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Harford Bank (HFBK)
OTHER OTC:HFBK
Total Valuation
Harford Bank has a market cap or net worth of $48.51M. The enterprise value is ―.
Market Cap$48.51M
Enterprise Value―
Share Statistics
Harford Bank has 1,235,874 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding1,235,874
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Harford Bank’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is 10.10%.
Return on Equity (ROE)0.11
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)10.10%
Return on Capital Employed (ROCE)0.13
Revenue Per Employee421.29K
Profits Per Employee80.97K
Employee Count86
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Harford Bank is 8.0. Harford Bank’s PEG ratio is 1.04.
PE Ratio8.0
PS Ratio1.37
PB Ratio0.77
Price to Fair Value0.77
Price to FCF7.06
Price to Operating Cash Flow7.33
PEG Ratio1.04
Income Statement
In the last 12 months, Harford Bank had revenue of 36.23M and earned 6.96M in profits. Earnings per share was 4.68.
Revenue36.23M
Gross Profit24.71M
Operating Income9.09M
Pretax Income9.09M
Net Income6.96M
EBITDA9.55M
Earnings Per Share (EPS)4.68
Cash Flow
In the last 12 months, operating cash flow was 8.03M and capital expenditures -363.77K, giving a free cash flow of 7.67M billion.
Operating Cash Flow8.03M
Free Cash Flow7.67M
Free Cash Flow per Share6.21
Dividends & Yields
Harford Bank pays an annual dividend of $0.24, resulting in a dividend yield of 2.37%
Dividend Per Share$0.24
Dividend Yield2.37%
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.05
52-Week Price Change19.23%
50-Day Moving Average37.81
200-Day Moving Average35.23
Relative Strength Index (RSI)63.97
Average Volume (3m)73.00
Important Dates
Harford Bank upcoming earnings date is ―, ―.
Last Earnings Date―
Next Earnings Date―
Ex-Dividend Date―
Financial Position
Harford Bank as a current ratio of 0.18, with Debt / Equity ratio of 0.00%
Current Ratio0.18
Quick Ratio0.18
Debt to Market Cap<0.01
Net Debt to EBITDA-10.07
Interest Coverage Ratio0.80
Taxes
In the past 12 months, Harford Bank has paid 2.13M in taxes.
Income Tax2.13M
Effective Tax Rate0.23
Enterprise Valuation
Harford Bank EV to EBITDA ratio is -4.86, with an EV/FCF ratio of -6.60.
EV to Sales-1.28
EV to EBITDA-4.86
EV to Free Cash Flow-6.60
EV to Operating Cash Flow-6.27
Balance Sheet
Harford Bank has $126.93M in cash and marketable securities with $1.19M in debt, giving a net cash position of $125.74M billion.
Cash & Marketable Securities$126.93M
Total Debt$1.19M
Net Cash$125.74M
Net Cash Per Share$101.74
Tangible Book Value Per Share$43.77
Margins
Gross margin is 74.50%, with operating margin of 25.31%, and net profit margin of 19.22%.
Gross Margin74.50%
Operating Margin25.31%
Pretax Margin25.09%
Net Profit Margin19.22%
EBITDA Margin26.37%
EBIT Margin25.31%
Analyst Forecast
The average price target for Harford Bank is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast―
EPS Growth Forecast―