AU Small Finance Bank Limited (IN:AUBANK)
:AUBANK
Want to see IN:AUBANK full AI Analyst Report?
Total Valuation
AU Small Finance Bank Limited has a market cap or net worth of ₹729.28B. The enterprise value is ₹782.38B.
Market Cap₹729.28B
Enterprise Value₹782.38B
Share Statistics
AU Small Finance Bank Limited has 748,555,600 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding748,555,600
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
AU Small Finance Bank Limited’s return on equity (ROE) is 0.13 and return on invested capital (ROIC) is 6.75%.
Return on Equity (ROE)0.13
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)6.75%
Return on Capital Employed (ROCE)0.09
Revenue Per Employee7.27M
Profits Per Employee1.17M
Employee Count29,738
Asset Turnover0.11
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of AU Small Finance Bank Limited is 18.9. AU Small Finance Bank Limited’s PEG ratio is 0.95.
PE Ratio18.9
PS Ratio2.91
PB Ratio3.15
Price to Fair Value3.15
Price to FCF61.63
Price to Operating Cash Flow-9.60
PEG Ratio0.95
Income Statement
In the last 12 months, AU Small Finance Bank Limited had revenue of 216.14B and earned 26.41B in profits. Earnings per share was 35.40.
Revenue216.14B
Gross Profit104.76B
Operating Income34.74B
Pretax Income34.74B
Net Income26.41B
EBITDA37.46B
Earnings Per Share (EPS)35.40
Cash Flow
In the last 12 months, operating cash flow was -75.84B and capital expenditures -5.43B, giving a free cash flow of -81.27B billion.
Operating Cash Flow-75.84B
Free Cash Flow-81.27B
Free Cash Flow per Share-108.57
Dividends & Yields
AU Small Finance Bank Limited pays an annual dividend of ₹1, resulting in a dividend yield of 0.1%
Dividend Per Share₹1
Dividend Yield0.1%
Payout Ratio3.42%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.98
52-Week Price Change40.76%
50-Day Moving Average962.36
200-Day Moving Average895.65
Relative Strength Index (RSI)44.13
Average Volume (3m)281.56K
Important Dates
AU Small Finance Bank Limited upcoming earnings date is Jul 20, 2026, TBA (Confirmed).
Last Earnings DateApr 27, 2026
Next Earnings DateJul 20, 2026
Ex-Dividend Date―
Financial Position
AU Small Finance Bank Limited as a current ratio of 0.06, with Debt / Equity ratio of 69.45%
Current Ratio0.06
Quick Ratio0.06
Debt to Market Cap0.22
Net Debt to EBITDA1.43
Interest Coverage Ratio0.36
Taxes
In the past 12 months, AU Small Finance Bank Limited has paid 8.33B in taxes.
Income Tax8.33B
Effective Tax Rate0.24
Enterprise Valuation
AU Small Finance Bank Limited EV to EBITDA ratio is 18.21, with an EV/FCF ratio of 66.87.
EV to Sales3.16
EV to EBITDA18.21
EV to Free Cash Flow66.87
EV to Operating Cash Flow37.30
Balance Sheet
AU Small Finance Bank Limited has ₹73.05B in cash and marketable securities with ₹103.19B in debt, giving a net cash position of -₹30.14B billion.
Cash & Marketable Securities₹73.05B
Total Debt₹103.19B
Net Cash-₹30.14B
Net Cash Per Share-₹40.27
Tangible Book Value Per Share₹267.70
Margins
Gross margin is 41.47%, with operating margin of 16.07%, and net profit margin of 12.22%.
Gross Margin41.47%
Operating Margin16.07%
Pretax Margin16.07%
Net Profit Margin12.22%
EBITDA Margin17.33%
EBIT Margin16.07%
Analyst Forecast
The average price target for AU Small Finance Bank Limited is ₹1,203.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target₹1,203.00
Price Target Upside21.42% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast16.04%
EPS Growth Forecast25.01%