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Bajaj Housing Finance Ltd. (IN:BAJAJHFL)
:BAJAJHFL
India Market
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Bajaj Housing Finance Ltd. (BAJAJHFL) Ratios

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Bajaj Housing Finance Ltd. Ratios

IN:BAJAJHFL's free cash flow for Q1 2026 was ₹0.32. For the 2026 fiscal year, IN:BAJAJHFL's free cash flow was decreased by ₹ and operating cash flow was ₹0.29. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.00 0.27 0.27 0.35 0.35
Quick Ratio
0.00 0.27 0.27 0.35 0.35
Cash Ratio
1.15 <0.01 <0.01 <0.01 0.03
Solvency Ratio
0.03 0.03 0.03 0.02 0.02
Operating Cash Flow Ratio
-28.03 -0.92 -0.92 -1.15 -0.98
Short-Term Operating Cash Flow Coverage
0.00 -0.94 -0.94 -1.19 -1.00
Net Current Asset Value
₹ -947.96B₹ -649.91B₹ -649.91B₹ -498.24B₹ -373.91B
Leverage Ratios
Debt-to-Assets Ratio
0.81 0.84 0.84 0.83 0.86
Debt-to-Equity Ratio
4.44 5.65 5.65 5.12 6.15
Debt-to-Capital Ratio
0.82 0.85 0.85 0.84 0.86
Long-Term Debt-to-Capital Ratio
0.82 0.81 0.81 0.80 0.81
Financial Leverage Ratio
5.48 6.69 6.69 6.16 7.20
Debt Service Coverage Ratio
2.58 0.11 0.11 0.11 0.06
Interest Coverage Ratio
3.02 676.46 676.46 0.00 0.00
Debt to Market Cap
1.05 0.50 0.50 0.39 0.30
Interest Debt Per Share
114.74 83.01 83.01 64.54 49.82
Net Debt to EBITDA
20.14 31.34 31.34 30.90 41.58
Profitability Margins
Gross Profit Margin
48.90%30.17%30.17%34.09%32.97%
EBIT Margin
45.20%29.53%29.53%31.07%26.10%
EBITDA Margin
45.62%30.07%30.07%31.67%26.80%
Operating Profit Margin
45.81%26.76%26.76%0.00%0.00%
Pretax Profit Margin
29.58%29.49%29.49%31.01%26.03%
Net Profit Margin
23.11%23.62%23.62%22.95%19.24%
Continuous Operations Profit Margin
23.11%23.62%23.62%22.95%19.24%
Net Income Per EBT
78.12%80.10%80.10%73.99%73.93%
EBT Per EBIT
64.58%110.17%110.17%0.00%0.00%
Return on Assets (ROA)
2.04%2.12%2.12%1.95%1.46%
Return on Equity (ROE)
11.83%14.15%14.15%11.98%10.53%
Return on Capital Employed (ROCE)
4.04%3.02%3.02%0.00%0.00%
Return on Invested Capital (ROIC)
-2994.02%1.93%1.93%0.00%0.00%
Return on Tangible Assets
2.04%2.12%2.12%1.95%1.46%
Earnings Yield
2.64%1.26%1.26%0.92%0.52%
Efficiency Ratios
Receivables Turnover
380.93 2.43 0.00 0.00 0.00
Payables Turnover
0.00 88.84 88.84 78.66 67.88
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
99.22 83.77 83.77 64.55 47.22
Asset Turnover
0.09 0.09 0.09 0.08 0.08
Working Capital Turnover Ratio
-167.35 -0.72 -0.72 -0.67 0.00
Cash Conversion Cycle
0.96 146.05 -4.11 -4.64 -5.38
Days of Sales Outstanding
0.96 150.16 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 4.11 4.11 4.64 5.38
Operating Cycle
0.96 150.16 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
-4.11 -18.53 -18.53 -17.21 -14.99
Free Cash Flow Per Share
-4.12 -18.58 -18.58 -17.25 -15.02
CapEx Per Share
<0.01 0.05 0.05 0.04 0.03
Free Cash Flow to Operating Cash Flow
1.00 1.00 1.00 1.00 1.00
Dividend Paid and CapEx Coverage Ratio
-475.95 -358.79 -358.79 -424.02 -428.59
Capital Expenditure Coverage Ratio
-475.95 -358.79 -358.79 -424.02 -428.59
Operating Cash Flow Coverage Ratio
-0.04 -0.22 -0.22 -0.27 -0.30
Operating Cash Flow to Sales Ratio
-0.33 -2.10 -2.10 -2.61 -3.38
Free Cash Flow Yield
-3.83%-11.26%-11.26%-10.45%-9.10%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
37.88 79.37 79.37 109.24 193.63
Price-to-Sales (P/S) Ratio
8.75 18.75 18.75 25.07 37.26
Price-to-Book (P/B) Ratio
4.22 11.23 11.23 13.08 20.38
Price-to-Free Cash Flow (P/FCF) Ratio
-26.08 -8.88 -8.88 -9.56 -10.98
Price-to-Operating Cash Flow Ratio
-26.14 -8.91 -8.91 -9.59 -11.01
Price-to-Earnings Growth (PEG) Ratio
13.02 2.10 2.10 1.41 0.00
Price-to-Fair Value
4.22 11.23 11.23 13.08 20.38
Enterprise Value Multiple
39.33 93.69 93.69 110.04 180.64
Enterprise Value
1.83T 2.06T 2.06T 1.91T 1.78T
EV to EBITDA
39.33 93.69 93.69 110.04 180.64
EV to Sales
17.94 28.17 28.17 34.86 48.40
EV to Free Cash Flow
-53.46 -13.35 -13.35 -13.30 -14.27
EV to Operating Cash Flow
-53.57 -13.38 -13.38 -13.33 -14.30
Tangible Book Value Per Share
25.43 14.65 14.65 12.58 8.07
Shareholders’ Equity Per Share
25.43 14.69 14.69 12.61 8.09
Tax and Other Ratios
Effective Tax Rate
0.22 0.20 0.20 0.26 0.26
Revenue Per Share
12.27 8.80 8.80 6.58 4.43
Net Income Per Share
2.83 2.08 2.08 1.51 0.85
Tax Burden
0.78 0.80 0.80 0.74 0.74
Interest Burden
0.65 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
<0.01 <0.01 <0.01 <0.01 <0.01
Stock-Based Compensation to Revenue
<0.01 0.00 0.00 0.00 0.00
Income Quality
-1.41 -7.14 -7.14 -8.43 -13.00
Currency in INR
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