Zhong An Group Limited (0672) AI Stock Analysis

• Market Cap: €608.67M
• Dividend Yield: N/A
• Average Volume (3M): 4.45M
• Price to Earnings (P/E): 28.4
• Beta (1Y): 1.42
• Revenue Growth: -4.79%
• EPS Growth: -95.94%
• Country: HK
• Employees: 4,916
• Sector: Real Estate
• Sector Strength: 55
• Industry: Real Estate - Diversified
• EPS (TTM): >-0.01
• Shares Outstanding: 5,635,809,600
• 10 Day Avg. Volume: 6,293,080
• 30 Day Avg. Volume: 4,454,633
• PEG Ratio: -0.28
• Price to Book (P/B): 0.05
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 1.66
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 55 Neutral
• Price Target: ―

Zhong An Group's overall stock score reflects mixed financial performance and bearish technical indicators. The primary concerns are declining revenue and cash flow issues, coupled with high valuation metrics. Improved operational efficiency offers a positive note, but the stock remains challenged by liquidity concerns and market momentum.

Zhong An Group Limited Business Overview & Revenue Model

Company Description

Zhong An Group Limited, together with its subsidiaries, engages in the property development, leasing, and hotel operations in Mainland China and Canada. It operates through two segments, Residential and Commercial. The Residential segment develops and sells residential properties; and provides property and project management, and other services to residential properties. The Commercial segment develops and sells commercial properties; leases investment properties; owns and operates hotels; and provides property and project management, and other services to commercial properties. The company is also involved in the hotel, theater, tourism, finance, asset, health, and securities management businesses, as well as education development, agricultural development, technology development, and energy investment businesses. In addition, it offers construction design, shipping, and corporate finance services. The company was formerly known as Zhong An Real Estate Limited and changed its name to Zhong An Group Limited in June 2019. Zhong An Group Limited was founded in 1997 and is headquartered in Hangzhou, the People's Republic of China.

How the Company Makes Money

Zhong An Group Limited generates revenue primarily through the sale of developed residential and commercial properties. The company's key revenue streams include the sale of residential units, leasing of commercial properties, and property management fees. Additionally, Zhong An Group may engage in strategic partnerships with other real estate developers or financial institutions to expand its project pipeline and enhance its service offerings. The company's ability to generate earnings is influenced by factors such as property market conditions in China, government policies related to real estate, and its ability to manage construction costs and project timelines effectively.

Zhong An Group Limited Financial Statement Overview

Summary

Zhong An Group's financial performance is mixed. Improved EBIT and EBITDA margins suggest better operational efficiency, but declining revenue and zero cash flow indicate potential liquidity issues. The balance sheet is stable, yet low ROE highlights challenges in delivering shareholder value.

Income Statement

Zhong An Group's income statement indicates moderate financial health with some growth concerns. The company witnessed a decline in revenue growth, with a decrease of approximately 3.87% from 2023 to 2024 and a significant drop in gross profit margin to 16.4% in 2024 from 10.5% in 2023. However, the net profit margin improved slightly to 0.14% in 2024 from 3.31% in 2023. EBIT and EBITDA margins also showed improvement in 2024, indicating better operational efficiency. The company needs to address the revenue decline to maintain competitiveness.

Balance Sheet

The balance sheet of Zhong An Group displays a stable equity base with a debt-to-equity ratio of 0.8 in 2024. The equity ratio improved to 26.2% in 2024 from 21.0% in 2023, suggesting better asset management and a reduction in liabilities. Return on equity (ROE) remains low at 0.19% in 2024, highlighting challenges in generating significant returns for shareholders. The company maintains a strong asset base, which is promising for future growth.

Cash Flow

Zhong An Group's cash flow statement shows concerning trends with zero reported free cash flow and operating cash flow in 2024, indicating potential liquidity issues. The absence of free cash flow growth suggests challenges in generating cash from operations. The operating cash flow to net income ratio was not calculable due to the lack of operating cash flow data. Overall, the company needs to improve its cash generation ability to enhance financial stability.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	13.93B	14.49B	9.25B	4.97B	7.44B
Gross Profit	2.28B	1.53B	2.47B	1.48B	2.24B
EBITDA	1.73B	729.55M	1.67B	402.76M	1.51B
Net Income	19.92M	479.44M	186.73M	73.13M	827.87M
Balance Sheet
Total Assets	39.26B	48.57B	59.10B	57.24B	41.82B
Cash, Cash Equivalents and Short-Term Investments	1.90B	886.71M	3.16B	5.37B	4.90B
Total Debt	8.19B	8.63B	14.94B	17.18B	15.88B
Total Liabilities	26.38B	35.61B	46.76B	45.31B	30.41B
Stockholders Equity	10.27B	10.22B	9.48B	9.24B	9.13B
Cash Flow
Free Cash Flow	2.48B	2.71B	414.10M	-397.32M	-6.75B
Operating Cash Flow	2.54B	2.78B	546.30M	-268.89M	-6.68B
Investing Cash Flow	475.12M	-25.90M	-919.98M	-1.33B	-4.91M
Financing Cash Flow	-1.99B	-4.97B	-1.88B	2.04B	8.36B

Zhong An Group Limited Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 0.11
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:0672, the sentiment is Neutral. The current price of 0.11 is above the 20-day moving average (MA) of 0.11, below the 50-day MA of 0.11, and below the 200-day MA of 0.13, indicating a neutral trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 49.25 is Neutral, neither overbought nor oversold. The STOCH value of 80.47 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for HK:0672.

Zhong An Group Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	59 Neutral	C$1.26B	0.88	-8.20%	5.02%	9.89%	-25.14%
0672	55 Neutral	€608.67M	28.42	0.19%	―	-4.79%	-95.94%
LVSDF		$96.27M	―	-7.26%	―	―	―
SIOLF		$122.85M	―	-118.67%	―	―	―
0251	45 Neutral	HK$734.59M	―	-3.41%	4.92%	0.96%	83.98%
TNY1		€126.33M	―	-20.46%	5.04%	―	―
HKR		€148.25M	―	-3.45%	1.37%	―	―

Zhong An Group Limited Corporate Events

Zhong An Group’s AGM Resolutions Passed

Zhong An Group Limited announced that all resolutions proposed at their Annual General Meeting held on June 5, 2025, were approved by shareholders through a poll. The resolutions included the re-election of executive directors, authorization for the board to fix directors’ remuneration, and the reappointment of Ernst & Young as auditors. The successful passing of these resolutions indicates strong shareholder support and continuity in the company’s governance and financial oversight.

Zhong An Group Limited Announces 2025 Annual General Meeting

Zhong An Group Limited has announced its upcoming annual general meeting (AGM) scheduled for June 5, 2025, in Hangzhou, China. Key agenda items include reviewing the company’s financial statements for the year ending December 31, 2024, re-electing directors, authorizing director remuneration, and re-appointing Ernst & Young as the company’s auditor. The meeting will also address resolutions related to the issuance of additional shares, indicating potential future capital activities.