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Harel Insurance Investments & Financial Services Ltd. (IL:HARL)
:HARL

Harel (HARL) Stock Statistics & Valuation Metrics

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Total Valuation

Harel has a market cap or net worth of 28.98B. The enterprise value is 39.00B.
Market Cap28.98B
Enterprise Value39.00B

Share Statistics

Harel has 205,979,690 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding205,979,690
Owned by Insiders
Owned by Institutions

Financial Efficiency

Harel’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 0.60%.
Return on Equity (ROE)0.10
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.60%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee5.26M
Profits Per Employee186.12K
Employee Count5,158
Asset Turnover0.17
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Harel is 12.1. Harel’s PEG ratio is 0.11.
PE Ratio12.1
PS Ratio0.38
PB Ratio1.14
Price to Fair Value1.14
Price to FCF-2.96
Price to Operating Cash Flow14.32
PEG Ratio0.11

Income Statement

In the last 12 months, Harel had revenue of 27.16B and earned 946.00M in profits. Earnings per share was 4.57.
Revenue27.16B
Gross Profit24.73B
Operating Income1.35B
Pretax Income1.35B
Net Income946.00M
EBITDA2.45B
Earnings Per Share (EPS)4.57

Cash Flow

In the last 12 months, operating cash flow was 2.08B and capital expenditures -460.00M, giving a free cash flow of 1.61B billion.
Operating Cash Flow2.08B
Free Cash Flow1.61B
Free Cash Flow per Share7.84

Dividends & Yields

Harel pays an annual dividend of 194, resulting in a dividend yield of 2.24%
Dividend Per Share194
Dividend Yield2.24%
Payout Ratio49.78%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta1.75
52-Week Price Change195.10%
50-Day Moving Average12.24K
200-Day Moving Average9.12K
Relative Strength Index (RSI)74.25
Average Volume (3m)491.74K

Important Dates

Harel upcoming earnings date is Mar 31, 2026, TBA (Confirmed).
Last Earnings DateDec 1, 2025
Next Earnings DateMar 31, 2026
Ex-Dividend Date

Financial Position

Harel as a current ratio of 0.00, with Debt / Equity ratio of 177.89%
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap1.76
Net Debt to EBITDA3.53
Interest Coverage Ratio2.09

Taxes

In the past 12 months, Harel has paid 395.00M in taxes.
Income Tax395.00M
Effective Tax Rate0.29

Enterprise Valuation

Harel EV to EBITDA ratio is 7.78, with an EV/FCF ratio of -5.41.
EV to Sales0.70
EV to EBITDA7.78
EV to Free Cash Flow-5.41
EV to Operating Cash Flow-6.24

Balance Sheet

Harel has 33.09B in cash and marketable securities with 22.66B in debt, giving a net cash position of 10.43B billion.
Cash & Marketable Securities33.09B
Total Debt22.66B
Net Cash10.43B
Net Cash Per Share50.63
Tangible Book Value Per Share30.72

Margins

Gross margin is 98.94%, with operating margin of 4.99%, and net profit margin of 3.48%.
Gross Margin98.94%
Operating Margin4.99%
Pretax Margin4.99%
Net Profit Margin3.48%
EBITDA Margin9.03%
EBIT Margin7.37%

Analyst Forecast

The average price target for Harel is 12,832.36, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target12,832.36
Price Target Upside-10.07% Downside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast5.84%
EPS Growth Forecast138.80%

Scores

Smart ScoreN/A
AI Score