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Intercorp Financial Services Inc (IFS)
NYSE:IFS
RESEARCH TOOLSreports
Earnings Data
Report Date
Aug 11, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
1.05Last Year’s EPS
0.66Same Quarter Last Year
Moderate Buy
Based on 2 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:May 08, 2025
|% Change Since: 1.04%
|Next Earnings Date:Aug 11, 2025
Earnings Call Sentiment|Positive
The earnings call reflects a positive outlook for Intercorp Financial Services, with strong financial performance, market positioning, and strategic growth in digital and core business segments. However, challenges such as the impact from Telefonica and a contracting consumer loan portfolio are noted. Overall, the highlights significantly outweigh the lowlights.Company Guidance
During the Intercorp Financial Services first-quarter 2025 earnings call, several key metrics were highlighted. The company reported a net income of $446 million with a return on equity (ROE) exceeding 16%. Interbank increased its market share in loans, strengthening its position as the third largest bank in Peru, driven by a 120 basis point gain in the commercial banking segment. The cost of risk for the quarter was 2.8%, 190 basis points lower than the previous year, although it experienced a 20 basis point increase from the previous quarter due to provisions related to Telefonica. The cost of funds showed an 80 basis point year-over-year improvement. Consumer loan growth is anticipated to recover in the second half of the year, supporting NIM and overall profitability. Additionally, Interseguro maintained its leadership in the Individual Life and Annuities sector, while Intelligo saw assets under management grow by 16% year over year. The company aims to achieve digital excellence and build primary customer relationships to sustain profitable growth.Strong Financial Performance
Intercorp Financial Services reported a net income of $446 million, a 3.2 times increase from the previous year, with an ROE of 16.3%.
Market Positioning
Interbank increased its market share in loans, strengthening its position as the third largest bank in Peru, with commercial banking gaining over 120 basis points in market share.
Growth in Insurance and Wealth Management
The insurance segment saw a 36% growth in retail premiums, driven by annuities and life insurance, while assets under management in wealth management grew by 16% year over year.
Digital Strategy and Customer Engagement
Retail primary banking customers grew 15% in the last year, supported by a top digital experience and improved customer engagement metrics.
Macroeconomic Stability
Peru's GDP growth is projected at 3.2% for 2025, with strong private investment and consumption trends.
Cost of Risk Improvement
The quarterly cost of risk stood at 2.8%, a 190 basis points reduction from last year, driven by improved economic indicators and better payment behavior.
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IFS Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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IFS Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 08, 2025 | $34.54 | $34.36 | -0.52% |
Feb 05, 2025 | $30.10 | $31.48 | +4.58% |
Nov 12, 2024 | $26.31 | $27.13 | +3.12% |
Aug 14, 2024 | $21.92 | $22.57 | +2.97% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Intercorp Financial Services Inc (IFS) report earnings?
Intercorp Financial Services Inc (IFS) is schdueled to report earning on Aug 11, 2025, TBA Not Confirmed.
What is Intercorp Financial Services Inc (IFS) earnings time?
Intercorp Financial Services Inc (IFS) earnings time is at Aug 11, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is IFS EPS forecast?
IFS EPS forecast for the fiscal quarter 2025 (Q2) is 1.05.
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