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Bajaj Housing Finance Ltd. (IN:BAJAJHFL)
:BAJAJHFL
India Market
BAJAJHFL
Bajaj Housing Finance Ltd.
RESEARCH TOOLSreports

Bajaj Housing Finance Ltd. (BAJAJHFL) Ratios

22 Followers

Bajaj Housing Finance Ltd. Ratios

IN:BAJAJHFL's free cash flow for Q2 2026 was ₹0.39. For the 2026 fiscal year, IN:BAJAJHFL's free cash flow was decreased by ₹ and operating cash flow was ₹0.32. See a summary of the company’s cash flow.
Ratios
TTM
Mar 25Mar 24Mar 23Mar 22
Liquidity Ratios
Current Ratio
 0.00 140.78 0.27 0.35 0.35
Quick Ratio
 0.00 140.78 0.27 0.35 0.35
Cash Ratio
 0.00 0.09 <0.01 <0.01 0.03
Solvency Ratio
 0.03 0.03 0.03 0.02 0.02
Operating Cash Flow Ratio
 0.00 -24.12 -0.92 -1.15 -0.98
Short-Term Operating Cash Flow Coverage
 0.00 -0.89 -0.94 -1.19 -1.00
Net Current Asset Value
₹ -947.96B₹ 168.10B₹ -649.91B₹ -498.24B₹ -373.91B
Leverage Ratios
Debt-to-Assets Ratio
 0.81 0.80 0.84 0.83 0.86
Debt-to-Equity Ratio
 4.44 4.11 5.65 5.12 6.15
Debt-to-Capital Ratio
 0.82 0.80 0.85 0.84 0.86
Long-Term Debt-to-Capital Ratio
 0.82 0.76 0.81 0.80 0.81
Financial Leverage Ratio
 5.48 5.15 6.69 6.16 7.20
Debt Service Coverage Ratio
 0.00 0.11 0.11 0.11 0.06
Interest Coverage Ratio
 0.00 677.94 676.46 594.54 433.68
Debt to Market Cap
 1.31 0.81 0.50 0.39 0.30
Interest Debt Per Share
 112.88 98.34 83.01 64.54 49.82
Net Debt to EBITDA
 27.47 29.12 31.34 30.90 41.58
Profitability Margins
Gross Profit Margin
33.93%30.15%30.17%34.09%32.97%
EBIT Margin
32.18%30.22%29.53%31.07%26.10%
EBITDA Margin
32.62%30.67%30.07%31.67%26.80%
Operating Profit Margin
29.45%27.10%26.76%30.04%28.93%
Pretax Profit Margin
30.30%30.18%29.49%31.01%26.03%
Net Profit Margin
23.65%23.56%23.62%22.95%19.24%
Continuous Operations Profit Margin
23.65%23.56%23.62%22.95%19.24%
Net Income Per EBT
78.07%78.08%80.10%73.99%73.93%
EBT Per EBIT
102.88%111.34%110.17%103.23%89.97%
Return on Assets (ROA)
2.14%2.10%2.12%1.95%1.46%
Return on Equity (ROE)
12.41%10.84%14.15%11.98%10.53%
Return on Capital Employed (ROCE)
2.66%2.44%3.02%3.15%2.98%
Return on Invested Capital (ROIC)
0.00%1.60%1.93%29.58%1.63%
Return on Tangible Assets
2.14%2.10%2.12%1.95%1.46%
Earnings Yield
3.46%2.13%1.26%0.92%0.52%
Efficiency Ratios
Receivables Turnover
 390.59 0.09 2.43 2.55 1.39
Payables Turnover
 0.00 83.86 88.84 78.66 67.88
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 101.73 91.48 83.77 64.55 47.22
Asset Turnover
 0.09 0.09 0.09 0.08 0.08
Working Capital Turnover Ratio
 0.00 0.21 -0.72 -0.67 0.39
Cash Conversion Cycle
 0.93 3.95K 146.05 138.39 257.96
Days of Sales Outstanding
 0.93 3.96K 150.16 143.03 263.34
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 0.00 4.35 4.11 4.64 5.38
Operating Cycle
 0.93 3.96K 150.16 143.03 263.34
Cash Flow Ratios
Operating Cash Flow Per Share
 -14.24 -20.47 -18.53 -17.21 -14.99
Free Cash Flow Per Share
 -14.25 -20.52 -18.58 -17.25 -15.02
CapEx Per Share
 0.01 0.05 0.05 0.04 0.03
Free Cash Flow to Operating Cash Flow
 1.00 1.00 1.00 1.00 1.00
Dividend Paid and CapEx Coverage Ratio
 -981.66 -416.46 -358.79 -424.02 -428.59
Capital Expenditure Coverage Ratio
 -981.66 -416.46 -358.79 -424.02 -428.59
Operating Cash Flow Coverage Ratio
 -0.13 -0.21 -0.22 -0.27 -0.30
Operating Cash Flow to Sales Ratio
 -1.13 -1.86 -2.10 -2.61 -3.38
Free Cash Flow Yield
-16.58%-16.85%-11.26%-10.45%-9.10%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 28.89 46.96 79.37 109.24 193.63
Price-to-Sales (P/S) Ratio
 6.83 11.06 18.75 25.07 37.26
Price-to-Book (P/B) Ratio
 3.38 5.09 11.23 13.08 20.38
Price-to-Free Cash Flow (P/FCF) Ratio
 -6.03 -5.93 -8.88 -9.56 -10.98
Price-to-Operating Cash Flow Ratio
 -6.04 -5.95 -8.91 -9.59 -11.01
Price-to-Earnings Growth (PEG) Ratio
 5.84 1.66 2.10 1.41 -22.51
Price-to-Fair Value
 3.38 5.09 11.23 13.08 20.38
Enterprise Value Multiple
 48.42 65.20 93.69 110.04 180.64
Enterprise Value
 1.65T 1.84T 2.06T 1.91T 1.78T
EV to EBITDA
 48.42 65.20 93.69 110.04 180.64
EV to Sales
 15.79 19.99 28.17 34.86 48.40
EV to Free Cash Flow
 -13.94 -10.72 -13.35 -13.30 -14.27
EV to Operating Cash Flow
 -13.95 -10.75 -13.38 -13.33 -14.30
Tangible Book Value Per Share
 25.38 23.86 14.65 12.58 8.07
Shareholders’ Equity Per Share
 25.43 23.91 14.69 12.61 8.09
Tax and Other Ratios
Effective Tax Rate
 0.22 0.22 0.20 0.26 0.26
Revenue Per Share
 12.58 11.00 8.80 6.58 4.43
Net Income Per Share
 2.98 2.59 2.08 1.51 0.85
Tax Burden
 0.78 0.78 0.80 0.74 0.74
Interest Burden
 0.94 1.00 1.00 1.00 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.03 0.05 <0.01 <0.01 <0.01
Stock-Based Compensation to Revenue
 <0.01 <0.01 0.00 0.00 0.00
Income Quality
 -4.03 -6.16 -7.14 -8.43 -13.00
Currency in INR