Education
About Us
Working with TipRanks
Follow Us
China Construction Bank Corporation Class H (HK:0939)
:0939
RESEARCH TOOLSreports
Earnings Data
Report Date
Apr 25, 2025TBA Not Confirmed
Period Ending
2025 (Q1)Consensus EPS Forecast
0.37Last Year’s EPS
0.37Same Quarter Last Year
Strong Buy
Based on 5 Analysts Ratings
---
Earnings Call Summary
Earnings Call Date:Mar 28, 2025
|% Change Since: -6.96%
|Next Earnings Date:Apr 25, 2025
Earnings Call Sentiment|Positive
CCB demonstrated strong financial performance and industry leadership in green finance and ESG, while also advancing in technology. However, challenges remain in commission income, NIM, and the personal housing loan market.Company Guidance
In the 2024 annual results announcement call, China Construction Bank (CCB) presented a robust performance with operating income reaching RMB728.6 billion and a net profit of RMB336.3 billion. Key financial metrics included a non-performing loan (NPL) ratio of 1.34%, a net interest margin (NIM) of 1.51%, a return on assets (ROA) of 0.85%, a return on equity (ROE) of 10.69%, and a capital adequacy ratio of 19.69%. The cost-to-income ratio stood at 29.58%. CCB emphasized its strategic focus on technology, finance power, and national strategy industries, with loans to technology-related and strategic emerging industries totaling over RMB3.5 trillion and RMB2.84 trillion, respectively. Green loans saw significant growth, reaching RMB4.7 trillion. The bank maintained its leading position in various sectors, including inclusive finance with a balance of RMB3.41 trillion, and supported infrastructure development with industry loans at RMB25.85 trillion. Looking forward, CCB plans to maintain stable loan growth, enhance support for the real economy, and optimize asset structure while adapting to a low-interest environment and exploring high-quality development opportunities. The bank also focused on digital transformation, leveraging AI models like DeepSeek to enhance operational efficiency and customer service.Strong Financial Performance
CCB's operating income reached RMB728.6 billion with a net profit of RMB336.3 billion. The NPL ratio decreased by 0.03 percentage points to 1.34%, and key indicators like ROE at 10.69% and capital adequacy ratio at 19.69% lead the industry.
Leadership in Green Finance
CCB achieved RMB4.7 trillion in green loans, marking significant growth from the previous year. The bank's commitment to green finance is a notable achievement.
ESG Excellence
CCB received an AAA rating in MSCI ESG ratings, positioning it as the only Chinese Mainland bank with such a distinction among the top 10 global banks.
Technological Advancements
CCB implemented the DeepSeek AI model, improving efficiency in various business operations and enhancing customer service capabilities.
---
HK:0939 Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
---
HK:0939 Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Mar 28, 2025 | HK$6.75 | HK$6.70 | -0.74% |
| Oct 30, 2024 | HK$5.85 | HK$5.77 | -1.33% |
| Aug 30, 2024 | HK$5.44 | HK$5.34 | -1.95% |
| Apr 29, 2024 | HK$4.44 | HK$4.53 | +2.00% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
---
FAQ
When does China Construction Bank Corporation Class H (HK:0939) report earnings?
China Construction Bank Corporation Class H (HK:0939) is schdueled to report earning on Apr 25, 2025, TBA Not Confirmed.
What is China Construction Bank Corporation Class H (HK:0939) earnings time?
China Construction Bank Corporation Class H (HK:0939) earnings time is at Apr 25, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is the P/E ratio of China Construction Bank Corporation Class H stock?
The P/E ratio of China Construction Bank is N/A.
What is HK:0939 EPS forecast?
HK:0939 EPS forecast for the fiscal quarter 2025 (Q1) is 0.37.
---