China Rongzhong Financial Holdings Company Limited (HK:3963)
:3963
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3963 Stock Chart & Stats
HK$0.13
-HK$0.01(-2.04%)
At close: 4:00 PM EST
HK$0.13
-HK$0.01(-2.04%)
Day’s Range― - ―
52-Week RangeHK$0.03 - HK$0.37
Previous CloseN/A
Volume44.00K
Average Volume (3M)53.23K
Market Cap
HK$103.16M
Enterprise ValueHK$133.57M
Total Cash (Recent Filing)HK$10.27M
Total Debt (Recent Filing)HK$40.68M
Price to Earnings (P/E)―
Beta0.44
Next Earnings
Jun 25, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)>-0.01
Shares Outstanding606,802,550
10 Day Avg. Volume57,000
30 Day Avg. Volume53,233
Financial Highlights & Ratios
PEG Ratio0.40
Price to Book (P/B)6.77
Price to Sales (P/S)1.69
P/FCF Ratio-9.22
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Secured Lending Business ModelRongzhong’s core model of collateral-backed, short-term loans materially limits unsecured credit exposure and loss severity. Collateralization supports recoveries and underwriting discipline, helping preserve asset quality and cash flows over multi-month horizons compared with unsecured lenders.
Operational Expertise In Collateral ManagementThe company’s built-in capability for collections and collateral disposition is a structural advantage in pawn lending. Strong disposition and recovery processes sustain loss mitigation, preserve margins and protect liquidity during stress periods, creating entry barriers and operational resilience.
Lower Market Volatility ExposureA low beta indicates the business historically moves less with broad market swings, which can ease refinancing and strategic planning. Reduced share-price volatility supports steadier access to capital and management focus on operations rather than short-term market pressures.
Bears Say
High LeverageA debt-to-equity ratio near 3x signals substantial reliance on borrowed funds, raising refinancing and interest-service risk. High leverage reduces balance sheet flexibility, amplifies earnings volatility from credit losses, and limits capacity to absorb shocks over several quarters.
Weak Cash GenerationSteep negative free cash flow growth and low operating cash conversion indicate the company struggles to turn earnings into discretionary cash. Persistent FCF weakness constrains debt repayment, working capital and investment, worsening solvency risks over the medium term.
Declining Revenue And Negative ProfitabilityAn 11% revenue decline paired with sustained negative EBIT and net margins points to structural demand, pricing or cost issues. Continued revenue erosion and unprofitability undermine equity returns and capital retention, pressuring sustainability absent structural fixes.
China Rongzhong Financial Holdings Company Limited News
3963 FAQ
What was China Rongzhong Financial Holdings Company Limited’s price range in the past 12 months?
China Rongzhong Financial Holdings Company Limited lowest stock price was HK$0.03 and its highest was HK$0.37 in the past 12 months.
What is China Rongzhong Financial Holdings Company Limited’s market cap?
China Rongzhong Financial Holdings Company Limited’s market cap is HK$103.16M.
When is China Rongzhong Financial Holdings Company Limited’s upcoming earnings report date?
China Rongzhong Financial Holdings Company Limited’s upcoming earnings report date is Jun 25, 2026 which is in 56 days.
How were China Rongzhong Financial Holdings Company Limited’s earnings last quarter?
China Rongzhong Financial Holdings Company Limited released its earnings results on Nov 27, 2025. The company reported -HK$0.006 earnings per share for the quarter, missing the consensus estimate of N/A by -HK$0.006.
Is China Rongzhong Financial Holdings Company Limited overvalued?
According to Wall Street analysts China Rongzhong Financial Holdings Company Limited’s price is currently Overvalued.
Does China Rongzhong Financial Holdings Company Limited pay dividends?
China Rongzhong Financial Holdings Company Limited does not currently pay dividends.
What is China Rongzhong Financial Holdings Company Limited’s EPS estimate?
China Rongzhong Financial Holdings Company Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does China Rongzhong Financial Holdings Company Limited have?
China Rongzhong Financial Holdings Company Limited has 606,802,550 shares outstanding.
What happened to China Rongzhong Financial Holdings Company Limited’s price movement after its last earnings report?
China Rongzhong Financial Holdings Company Limited reported an EPS of -HK$0.006 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of China Rongzhong Financial Holdings Company Limited?
Currently, no hedge funds are holding shares in HK:3963
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
China Rongzhong Financial Holdings Company Limited
China Rongzhong Financial Holdings Company Limited, an investment holding company, provides financial leasing services in the People's Republic of China. The company focuses on financing the needs of SMEs in Hubei province. It provides financial leasing services in the categories of sales and leaseback, and direct financial leasing. The company also offers value-added services, such as advisory and consultancy services to its customers. It primarily serves laser processing, plastics, industrial processing, textile and garments, hotel and leisure, and other industries. The company was founded in 2008 and is headquartered in Wuhan, the People's Republic of China.
China Rongzhong Financial Holdings Company Limited (3963) Earnings & Revenues
Technical Analysis
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