China Internet Investment Finance Holdings Ltd. (0810) AI Stock Analysis

• Market Cap: HK$28.51M
• Dividend Yield: N/A
• Average Volume (3M): 204.16K
• Price to Earnings (P/E): ―
• Beta (1Y): 1.40
• Revenue Growth: -64.18%
• EPS Growth: 63.16%
• Country: HK
• Employees: 15
• Sector: Financial
• Sector Strength: 70
• Industry: Asset Management
• EPS (TTM): -0.02
• Shares Outstanding: 203,643,190
• 10 Day Avg. Volume: 238,980
• 30 Day Avg. Volume: 204,162
• PEG Ratio: >-0.01
• Price to Book (P/B): 0.94
• Price to Sales (P/S): -2.95
• P/FCF Ratio: -2.59
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 49 Neutral
• Price Target: HK$0.15 ▼(-6.25% Downside)

The overall stock score is primarily impacted by the company's weak financial performance, characterized by persistent losses and negative margins. Technical analysis provides a neutral outlook, while valuation metrics are unfavorable due to a negative P/E ratio and lack of dividend yield.

Positive Factors

Strong Balance Sheet

A strong balance sheet with low leverage provides financial stability and flexibility, enabling the company to withstand economic fluctuations and invest in growth opportunities.

Innovative Business Model

The focus on internet-based financial solutions positions the company to capitalize on the growing demand for digital financial services, potentially driving long-term growth.

Partnerships with Tech Firms

Collaborations with tech firms can enhance the company's product offerings and customer reach, supporting sustainable revenue growth and competitive positioning in the market.

Negative Factors

Persistent Net Losses

Ongoing net losses indicate operational inefficiencies and may hinder the company's ability to invest in growth or return value to shareholders over the long term.

Negative Revenue Growth

Declining revenue growth reflects challenges in market demand or competitive positioning, potentially impacting long-term profitability and market share.

Erratic Cash Flows

Inconsistent cash flows can limit the company's ability to fund operations and growth initiatives, posing a risk to financial stability and strategic execution.

China Internet Investment Finance Holdings Ltd. Business Overview & Revenue Model

Company Description

China Internet Investment Finance Holdings Ltd. (0810) is a financial services company based in Hong Kong, primarily focused on providing innovative internet-based financial solutions. The company operates in various sectors, including online lending, asset management, and financial technology services. Through its platforms, it aims to connect investors with borrowers, offering products such as personal loans, business financing, and investment opportunities in diversified asset classes.

How the Company Makes Money

The company generates revenue primarily through interest income from loans provided to individuals and businesses, as well as fees charged for services related to asset management and financial technology solutions. Key revenue streams include transaction fees from its online lending platform, interest spread from loans issued, and management fees from investment products. Additionally, partnerships with technology firms and financial institutions enhance its service offerings and expand its customer base, contributing positively to its earnings.

China Internet Investment Finance Holdings Ltd. Financial Statement Overview

Summary

The company faces significant financial challenges with persistent net losses and negative margins. Despite a strong balance sheet with low leverage, operational inefficiencies and poor cash flow management severely impact financial performance.

Income Statement

The company has experienced volatile revenue growth, displaying a significant decline from 2023 to 2024. The gross profit margin is positive, but the company consistently operates at a net loss, leading to negative net profit margins. EBIT and EBITDA margins are also negative, indicating operational inefficiencies.

Balance Sheet

The company maintains a strong equity base with a low debt-to-equity ratio, reflecting conservative leverage. However, the return on equity is negative due to continuous net losses. The equity ratio is robust, suggesting financial stability in terms of asset financing through equity.

Cash Flow

Cash flows are erratic, with operating cash flow dropping to zero in 2024. The company shows a lack of free cash flow growth and has a highly inconsistent operating cash flow to net income ratio, indicating challenges in converting net income to cash.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	310.00K	-10.12M	13.25M	493.00K	1.58M	1.37M
Gross Profit	310.00K	-10.12M	13.25M	493.00K	485.00K	-88.00K
EBITDA	-10.47M	-21.26M	-5.71M	-27.58M	-8.68M	-43.87M
Net Income	-11.04M	-21.60M	-6.31M	-27.99M	-9.58M	-43.93M
Balance Sheet
Total Assets	28.77M	33.10M	52.56M	60.09M	89.47M	95.54M
Cash, Cash Equivalents and Short-Term Investments	12.47M	15.97M	34.15M	38.60M	53.90M	45.16M
Total Debt	0.00	47.00K	597.00K	1.13M	1.65M	2.16M
Total Liabilities	725.00K	1.24M	3.25M	4.47M	5.94M	10.65M
Stockholders Equity	28.05M	31.86M	49.30M	55.62M	83.53M	84.89M
Cash Flow
Free Cash Flow	-5.89M	-11.54M	10.91M	-32.97M	-1.88M	-24.33M
Operating Cash Flow	-5.89M	-11.55M	10.94M	-32.95M	-1.88M	-24.28M
Investing Cash Flow	0.00	40.00K	-25.00K	-19.00K	11.14M	56.00K
Financing Cash Flow	3.83M	3.59M	-562.00K	-557.00K	7.64M	-557.00K

China Internet Investment Finance Holdings Ltd. Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 0.16
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:0810, the sentiment is Negative. The current price of 0.16 is above the 20-day moving average (MA) of 0.15, above the 50-day MA of 0.15, and above the 200-day MA of 0.15, indicating a bearish trend. The MACD of >-0.01 indicates Positive momentum. The RSI at 36.98 is Neutral, neither overbought nor oversold. The STOCH value of 36.00 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:0810.

China Internet Investment Finance Holdings Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
0768	65 Neutral	HK$53.41M	4.26	12.66%	―	43.59%	104.35%
0810	49 Neutral	HK$28.51M	-1.90	-35.08%	―	-64.18%	63.16%
8313	48 Neutral	HK$70.00M	-24.67	-2.51%	―	-24.85%	54.55%
0339	17 Underperform	HK$77.76M	74.80	20.49%	―	56.79%	―

China Internet Investment Finance Holdings Ltd. Corporate Events

China Castson 81 Finance Announces Net Asset Value Update

China Castson 81 Finance Company Limited, listed on the Hong Kong Stock Exchange, announced its unaudited consolidated net asset value per share as of October 31, 2025, was approximately HK$0.14, based on 203,643,187 ordinary shares in issue. This financial update provides stakeholders with insight into the company’s current valuation, which could influence investor perceptions and market positioning.

China Castson 81 Finance Reports Net Asset Value Update

China Castson 81 Finance Company Limited, listed on the Hong Kong Stock Exchange, reported an unaudited consolidated net asset value per share of approximately HK$0.16 as of September 30, 2025. This financial update reflects the company’s current valuation based on its issued ordinary shares, providing stakeholders with insight into its financial health and market position.

China Castson 81 Finance Updates on Share Placement Plans

China Castson 81 Finance Company Limited announced a supplemental update regarding the placing of new shares under a general mandate. The company plans to use the net proceeds of approximately HK$3.61 million for general working capital and potential investments, with a significant portion allocated to exploring opportunities in equity securities listed on the Main Board of the Stock Exchange. However, no specific investment targets have been identified yet.

China Internet Investment Finance Holdings Ltd. Announces New Share Placement

China Internet Investment Finance Holdings Ltd. has entered into a Placing Agreement with Kingston Securities Limited to issue up to 33,936,000 new shares at a price of HK$0.112 per share. This move aims to raise approximately HK$3.61 million in net proceeds, which will be used for general working capital and potential investments. The Placing is expected to strengthen the company’s financial position and broaden its shareholder base.

China Castson 81 Finance Announces Net Asset Value Update

China Castson 81 Finance Company Limited announced that as of August 31, 2025, its unaudited consolidated net asset value per share was approximately HK$0.16, with 169,707,187 ordinary shares in issue. This financial update provides stakeholders with insight into the company’s asset valuation, which could influence investor perceptions and market positioning.