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Bank of India (IN:BANKINDIA)
:BANKINDIA
India Market
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Bank of India (BANKINDIA) Ratios

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Bank of India Ratios

IN:BANKINDIA's free cash flow for Q4 2025 was ₹1.00. For the 2025 fiscal year, IN:BANKINDIA's free cash flow was decreased by ₹ and operating cash flow was ₹0.43. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.13 0.49 0.17 16.56 30.62
Quick Ratio
0.13 0.96 0.17 66.58 96.22
Cash Ratio
0.13 0.30 0.30 33.01 55.70
Solvency Ratio
<0.01 <0.01 <0.01 <0.01 <0.01
Operating Cash Flow Ratio
0.00 -0.02 -0.02 -2.75 -20.26
Short-Term Operating Cash Flow Coverage
0.00 -6.34 0.00 0.00 0.00
Net Current Asset Value
₹ -8.95T₹ -7.16T₹ -8.07T₹ -7.23T₹ -6.33T
Leverage Ratios
Debt-to-Assets Ratio
0.12 0.14 0.09 0.08 0.03
Debt-to-Equity Ratio
1.58 1.81 1.15 1.08 0.41
Debt-to-Capital Ratio
0.61 0.64 0.53 0.52 0.29
Long-Term Debt-to-Capital Ratio
0.61 0.53 0.48 0.00 0.00
Financial Leverage Ratio
13.35 13.10 13.10 13.67 13.15
Debt Service Coverage Ratio
0.19 0.18 0.18 0.16 0.16
Interest Coverage Ratio
0.27 0.27 0.35 0.21 0.22
Debt to Market Cap
2.53 1.37 1.11 0.00 0.00
Interest Debt Per Share
386.53 390.96 279.95 225.30 122.99
Net Debt to EBITDA
1.82 4.20 -0.20 -3.01 -12.51
Profitability Margins
Gross Profit Margin
47.99%43.82%263.95%100.00%100.00%
EBIT Margin
18.22%15.17%39.97%22.02%27.27%
EBITDA Margin
18.22%15.92%41.97%23.55%29.05%
Operating Profit Margin
18.97%14.91%52.06%20.32%25.88%
Pretax Profit Margin
18.40%15.44%40.69%22.02%27.27%
Net Profit Margin
13.75%9.77%25.74%13.85%17.09%
Continuous Operations Profit Margin
13.76%9.77%25.75%13.86%17.06%
Net Income Per EBT
74.73%63.27%63.27%62.93%62.66%
EBT Per EBIT
96.98%103.55%78.15%108.36%105.39%
Return on Assets (ROA)
0.88%0.71%0.71%0.46%0.47%
Return on Equity (ROE)
12.17%9.30%9.30%6.35%6.18%
Return on Capital Employed (ROCE)
5.36%1.55%2.06%0.68%0.71%
Return on Invested Capital (ROIC)
4.01%0.98%1.39%7.17%5.24%
Return on Tangible Assets
0.88%0.71%0.71%0.46%0.46%
Earnings Yield
18.72%10.99%10.99%12.53%19.77%
Efficiency Ratios
Receivables Turnover
0.00 1.38 0.52 0.00 0.00
Payables Turnover
0.00 11.80 0.00 0.00 0.00
Inventory Turnover
0.00 -0.29 0.00 0.00 0.00
Fixed Asset Turnover
5.71 6.51 2.47 2.75 2.07
Asset Turnover
0.06 0.07 0.03 0.03 0.03
Working Capital Turnover Ratio
-0.19 -1.31 -0.26 0.60 0.34
Cash Conversion Cycle
0.00 -1.04K 696.14 0.00 0.00
Days of Sales Outstanding
0.00 264.13 696.14 0.00 0.00
Days of Inventory Outstanding
0.00 -1.27K 0.00 0.00 0.00
Days of Payables Outstanding
0.00 30.94 0.00 0.00 0.00
Operating Cycle
0.00 -1.01K 696.14 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 -10.46 -10.46 -17.17 -92.11
Free Cash Flow Per Share
0.00 -12.47 -12.47 -18.69 -93.59
CapEx Per Share
0.00 2.01 2.01 1.52 1.48
Free Cash Flow to Operating Cash Flow
0.00 1.19 1.19 1.09 1.02
Dividend Paid and CapEx Coverage Ratio
0.00 -2.65 -2.65 -4.88 -62.04
Capital Expenditure Coverage Ratio
0.00 -5.22 -5.22 -11.30 -62.04
Operating Cash Flow Coverage Ratio
0.00 -0.03 -0.05 -0.11 -1.52
Operating Cash Flow to Sales Ratio
0.00 -0.07 -0.17 -0.25 -1.74
Free Cash Flow Yield
0.00%-8.85%-8.85%-25.03%-204.13%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
5.32 9.10 9.10 7.98 5.06
Price-to-Sales (P/S) Ratio
0.73 0.89 2.34 1.11 0.86
Price-to-Book (P/B) Ratio
0.62 0.85 0.85 0.51 0.31
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 -11.30 -11.30 -3.99 -0.49
Price-to-Operating Cash Flow Ratio
0.00 -13.46 -13.46 -4.35 -0.50
Price-to-Earnings Growth (PEG) Ratio
-8.58 0.14 0.14 2.59 0.12
Price-to-Fair Value
0.62 0.85 0.85 0.51 0.31
Enterprise Value Multiple
5.84 9.78 5.38 1.68 -9.53
Enterprise Value
736.30B 1.05T 575.66B 109.65B -565.84B
EV to EBITDA
5.86 9.78 5.38 1.68 -9.53
EV to Sales
1.07 1.56 2.26 0.40 -2.77
EV to Free Cash Flow
0.00 -19.79 -10.89 -1.43 1.57
EV to Operating Cash Flow
0.00 -23.58 -12.97 -1.56 1.59
Tangible Book Value Per Share
178.17 166.82 166.82 147.65 147.04
Shareholders’ Equity Per Share
177.81 166.44 166.44 147.27 146.70
Tax and Other Ratios
Effective Tax Rate
0.25 0.37 0.37 0.36 0.39
Revenue Per Share
151.63 158.48 60.13 67.51 53.04
Net Income Per Share
20.85 15.48 15.48 9.35 9.07
Tax Burden
0.75 0.63 0.63 0.63 0.63
Interest Burden
1.01 1.02 1.02 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.00 <0.01 <0.01 <0.01 <0.01
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
0.00 -0.68 -0.68 -1.16 -6.27
Currency in INR
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