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3963 Stock Chart & Stats
HK$0.13
-HK$0.01(-2.04%)
At close: 4:00 PM EST
HK$0.13
-HK$0.01(-2.04%)
Day’s Range― - ―
52-Week RangeHK$0.03 - HK$0.36
Previous CloseN/A
Volume44.00K
Average Volume (3M)53.23K
Market Cap
HK$74.03M
Enterprise ValueHK$149.93
Total Cash (Recent Filing)HK$10.28M
Total Debt (Recent Filing)HK$56.77M
Price to Earnings (P/E)―
Beta0.43
Next Earnings
Dec 02, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.02
Shares Outstanding606,802,550
10 Day Avg. Volume57,000
30 Day Avg. Volume53,233
Financial Highlights & Ratios
PEG Ratio-0.46
Price to Book (P/B)10.78
Price to Sales (P/S)1.16
P/FCF Ratio-11.97
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Operating Cash FlowConsistent positive operating cash flow (~17–30M across FY2023–FY2026) provides a durable source of liquidity that supports day-to-day operations and debt servicing even while accounting losses persist. Over a 2–6 month horizon this reduces immediate solvency pressure and gives management runway to execute restructuring or deleveraging plans.
Underlying Operating EarningsPositive EBITDA across recent years signals that core lending and loan-facilitation activities generate operating earnings before non-cash items and financing costs. This structural earnings capacity supports creditworthiness, underpins recovery potential, and creates a base to improve margins or absorb credit losses if management tightens cost and credit controls.
Niche Business FocusA focused microfinance and SME loan-facilitation model is a durable competitive position: specialized underwriting, longstanding relationships, and niche expertise can create stickier revenue streams and differentiated origination. Structural SME credit demand in China can sustain deal flow and fee income over multiple quarters if credit quality is managed prudently.
Bears Say
Very High LeverageLeverage jumping to ~6.2x debt-to-equity materially reduces financial flexibility for a credit-services firm. Elevated leverage increases refinancing and default risk, raises funding costs, and limits capacity to originate loans or weather credit losses. This structural constraint will hinder strategic options and resilience over the coming months.
Persistent Losses / Negative ROERepeat net losses and an extreme negative ROE (~-109% in FY2026) indicate ongoing equity destruction. This undermines capital buffers, deters new equity or debt providers, and forces reliance on external financing. Without sustained profitability restoration, solvency and long-term viability remain at risk over a multi-month horizon.
Negative Free Cash FlowSustained negative free cash flow (about -8.3M in FY2026) shows operations plus investing are not cash-generative. Persistent FCF deficits limit the firm's ability to pay down debt, invest in growth, or build liquidity cushions, raising refinancing risk and reducing capacity to execute strategic repairs over the next several quarters.
China Rongzhong Financial Holdings Company Limited News
3963 FAQ
What was China Rongzhong Financial Holdings Company Limited’s price range in the past 12 months?
China Rongzhong Financial Holdings Company Limited lowest stock price was HK$0.03 and its highest was HK$0.35 in the past 12 months.
What is China Rongzhong Financial Holdings Company Limited’s market cap?
China Rongzhong Financial Holdings Company Limited’s market cap is HK$74.03M.
When is China Rongzhong Financial Holdings Company Limited’s upcoming earnings report date?
China Rongzhong Financial Holdings Company Limited’s upcoming earnings report date is Dec 02, 2026 which is in 122 days.
How were China Rongzhong Financial Holdings Company Limited’s earnings last quarter?
China Rongzhong Financial Holdings Company Limited released its earnings results on Jun 26, 2026. The company reported -HK$0.01 earnings per share for the quarter, missing the consensus estimate of N/A by -HK$0.01.
Is China Rongzhong Financial Holdings Company Limited overvalued?
According to Wall Street analysts China Rongzhong Financial Holdings Company Limited’s price is currently Overvalued.
Does China Rongzhong Financial Holdings Company Limited pay dividends?
China Rongzhong Financial Holdings Company Limited does not currently pay dividends.
What is China Rongzhong Financial Holdings Company Limited’s EPS estimate?
China Rongzhong Financial Holdings Company Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does China Rongzhong Financial Holdings Company Limited have?
China Rongzhong Financial Holdings Company Limited has 606,802,550 shares outstanding.
What happened to China Rongzhong Financial Holdings Company Limited’s price movement after its last earnings report?
China Rongzhong Financial Holdings Company Limited reported an EPS of -HK$0.01 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of China Rongzhong Financial Holdings Company Limited?
Currently, no hedge funds are holding shares in HK:3963
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
China Rongzhong Financial Holdings Company Limited
China Rongzhong Financial Holdings Company Limited, an investment holding company, provides financial leasing services in China, Hong Kong, and Singapore. The company focuses on financing the needs of SMEs in Hubei province. It also provides financial leasing services in the categories of sales and leaseback and direct financial leasing. In addition, the company offers value- added services, such as due diligence, credit investigation, and debt collection services. Further, it provides money lending, credit management, and operating lease services for motor vehicles. It serves laser processing, plastics, industrial processing, textile and garments, hotel and leisure, and other industries. The company was founded in 2008 and is based in Hong Kong, Hong Kong. China Rongzhong Financial Holdings Company Limited is a subsidiary of Goldbond Group Holdings Limited.
China Rongzhong Financial Holdings Company Limited (3963) Earnings & Revenues
Technical Analysis
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Global International Credit Group Ltd.
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VCREDIT Holdings Limited
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Zuoli Kechuang Micro-finance Co. Ltd. Class H
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FY Financial (Shenzhen) Co., Ltd. Class H
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