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Bajaj Finserv Limited (IN:BAJAJFINSV)
:BAJAJFINSV
India Market

Bajaj Finserv Limited (BAJAJFINSV) Ratios

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Bajaj Finserv Limited Ratios

IN:BAJAJFINSV's free cash flow for Q4 2024 was ₹1.00. For the 2024 fiscal year, IN:BAJAJFINSV's free cash flow was decreased by ₹ and operating cash flow was ₹0.34. See a summary of the company’s cash flow.
Ratios
TTM
Mar 25Mar 24Mar 23Mar 22
Liquidity Ratios
Current Ratio
0.31 0.10 0.15 0.27 0.22
Quick Ratio
0.31 0.10 0.15 0.27 0.22
Cash Ratio
0.31 0.10 0.15 0.27 0.22
Solvency Ratio
0.02 0.02 0.02 0.02 0.02
Operating Cash Flow Ratio
-5.30 -1.22 -2.25 -2.18 0.35
Short-Term Operating Cash Flow Coverage
0.00 -1.44 -3.20 -2.95 0.51
Net Current Asset Value
₹ -4.28T₹ -4.28T₹ -3.25T₹ -2.63T₹ -2.19T
Leverage Ratios
Debt-to-Assets Ratio
0.42 0.43 0.41 0.39 0.37
Debt-to-Equity Ratio
3.64 3.79 3.61 3.24 2.87
Debt-to-Capital Ratio
0.78 0.79 0.78 0.76 0.74
Long-Term Debt-to-Capital Ratio
0.78 0.77 0.74 0.70 0.67
Financial Leverage Ratio
8.78 8.92 8.74 8.29 7.82
Debt Service Coverage Ratio
1.74 0.46 0.92 0.79 0.85
Interest Coverage Ratio
-0.12 5.29 -0.15 -0.27 -0.29
Debt to Market Cap
0.74 0.95 0.72 0.39 0.53
Interest Debt Per Share
580.09 1.55K 1.12K 871.54 696.59
Net Debt to EBITDA
6.21 6.21 6.06 6.50 5.57
Profitability Margins
Gross Profit Margin
100.00%98.56%100.00%100.00%100.00%
EBIT Margin
38.97%32.93%33.67%27.97%34.22%
EBITDA Margin
37.57%32.93%34.53%28.81%32.21%
Operating Profit Margin
-2.03%89.27%-2.36%-3.77%-4.82%
Pretax Profit Margin
21.63%19.59%21.32%16.70%17.76%
Net Profit Margin
8.54%7.47%8.14%6.75%8.05%
Continuous Operations Profit Margin
14.25%14.29%15.48%12.32%13.27%
Net Income Per EBT
39.47%38.12%38.17%40.43%45.33%
EBT Per EBIT
-1064.32%21.94%-903.65%-442.47%-368.78%
Return on Assets (ROA)
1.51%1.51%1.58%1.37%1.60%
Return on Equity (ROE)
13.51%13.51%13.83%11.32%12.48%
Return on Capital Employed (ROCE)
20.23%20.23%-0.48%-0.80%-1.00%
Return on Invested Capital (ROIC)
13.43%13.43%-71.84%-50.22%-97.53%
Return on Tangible Assets
1.52%1.52%1.59%1.37%1.60%
Earnings Yield
3.11%3.11%3.16%1.66%2.88%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
31.46 28.51 26.84 28.53 26.41
Asset Turnover
0.18 0.20 0.19 0.20 0.20
Working Capital Turnover Ratio
-3.58 -3.33 -6.00 -6.27 -9.57
Cash Conversion Cycle
0.00 0.00 0.00 0.00 0.00
Days of Sales Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
-168.71 -431.15 -245.99 -209.79 28.33
Free Cash Flow Per Share
-172.12 -440.16 -253.59 -215.46 25.40
CapEx Per Share
3.42 6.04 7.60 5.67 2.93
Free Cash Flow to Operating Cash Flow
1.02 1.02 1.03 1.03 0.90
Dividend Paid and CapEx Coverage Ratio
-37.04 -32.02 -20.09 -25.70 8.22
Capital Expenditure Coverage Ratio
-49.35 -71.44 -32.35 -37.01 9.66
Operating Cash Flow Coverage Ratio
-0.31 -0.30 -0.24 -0.26 0.04
Operating Cash Flow to Sales Ratio
-0.72 -0.63 -0.50 -0.50 0.08
Free Cash Flow Yield
-26.74%-26.74%-20.02%-12.63%2.63%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
35.69 32.18 31.67 60.09 34.71
Price-to-Sales (P/S) Ratio
3.05 2.40 2.58 4.06 2.79
Price-to-Book (P/B) Ratio
4.83 4.35 4.38 6.80 4.33
Price-to-Free Cash Flow (P/FCF) Ratio
-4.16 -3.74 -4.99 -7.92 38.07
Price-to-Operating Cash Flow Ratio
-4.24 -3.82 -5.15 -8.13 34.12
Price-to-Earnings Growth (PEG) Ratio
2.17 1.20 0.78 31.26 1.06
Price-to-Fair Value
4.83 4.35 4.38 6.80 4.33
Enterprise Value Multiple
14.11 13.50 13.53 20.58 14.25
Enterprise Value
4.85T 4.85T 3.68T 4.00T 2.55T
EV to EBITDA
13.50 13.50 13.53 20.58 14.25
EV to Sales
4.45 4.45 4.67 5.93 4.59
EV to Free Cash Flow
-6.92 -6.92 -9.05 -11.57 62.52
EV to Operating Cash Flow
-7.07 -7.07 -9.33 -11.88 56.05
Tangible Book Value Per Share
222.11 640.11 473.80 405.14 355.94
Shareholders’ Equity Per Share
148.08 378.75 289.15 250.76 223.25
Tax and Other Ratios
Effective Tax Rate
0.34 0.27 0.27 0.26 0.25
Revenue Per Share
234.95 685.08 491.23 420.49 346.04
Net Income Per Share
20.06 51.15 39.98 28.39 27.85
Tax Burden
0.38 0.38 0.38 0.40 0.45
Interest Burden
0.59 0.59 0.63 0.60 0.52
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.10 0.10 <0.01 <0.01 <0.01
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
-8.43 -8.43 -2.35 -2.99 0.46
Currency in INR
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