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Bajaj Finserv Limited (IN:BAJAJFINSV)
:BAJAJFINSV
India Market
BAJAJFINSV
Bajaj Finserv Limited
RESEARCH TOOLSreports

Bajaj Finserv Limited (BAJAJFINSV) Ratios

11 Followers

Bajaj Finserv Limited Ratios

IN:BAJAJFINSV's free cash flow for Q2 2026 was ₹0.65. For the 2026 fiscal year, IN:BAJAJFINSV's free cash flow was decreased by ₹ and operating cash flow was ₹0.70. See a summary of the company’s cash flow.
Ratios
TTM
Mar 25Mar 24Mar 23Mar 22
Liquidity Ratios
Current Ratio
 1.30 0.73 10.37 0.15 0.27
Quick Ratio
 1.30 0.73 10.37 0.15 0.27
Cash Ratio
 0.29 0.73 0.67 0.15 0.27
Solvency Ratio
 0.02 0.02 0.02 0.02 0.02
Operating Cash Flow Ratio
 -3.27 -7.80 -7.88 -2.25 -2.18
Short-Term Operating Cash Flow Coverage
 0.00 -1.99 -1.41 -3.20 -2.95
Net Current Asset Value
₹ -5.62T₹ -5.18T₹ -3.45T₹ -3.25T₹ -2.63T
Leverage Ratios
Debt-to-Assets Ratio
 0.46 0.44 0.43 0.41 0.39
Debt-to-Equity Ratio
 4.22 3.93 3.79 3.61 3.24
Debt-to-Capital Ratio
 0.81 0.80 0.79 0.78 0.76
Long-Term Debt-to-Capital Ratio
 0.81 0.80 0.77 0.77 0.75
Financial Leverage Ratio
 9.25 9.01 8.92 8.74 8.29
Debt Service Coverage Ratio
 1.75 0.77 0.53 1.02 0.88
Interest Coverage Ratio
 0.95 0.98 1.16 1.38 1.19
Debt to Market Cap
 1.11 1.02 0.95 0.82 0.47
Interest Debt Per Share
 2.19K 1.94K 1.55K 1.12K 871.54
Net Debt to EBITDA
 5.86 5.66 5.48 5.56 5.92
Profitability Margins
Gross Profit Margin
64.54%64.05%65.90%69.71%69.78%
EBIT Margin
69.13%71.07%73.72%72.01%66.09%
EBITDA Margin
70.83%72.80%75.39%73.70%67.88%
Operating Profit Margin
33.67%35.12%39.62%41.73%35.86%
Pretax Profit Margin
33.67%35.12%39.62%41.73%35.86%
Net Profit Margin
12.55%13.12%15.10%15.93%14.50%
Continuous Operations Profit Margin
24.90%25.96%28.91%30.31%26.45%
Net Income Per EBT
37.29%37.36%38.12%38.17%40.43%
EBT Per EBIT
100.00%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
1.37%1.36%1.51%1.58%1.37%
Return on Equity (ROE)
9.77%12.26%13.51%13.83%11.32%
Return on Capital Employed (ROCE)
3.71%3.69%4.04%4.33%3.54%
Return on Invested Capital (ROIC)
2.74%2.60%2.41%649.18%222.23%
Return on Tangible Assets
1.37%1.37%1.52%1.59%1.37%
Earnings Yield
3.35%2.88%3.11%3.16%1.66%
Efficiency Ratios
Receivables Turnover
 9.71 6.88 7.82 7.63 6.52
Payables Turnover
 3.47 3.05 2.93 2.34 2.37
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 17.83 15.80 14.01 13.72 13.29
Asset Turnover
 0.11 0.10 0.10 0.10 0.09
Working Capital Turnover Ratio
 64.68 1.73 1.65 -3.06 -2.92
Cash Conversion Cycle
 -67.59 -66.53 -77.87 -107.86 -98.10
Days of Sales Outstanding
 37.58 53.06 46.66 47.86 55.95
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 105.17 119.59 124.53 155.71 154.06
Operating Cycle
 37.58 53.06 46.66 47.86 55.95
Cash Flow Ratios
Operating Cash Flow Per Share
 -161.27 -389.96 -423.88 -245.99 -209.79
Free Cash Flow Per Share
 -163.91 -401.66 -429.91 -253.59 -215.46
CapEx Per Share
 2.64 11.70 6.04 7.60 5.67
Free Cash Flow to Operating Cash Flow
 1.02 1.03 1.01 1.03 1.03
Dividend Paid and CapEx Coverage Ratio
 -11.35 -18.24 -31.48 -20.09 -25.70
Capital Expenditure Coverage Ratio
 -61.15 -33.33 -70.23 -32.35 -37.01
Operating Cash Flow Coverage Ratio
 -0.08 -0.22 -0.30 -0.24 -0.26
Operating Cash Flow to Sales Ratio
 -0.33 -0.92 -1.25 -0.98 -1.07
Free Cash Flow Yield
-9.05%-20.74%-26.12%-20.02%-12.63%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 29.85 34.78 32.18 31.67 60.09
Price-to-Sales (P/S) Ratio
 3.75 4.56 4.86 5.05 8.71
Price-to-Book (P/B) Ratio
 3.78 4.26 4.35 4.38 6.80
Price-to-Free Cash Flow (P/FCF) Ratio
 -11.05 -4.82 -3.83 -4.99 -7.92
Price-to-Operating Cash Flow Ratio
 -11.22 -4.97 -3.88 -5.15 -8.13
Price-to-Earnings Growth (PEG) Ratio
 -452.91 4.00 1.20 0.78 31.26
Price-to-Fair Value
 3.78 4.26 4.35 4.38 6.80
Enterprise Value Multiple
 11.16 11.93 11.93 12.40 18.76
Enterprise Value
 6.09T 5.87T 4.85T 3.68T 4.00T
EV to EBITDA
 11.16 11.93 11.93 12.40 18.76
EV to Sales
 7.90 8.68 8.99 9.14 12.73
EV to Free Cash Flow
 -23.28 -9.18 -7.09 -9.05 -11.57
EV to Operating Cash Flow
 -23.66 -9.45 -7.19 -9.33 -11.88
Tangible Book Value Per Share
 835.55 791.88 640.11 473.80 405.13
Shareholders’ Equity Per Share
 479.13 454.51 378.75 289.15 250.76
Tax and Other Ratios
Effective Tax Rate
 0.26 0.26 0.27 0.27 0.26
Revenue Per Share
 482.93 424.55 338.72 251.02 195.81
Net Income Per Share
 60.63 55.70 51.15 39.98 28.39
Tax Burden
 0.37 0.37 0.38 0.38 0.40
Interest Burden
 0.49 0.49 0.54 0.58 0.54
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.00 0.03 <0.01 <0.01 <0.01
Stock-Based Compensation to Revenue
 <0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
 -2.06 -2.62 -8.29 -2.35 -2.99
Currency in INR