KOALA Financial Group (8226) AI Stock Analysis

• Market Cap: HK$70.14M
• Dividend Yield: N/A
• Average Volume (3M): 2.71M
• Price to Earnings (P/E): ―
• Beta (1Y): 1.07
• Revenue Growth: -144.19%
• EPS Growth: -414.59%
• Country: HK
• Employees: 18
• Sector: Services
• Sector Strength: N/A
• Industry: Financial - Capital Markets
• EPS (TTM): -0.06
• Shares Outstanding: 417,504,000
• 10 Day Avg. Volume: 8,064,300
• 30 Day Avg. Volume: 2,706,786
• PEG Ratio: <0.01
• Price to Book (P/B): 0.16
• Price to Sales (P/S): 0.00
• P/FCF Ratio: -2.29
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 54 Neutral
• Price Target: HK$0.00 ▼(-100.00%Downside)

The overall stock score is primarily influenced by the company's financial performance challenges, including declining revenues and negative cash flows. While technical indicators suggest positive momentum, the negative valuation metrics, particularly the negative P/E ratio, highlight significant profitability issues. The absence of dividend yield further impacts the score.

KOALA Financial Group Business Overview & Revenue Model

Company Description

KOALA Financial Group (8226) is a company engaged in the financial services sector, offering a range of financial products and services. It focuses on providing investment advisory services, asset management, and financial planning solutions. The company aims to cater to the financial needs of individual and institutional clients, leveraging its expertise in the financial markets to deliver value-driven services.

How the Company Makes Money

KOALA Financial Group generates revenue through a diversified model centered around financial services. Its primary revenue streams include fees from investment advisory services, where clients are charged based on assets under management or a fixed fee structure. Additionally, the company earns income from asset management by charging management fees and performance-based fees on the investment portfolios it manages. KOALA Financial Group also benefits from financial planning services, where clients pay for personalized financial advice. The company may also have partnerships with other financial institutions or service providers that enhance its revenue potential, although specific partnership details are not available.

KOALA Financial Group Financial Statement Overview

Summary

KOALA Financial Group shows balance sheet stability with low leverage and strong equity. However, declining revenues and negative cash flows indicate profitability and liquidity challenges. Operational hurdles need addressing to improve financial health.

Income Statement

The income statement reveals a declining revenue trend, with a negative revenue growth rate over recent periods. The gross profit margin remains high, but the company has experienced a significant downturn in net income, resulting in a negative net profit margin. The EBIT and EBITDA margins have also turned negative, indicating operational challenges.

Balance Sheet

The balance sheet shows strong equity levels with a solid equity ratio. The debt-to-equity ratio is low, indicating conservative leverage. However, the company has experienced a decrease in total assets and cash reserves over the periods. Return on equity has fluctuated, reflecting volatility in net income.

Cash Flow

The cash flow statement highlights negative operating cash flow and free cash flow, indicating liquidity challenges. The operating cash flow to net income ratio is unfavorable, and free cash flow growth has been negative, suggesting cash management issues.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	35.92M	24.01M	30.56M	23.50M	25.86M	23.37M
Gross Profit	34.26M	22.96M	30.04M	21.65M	24.31M	21.69M
EBITDA	16.36M	-23.75M	15.51M	-66.34M	11.98M	8.82M
Net Income	-15.16M	-24.28M	7.75M	-57.87M	80.78M	4.26M
Balance Sheet
Total Assets	449.76M	406.23M	474.00M	478.25M	492.29M	416.14M
Cash, Cash Equivalents and Short-Term Investments	79.58M	134.61M	150.39M	208.89M	249.84M	167.31M
Total Debt	2.99M	3.67M	5.47M	10.20M	22.50M	33.99M
Total Liabilities	72.95M	34.74M	77.82M	91.24M	128.82M	143.51M
Stockholders Equity	372.91M	371.49M	391.46M	379.00M	353.05M	263.85M
Cash Flow
Free Cash Flow	-23.27M	-25.23M	-51.69M	-26.59M	10.99M	19.44M
Operating Cash Flow	-23.27M	-25.23M	-50.66M	-26.59M	10.99M	20.59M
Investing Cash Flow	-1.11M	2.67M	741.00K	314.00K	-182.00K	-1.08M
Financing Cash Flow	-8.27M	-2.01M	-5.83M	63.99M	-13.40M	7.95M

KOALA Financial Group Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 0.19
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:8226, the sentiment is Positive. The current price of 0.19 is above the 20-day moving average (MA) of 0.14, above the 50-day MA of 0.13, and above the 200-day MA of 0.13, indicating a bullish trend. The MACD of 0.01 indicates Negative momentum. The RSI at 69.71 is Neutral, neither overbought nor oversold. The STOCH value of 56.60 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:8226.

KOALA Financial Group Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
8365	55 Neutral	HK$42.47M	―	-44.10%	―	-10.70%	-186.02%
Sector *	54 Neutral	HK$1.09B	5.52	-17.10%	7.62%	12.55%	-102.16%
8439	54 Neutral	HK$54.30M	―	-19.60%	6.76%	-13.53%	-953.91%
8226	54 Neutral	HK$70.14M	―	-6.37%	―	-144.19%	-414.59%
3938	53 Neutral	HK$56.43M	―	-30.25%	17.86%	-68.59%	-2524.24%
8072	50 Neutral	HK$46.35M	―	-11.33%	―	-6.14%	-23.09%
8193	41 Neutral	HK$75.55M	―	-34.21%	―	-1.68%	49.77%