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Harford Bank (HFBK)
OTHER OTC:HFBK
Total Valuation
Harford Bank has a market cap or net worth of $50.98M. The enterprise value is -$7.67M.
Market Cap$50.98M
Enterprise Value-$7.67M
Share Statistics
Harford Bank has 1,235,874 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding1,235,874
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Harford Bank’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 0.97%.
Return on Equity (ROE)0.10
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.97%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee442.74K
Profits Per Employee82.20K
Employee Count86
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Harford Bank is 8.1. Harford Bank’s PEG ratio is 13.91.
PE Ratio8.1
PS Ratio1.66
PB Ratio0.89
Price to Fair Value0.89
Price to FCF7.96
Price to Operating Cash Flow7.63
PEG Ratio13.91
Income Statement
In the last 12 months, Harford Bank had revenue of 38.08M and earned 7.07M in profits. Earnings per share was 4.71.
Revenue38.08M
Gross Profit25.75M
Operating Income9.13M
Pretax Income9.13M
Net Income7.07M
EBITDA9.13M
Earnings Per Share (EPS)4.71
Cash Flow
In the last 12 months, operating cash flow was 8.29M and capital expenditures -370.04K, giving a free cash flow of 7.92M billion.
Operating Cash Flow8.29M
Free Cash Flow7.92M
Free Cash Flow per Share6.41
Dividends & Yields
Harford Bank pays an annual dividend of $0.24, resulting in a dividend yield of 2.22%
Dividend Per Share$0.24
Dividend Yield2.22%
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.07
52-Week Price Change24.63%
50-Day Moving Average41.60
200-Day Moving Average37.52
Relative Strength Index (RSI)42.10
Average Volume (3m)73.00
Important Dates
Harford Bank upcoming earnings date is ―, ―.
Last Earnings Date―
Next Earnings Date―
Ex-Dividend Date―
Financial Position
Harford Bank as a current ratio of 223.26, with Debt / Equity ratio of 1.71%
Current Ratio223.26
Quick Ratio223.26
Debt to Market Cap<0.01
Net Debt to EBITDA-6.52
Interest Coverage Ratio0.81
Taxes
In the past 12 months, Harford Bank has paid 2.06M in taxes.
Income Tax2.06M
Effective Tax Rate0.23
Enterprise Valuation
Harford Bank EV to EBITDA ratio is 0.39, with an EV/FCF ratio of 0.44.
EV to Sales0.09
EV to EBITDA0.39
EV to Free Cash Flow0.44
EV to Operating Cash Flow0.42
Balance Sheet
Harford Bank has $60.71M in cash and marketable securities with $1.22M in debt, giving a net cash position of $59.50M billion.
Cash & Marketable Securities$60.71M
Total Debt$1.22M
Net Cash$59.50M
Net Cash Per Share$48.14
Tangible Book Value Per Share$47.44
Margins
Gross margin is 67.63%, with operating margin of 23.98%, and net profit margin of 18.57%.
Gross Margin67.63%
Operating Margin23.98%
Pretax Margin23.98%
Net Profit Margin18.57%
EBITDA Margin23.98%
EBIT Margin23.98%
Analyst Forecast
The average price target for Harford Bank is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast―
EPS Growth Forecast―