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CSB Bank Ltd. (IN:CSBBANK)
:CSBBANK
India Market

CSB Bank Ltd. (CSBBANK) Ratios

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CSB Bank Ltd. Ratios

IN:CSBBANK's free cash flow for Q2 2026 was ₹0.53. For the 2026 fiscal year, IN:CSBBANK's free cash flow was decreased by ₹ and operating cash flow was ₹0.15. See a summary of the company’s cash flow.
Ratios
TTM
Mar 25Mar 24Mar 23Mar 22
Liquidity Ratios
Current Ratio
0.09 0.12 0.41 5.63 2.52
Quick Ratio
0.09 0.12 0.41 37.10 31.79
Cash Ratio
0.09 0.10 0.35 5.63 2.52
Solvency Ratio
0.01 0.02 0.02 0.02 0.02
Operating Cash Flow Ratio
-0.03 -0.33 0.07 26.06 -10.67
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.62 3.58 -0.43
Net Current Asset Value
₹ -418.92B₹ -389.66B₹ -283.86B₹ -254.81B₹ -225.02B
Leverage Ratios
Debt-to-Assets Ratio
0.09 0.12 0.05 0.03 0.08
Debt-to-Equity Ratio
0.92 1.23 0.46 0.24 0.80
Debt-to-Capital Ratio
0.48 0.55 0.32 0.20 0.44
Long-Term Debt-to-Capital Ratio
0.48 0.55 0.15 0.05 0.05
Financial Leverage Ratio
10.64 10.64 9.48 9.10 9.56
Debt Service Coverage Ratio
0.23 0.32 0.24 0.37 0.17
Interest Coverage Ratio
0.31 0.38 0.52 0.74 0.69
Debt to Market Cap
0.70 1.06 0.28 0.18 0.58
Interest Debt Per Share
402.59 441.98 184.93 101.95 172.97
Net Debt to EBITDA
1.07 2.14 -1.88 0.39 2.93
Profitability Margins
Gross Profit Margin
50.44%53.58%58.68%62.59%61.26%
EBIT Margin
15.12%17.50%21.68%27.84%26.89%
EBITDA Margin
15.12%19.17%23.26%29.47%28.55%
Operating Profit Margin
15.12%17.50%21.68%27.84%26.89%
Pretax Profit Margin
15.12%17.50%21.68%27.84%26.89%
Net Profit Margin
11.23%12.99%16.14%20.77%20.07%
Continuous Operations Profit Margin
11.23%12.99%16.14%20.77%20.07%
Net Income Per EBT
74.31%74.27%74.44%74.61%74.65%
EBT Per EBIT
100.00%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
1.24%1.24%1.57%1.88%1.81%
Return on Equity (ROE)
13.95%13.20%14.90%17.09%17.29%
Return on Capital Employed (ROCE)
8.07%7.44%2.85%2.52%2.43%
Return on Invested Capital (ROIC)
6.00%5.52%2.04%41.14%18.97%
Return on Tangible Assets
1.24%1.24%1.57%1.87%1.80%
Earnings Yield
10.04%11.36%8.88%12.87%12.52%
Efficiency Ratios
Receivables Turnover
0.00 7.25 6.86 3.73 3.74
Payables Turnover
0.00 9.48 9.06 11.62 11.01
Inventory Turnover
0.00 0.00 0.00 -0.37 -0.38
Fixed Asset Turnover
8.25 7.27 8.65 8.25 7.94
Asset Turnover
0.11 0.10 0.10 0.09 0.09
Working Capital Turnover Ratio
-0.31 -0.24 -1.38 10.23 4.26
Cash Conversion Cycle
0.00 11.86 12.92 -922.50 -906.34
Days of Sales Outstanding
0.00 50.36 53.22 97.73 97.55
Days of Inventory Outstanding
0.00 0.00 0.00 -988.81 -970.73
Days of Payables Outstanding
0.00 38.50 40.30 31.42 33.17
Operating Cycle
0.00 50.36 53.22 -891.08 -873.18
Cash Flow Ratios
Operating Cash Flow Per Share
-69.82 -714.70 39.68 127.47 -49.45
Free Cash Flow Per Share
-75.28 -732.01 32.86 123.14 -52.70
CapEx Per Share
5.45 17.31 6.83 4.34 3.25
Free Cash Flow to Operating Cash Flow
1.08 1.02 0.83 0.97 1.07
Dividend Paid and CapEx Coverage Ratio
-12.80 -41.29 5.81 29.40 -15.19
Capital Expenditure Coverage Ratio
-12.80 -41.29 5.81 29.40 -15.19
Operating Cash Flow Coverage Ratio
-0.28 -2.24 0.39 2.82 -0.41
Operating Cash Flow to Sales Ratio
-0.22 -2.71 0.20 0.84 -0.38
Free Cash Flow Yield
-21.08%-243.03%8.93%50.24%-24.96%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
9.96 8.80 11.26 7.77 7.99
Price-to-Sales (P/S) Ratio
1.12 1.14 1.82 1.61 1.60
Price-to-Book (P/B) Ratio
1.32 1.16 1.68 1.33 1.38
Price-to-Free Cash Flow (P/FCF) Ratio
-4.74 -0.41 11.19 1.99 -4.01
Price-to-Operating Cash Flow Ratio
-5.12 -0.42 9.27 1.92 -4.27
Price-to-Earnings Growth (PEG) Ratio
59.43 1.84 3.17 0.40 0.07
Price-to-Fair Value
1.32 1.16 1.68 1.33 1.38
Enterprise Value Multiple
8.47 8.10 5.93 5.87 8.55
Enterprise Value
70.94B 70.95B 48.46B 45.57B 55.76B
EV to EBITDA
8.47 8.10 5.93 5.87 8.55
EV to Sales
1.28 1.55 1.38 1.73 2.44
EV to Free Cash Flow
-5.43 -0.56 8.50 2.13 -6.10
EV to Operating Cash Flow
-5.86 -0.57 7.04 2.06 -6.50
Tangible Book Value Per Share
270.93 259.27 219.23 184.66 152.83
Shareholders’ Equity Per Share
270.93 259.27 219.23 184.66 152.83
Tax and Other Ratios
Effective Tax Rate
0.26 0.26 0.26 0.25 0.25
Revenue Per Share
319.18 263.41 202.42 151.91 131.69
Net Income Per Share
35.86 34.23 32.67 31.55 26.43
Tax Burden
0.74 0.74 0.74 0.75 0.75
Interest Burden
1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.04 <0.01 <0.01 <0.01 <0.01
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
-1.64 -20.88 0.90 3.01 -1.40
Currency in INR