KOALA Financial Group (8226) AI Stock Analysis

• Market Cap: HK$51.77M
• Dividend Yield: N/A
• Average Volume (3M): 1.06M
• Price to Earnings (P/E): ―
• Beta (1Y): 1.05
• Revenue Growth: -144.19%
• EPS Growth: -414.59%
• Country: HK
• Employees: 18
• Sector: Financial
• Sector Strength: 72
• Industry: Financial - Capital Markets
• EPS (TTM): N/A
• Shares Outstanding: 417,504,000
• 10 Day Avg. Volume: 301,960
• 30 Day Avg. Volume: 1,060,866
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 45 Neutral
• Price Target: HK$0.00 ▼(-100.00% Downside)

The overall stock score is primarily influenced by the company's financial challenges, including declining profitability and cash flow concerns. Technical indicators suggest a bearish trend with some potential for recovery, but valuation remains unattractive with a negative P/E ratio and no dividend yield. The lack of earnings call data and significant corporate events leaves these areas unassessed.

KOALA Financial Group Business Overview & Revenue Model

Company Description

KOALA Financial Group Limited, an investment holding company, engages in securities brokerage, share placements, underwriting, and money lending activities in Hong Kong. It is also involved in the securities investments; provision of securities placing and margin financing; leasing of investment properties; and provision of assets management services businesses. The company was formerly known as Sunrise (China) Technology Group Limited and changed its name to KOALA Financial Group Limited in June 2017. KOALA Financial Group Limited is headquartered in Wan Chai, Hong Kong.

How the Company Makes Money

KOALA Financial Group generates revenue through multiple streams, primarily from fees associated with financial advisory services, asset management, and insurance commissions. The company charges clients for consultations, ongoing management of investment portfolios, and performance-based fees. Additionally, KOALA Financial Group earns income through commissions on insurance products sold, leveraging partnerships with various insurance providers. The firm may also benefit from strategic alliances with banks and other financial institutions, enhancing its service offerings and expanding its customer base, further contributing to its overall earnings.

KOALA Financial Group Financial Statement Overview

Summary

KOALA Financial Group shows balance sheet strengths with low leverage and strong equity. However, declining revenues and negative cash flows indicate significant profitability and liquidity challenges.

Income Statement

The income statement reveals a declining revenue trend, with a negative revenue growth rate over recent periods. The gross profit margin remains high, but the company has experienced a significant downturn in net income, resulting in a negative net profit margin. The EBIT and EBITDA margins have also turned negative, indicating operational challenges.

Balance Sheet

The balance sheet shows strong equity levels with a solid equity ratio. The debt-to-equity ratio is low, indicating conservative leverage. However, the company has experienced a decrease in total assets and cash reserves over the periods. Return on equity has fluctuated, reflecting volatility in net income.

Cash Flow

The cash flow statement highlights negative operating cash flow and free cash flow, indicating liquidity challenges. The operating cash flow to net income ratio is unfavorable, and free cash flow growth has been negative, suggesting cash management issues.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	24.01M	30.56M	23.50M	25.86M	23.37M
Gross Profit	22.96M	30.04M	21.65M	24.31M	21.69M
EBITDA	-23.75M	15.51M	-66.34M	11.98M	8.82M
Net Income	-24.28M	7.75M	-57.87M	80.78M	4.26M
Balance Sheet
Total Assets	406.23M	474.00M	478.25M	492.29M	416.14M
Cash, Cash Equivalents and Short-Term Investments	134.61M	150.39M	208.89M	249.84M	167.31M
Total Debt	3.67M	5.47M	10.20M	22.50M	33.99M
Total Liabilities	34.74M	77.82M	91.24M	128.82M	143.51M
Stockholders Equity	371.49M	391.46M	379.00M	353.05M	263.85M
Cash Flow
Free Cash Flow	-25.23M	-51.69M	-26.59M	10.99M	19.44M
Operating Cash Flow	-25.23M	-50.66M	-26.59M	10.99M	20.59M
Investing Cash Flow	2.67M	741.00K	314.00K	-182.00K	-1.08M
Financing Cash Flow	-2.01M	-5.83M	63.99M	-13.40M	7.95M

KOALA Financial Group Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 0.12
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:8226, the sentiment is Negative. The current price of 0.12 is below the 20-day moving average (MA) of 0.13, below the 50-day MA of 0.14, and below the 200-day MA of 0.13, indicating a bearish trend. The MACD of >-0.01 indicates Positive momentum. The RSI at 40.06 is Neutral, neither overbought nor oversold. The STOCH value of 33.01 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:8226.

KOALA Financial Group Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	65 Neutral	£5.47B	8.78	9.49%	5.10%	10.05%	-13.15%
8365	55 Neutral	HK$50.52M	―	-44.10%	―	-16.56%	-769.12%
8072	50 Neutral	HK$52.97M	―	-11.33%	―	-19.96%	65.71%
3938	48 Neutral	HK$341.01M	―	-30.25%	17.86%	-54.24%	-779.59%
8439	47 Neutral	HK$52.08M	―	-19.60%	7.04%	-22.98%	-285.25%
8226	45 Neutral	HK$51.77M	―	-6.37%	―	-144.19%	-414.59%
8193	41 Neutral	HK$55.96M	―	-34.21%	―	8.53%	86.05%