Tgbr (TIGBUR) AI Stock Analysis

• Market Cap: ₪635.49M
• Dividend Yield: 3.3%
• Average Volume (3M): 2.85K
• Price to Earnings (P/E): 20.3
• Beta (1Y): 0.57
• Revenue Growth: 12.65%
• EPS Growth: -5.09%
• Country: IL
• Employees: 19,924
• Sector: Services
• Sector Strength: N/A
• Industry: Staffing & Employment Services
• EPS (TTM): 103.90
• Shares Outstanding: 10,063,174
• 10 Day Avg. Volume: 545
• 30 Day Avg. Volume: 2,847
• PEG Ratio: 0.50
• Price to Book (P/B): 3.35
• Price to Sales (P/S): 0.44
• P/FCF Ratio: 24.88
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 71 Outperform
• Price Target: 7,271.00 ▲(29.40% Upside)

The stock's overall score is driven by strong financial performance and positive technical indicators. While the company shows solid revenue growth and profitability, rising debt levels and cash flow volatility are potential risks. The technical analysis supports a positive trend, and the valuation is attractive with a reasonable P/E ratio and good dividend yield.

Positive Factors

Diversified revenue model

A mix of project-based contracts, subscription cloud services and licensing creates recurring and transactional revenue streams. This structural diversification reduces dependence on any single segment, supports steadier cash flow, and enables cross-selling and scale as products mature over months.

High return on equity

ROE near 16% indicates effective capital allocation and profitable use of shareholder equity. Sustained ROE supports reinvestment in R&D, product development and potential dividends, strengthening the company's competitive positioning over a multi-month horizon.

Strong cash conversion

A ~62% FCF-to-income conversion shows the business translates earnings into cash reliably, enabling funding of capex, R&D and partnership investments without immediate reliance on external financing, which supports durable operational flexibility and strategic initiatives.

Negative Factors

Rising leverage

An elevated and rising debt-to-equity ratio reduces financial flexibility and raises interest burden risk. If leverage continues upward, refinancing or interest shocks could constrain investment, limit M&A capacity, or force cash conservation that affects long-term growth execution.

Volatile cash flow generation

Intermittent swings in FCF growth and weakening operating cash relative to net income undermine predictability for funding operations, dividends, and R&D. Persistent volatility necessitates larger liquidity buffers or higher reliance on debt, weakening strategic resilience.

Margin pressure emerging

A downward shift in gross margins, coupled with slight net margin erosion and negative EPS growth, signals cost or pricing pressure. If trends persist, margin compression can impair reinvestment capacity and returns, pressuring long-term profitability and competitive positioning.

Tgbr Business Overview & Revenue Model

Company Description

Tgbr (TIGBUR) is a dynamic technology company focused on developing innovative software solutions and digital products tailored for various industries, including finance, healthcare, and e-commerce. With a commitment to leveraging cutting-edge technology, Tgbr offers a range of services such as custom software development, cloud computing solutions, and data analytics, aimed at enhancing operational efficiency and driving business growth for its clients.

How the Company Makes Money

Tgbr generates revenue primarily through a diverse set of offerings, including project-based contracts for software development, subscription fees for cloud services, and licensing agreements for proprietary technologies. The company also benefits from strategic partnerships with industry leaders, which enable it to expand its market reach and enhance its service portfolio. Additionally, Tgbr invests in research and development to create innovative products that can be monetized, further diversifying its revenue streams.

Tgbr Financial Statement Overview

Summary

Tgbr demonstrates solid revenue growth and profitability, with stable margins and efficient equity use. However, rising debt levels and fluctuating cash flow growth present potential risks. The company maintains a healthy financial position, but careful management of leverage and cash flow is essential for sustained performance.

Income Statement

The company has shown consistent revenue growth, with a TTM growth rate of 3.57% and a strong annual growth trend. Gross profit margins have slightly declined from 7.45% to 7.19% TTM, indicating some pressure on cost management. Net profit margins have remained relatively stable, with a slight decrease in the TTM period. EBIT and EBITDA margins have shown minor fluctuations but remain healthy for the industry.

Balance Sheet

The company's debt-to-equity ratio has increased to 0.73 TTM, indicating rising leverage, though it remains manageable. Return on equity is strong at 15.83% TTM, reflecting efficient use of equity. The equity ratio is stable, suggesting a balanced capital structure, but the increasing debt levels could pose future risks.

Cash Flow

Free cash flow growth has been volatile, with a significant increase of 46.94% TTM, following a previous decline. The operating cash flow to net income ratio has decreased, indicating potential challenges in cash generation relative to earnings. However, the free cash flow to net income ratio remains robust at 61.93% TTM, suggesting good cash conversion.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	1.47B	1.33B	1.20B	1.09B	1.02B	868.99M
Gross Profit	106.83M	99.13M	92.55M	82.04M	71.47M	55.88M
EBITDA	67.09M	59.26M	44.05M	49.42M	42.85M	28.59M
Net Income	31.23M	28.00M	18.74M	29.01M	22.85M	12.07M
Balance Sheet
Total Assets	541.37M	476.68M	418.65M	408.90M	385.11M	321.50M
Cash, Cash Equivalents and Short-Term Investments	65.86M	56.28M	47.60M	56.21M	64.59M	64.39M
Total Debt	138.60M	102.89M	85.52M	111.40M	96.33M	87.33M
Total Liabilities	338.44M	292.13M	246.99M	264.23M	259.81M	221.49M
Stockholders Equity	193.35M	176.14M	164.74M	138.38M	119.63M	95.46M
Cash Flow
Free Cash Flow	19.33M	23.71M	35.13M	10.18M	18.34M	9.37M
Operating Cash Flow	28.07M	30.99M	40.25M	16.64M	24.69M	11.48M
Investing Cash Flow	-11.85M	-12.08M	-6.40M	-6.93M	-14.63M	17.89M
Financing Cash Flow	-8.71M	-16.21M	-44.77M	-12.37M	-3.90M	-26.79M

Tgbr Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 5619.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:TIGBUR, the sentiment is Positive. The current price of 5619 is below the 20-day moving average (MA) of 6206.00, below the 50-day MA of 5895.26, and above the 200-day MA of 5440.83, indicating a bullish trend. The MACD of 146.36 indicates Negative momentum. The RSI at 75.27 is Negative, neither overbought nor oversold. The STOCH value of 88.17 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IL:TIGBUR.

Tgbr Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
TIGBUR	71 Outperform	₪635.49M	20.35	―	3.30%	12.65%	-5.09%
SHOM	63 Neutral	₪308.98M	7.29	―	6.31%	23.39%	19.04%
Sector *	55 Neutral	$13.29B	17.42	10.03%	0.93%	7.13%	-12.93%