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Bajaj Finserv Limited (IN:BAJAJFINSV)
:BAJAJFINSV
India Market

Bajaj Finserv Limited (BAJAJFINSV) Ratios

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Bajaj Finserv Limited Ratios

IN:BAJAJFINSV's free cash flow for Q1 2026 was ₹0.64. For the 2026 fiscal year, IN:BAJAJFINSV's free cash flow was decreased by ₹ and operating cash flow was ₹0.74. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
1.30 0.73 10.37 0.10 0.15
Quick Ratio
1.30 0.73 10.37 0.10 0.15
Cash Ratio
0.29 0.73 0.67 0.10 0.15
Solvency Ratio
0.02 0.02 0.02 0.02 0.02
Operating Cash Flow Ratio
0.00 -7.80 -7.88 -1.22 -2.25
Short-Term Operating Cash Flow Coverage
0.00 -1.99 -1.41 -1.44 -3.20
Net Current Asset Value
₹ -5.62T₹ -5.18T₹ -3.45T₹ -4.28T₹ -3.25T
Leverage Ratios
Debt-to-Assets Ratio
0.46 0.44 0.43 0.43 0.41
Debt-to-Equity Ratio
4.22 3.93 3.79 3.79 3.61
Debt-to-Capital Ratio
0.81 0.80 0.79 0.79 0.78
Long-Term Debt-to-Capital Ratio
0.81 0.80 0.77 0.77 0.74
Financial Leverage Ratio
9.25 9.01 8.92 8.92 8.74
Debt Service Coverage Ratio
1.78 0.77 0.48 0.46 0.92
Interest Coverage Ratio
0.98 0.98 2.76 5.29 -0.15
Debt to Market Cap
1.03 1.02 0.95 0.95 0.72
Interest Debt Per Share
2.19K 1.94K 1.53K 1.55K 1.12K
Net Debt to EBITDA
5.98 5.66 6.21 6.21 6.06
Profitability Margins
Gross Profit Margin
64.35%64.05%202.26%98.56%100.00%
EBIT Margin
70.57%71.07%66.60%32.93%33.67%
EBITDA Margin
72.29%72.80%66.60%32.93%34.53%
Operating Profit Margin
34.92%35.12%74.58%89.27%-2.36%
Pretax Profit Margin
34.92%35.12%39.62%19.59%21.32%
Net Profit Margin
13.08%13.12%15.10%7.47%8.14%
Continuous Operations Profit Margin
26.00%25.96%28.91%14.29%15.48%
Net Income Per EBT
37.46%37.36%38.12%38.12%38.17%
EBT Per EBIT
100.00%100.00%53.12%21.94%-903.65%
Return on Assets (ROA)
1.37%1.36%1.51%1.51%1.58%
Return on Equity (ROE)
9.77%12.26%13.51%13.51%13.83%
Return on Capital Employed (ROCE)
3.69%3.69%7.60%20.23%-0.48%
Return on Invested Capital (ROIC)
2.75%2.60%4.54%13.43%-71.84%
Return on Tangible Assets
1.37%1.37%1.52%1.52%1.59%
Earnings Yield
3.11%2.88%3.11%3.11%3.16%
Efficiency Ratios
Receivables Turnover
9.32 6.88 7.82 0.00 0.00
Payables Turnover
3.35 3.05 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
17.12 15.80 14.01 28.51 26.84
Asset Turnover
0.10 0.10 0.10 0.20 0.19
Working Capital Turnover Ratio
62.08 1.73 1.65 -3.33 -6.00
Cash Conversion Cycle
-69.83 -66.53 46.66 0.00 0.00
Days of Sales Outstanding
39.15 53.06 46.66 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
108.98 119.59 0.00 0.00 0.00
Operating Cycle
39.15 53.06 46.66 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 -389.96 -423.88 -431.15 -245.99
Free Cash Flow Per Share
0.00 -401.66 -429.91 -440.16 -253.59
CapEx Per Share
0.00 11.70 6.04 6.04 7.60
Free Cash Flow to Operating Cash Flow
0.00 1.03 1.01 1.02 1.03
Dividend Paid and CapEx Coverage Ratio
0.00 -18.24 -31.48 -32.02 -20.09
Capital Expenditure Coverage Ratio
0.00 -33.33 -70.23 -71.44 -32.35
Operating Cash Flow Coverage Ratio
0.00 -0.22 -0.30 -0.30 -0.24
Operating Cash Flow to Sales Ratio
0.00 -0.92 -1.25 -0.63 -0.50
Free Cash Flow Yield
0.00%-20.74%-26.12%-26.74%-20.02%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
32.12 34.78 32.18 32.18 31.67
Price-to-Sales (P/S) Ratio
4.22 4.56 4.86 2.40 2.58
Price-to-Book (P/B) Ratio
4.07 4.26 4.35 4.35 4.38
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 -4.82 -3.83 -3.74 -4.99
Price-to-Operating Cash Flow Ratio
0.00 -4.97 -3.88 -3.82 -5.15
Price-to-Earnings Growth (PEG) Ratio
19.18 4.00 1.20 1.20 0.78
Price-to-Fair Value
4.07 4.26 4.35 4.35 4.38
Enterprise Value Multiple
11.82 11.93 13.50 13.50 13.53
Enterprise Value
6.32T 5.87T 4.85T 4.85T 3.68T
EV to EBITDA
11.82 11.93 13.50 13.50 13.53
EV to Sales
8.54 8.68 8.99 4.45 4.67
EV to Free Cash Flow
0.00 -9.18 -7.09 -6.92 -9.05
EV to Operating Cash Flow
0.00 -9.45 -7.19 -7.07 -9.33
Tangible Book Value Per Share
838.11 791.88 640.11 640.11 473.80
Shareholders’ Equity Per Share
480.60 454.51 378.75 378.75 289.15
Tax and Other Ratios
Effective Tax Rate
0.26 0.26 0.27 0.27 0.27
Revenue Per Share
464.96 424.55 338.72 685.08 491.23
Net Income Per Share
60.83 55.70 51.15 51.15 39.98
Tax Burden
0.37 0.37 0.38 0.38 0.38
Interest Burden
0.49 0.49 0.59 0.59 0.63
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.00 <0.01 0.19 0.10 <0.01
Stock-Based Compensation to Revenue
0.00 <0.01 <0.01 <0.01 <0.01
Income Quality
0.00 -2.62 -8.29 -8.43 -2.35
Currency in INR