The earnings call highlighted strong performance across several key areas, including revenue, profit, credit stability, and strategic acquisitions, with minor challenges noted in nonperforming assets and new initiatives growth.

Company Guidance

During the second quarter of 2025, Huntington Bancshares demonstrated strong operating performance, driven by robust growth in loans, deposits, and fees. The bank reported a 27% year-over-year increase in earnings per share, excluding notable items, and achieved an adjusted return on tangible common equity (ROTCE) of 17.6%. Average loans and deposits each grew by approximately $10 billion year-over-year, with deposit growth highlighting the power of the bank's franchise. Credit performance remained stable, with net charge-offs improving to 20 basis points. The bank's capital position strengthened, with an adjusted Common Equity Tier 1 (CET1) ratio reaching 9%. Huntington's strategic acquisition of Veritex was highlighted as a key growth driver, expected to accelerate expansion in Texas. The bank maintained its guidance for strong revenue and profit growth, with expectations for full-year loan growth of 6% to 8% and deposit growth of 4% to 6%.

Strong Operating Performance

Huntington Bancshares delivered strong organic growth in loans, deposits, and fees, performing ahead of plans for the year.

Revenue and Profit Growth

The company achieved strong revenue and profit growth year-over-year, supported by earning asset growth, expanded net interest margin, and positive operating leverage.

Stable Credit Performance

Credit performance remains stable with low levels of losses and net charge-offs improving by 6 basis points from the prior quarter.

Significant Acquisition

The acquisition of Veritex is expected to accelerate growth in Texas, bringing new opportunities and a strong commercial banking franchise.

Increased Capital and Liquidity

Adjusted CET1 increased to 9%, and liquidity remains strong with 2x coverage of uninsured deposits.

Loan and Deposit Growth

Average loans and deposits grew by nearly $10 billion year-over-year, with disciplined deposit pricing.

Strategic Initiatives Progress

New middle market team in Florida and branch expansion in the Carolinas contribute to growth.

Huntington Bancshares (HBAN) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

HBAN Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 17, 2025	2025 (Q3)	0.37 / -	0.33	―	―	―
Jul 18, 2025	2025 (Q2)	0.33 / 0.34	0.3	13.33% (+0.04)
Apr 17, 2025	2025 (Q1)	0.31 / 0.34	0.26	30.77% (+0.08)
Jan 17, 2025	2024 (Q4)	0.31 / 0.34	0.15	126.67% (+0.19)
Oct 17, 2024	2024 (Q3)	0.30 / 0.33	0.35	-5.71% (-0.02)
Jul 19, 2024	2024 (Q2)	0.28 / 0.30	0.35	-14.29% (-0.05)
Apr 19, 2024	2024 (Q1)	0.24 / 0.26	0.39	-33.33% (-0.13)
Jan 19, 2024	2023 (Q4)	0.13 / 0.15	0.42	-64.29% (-0.27)
Oct 20, 2023	2023 (Q3)	0.32 / 0.35	0.39	-10.26% (-0.04)
Jul 21, 2023	2023 (Q2)	0.34 / 0.35	0.35	0.00% (0.00)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

HBAN Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 18, 2025	$16.98	$16.71	-1.59%
Apr 17, 2025	$13.14	$13.54	+3.04%
Jan 17, 2025	$16.50	$16.67	+1.03%
Oct 17, 2024	$15.38	$14.98	-2.60%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Huntington Bancshares (HBAN) report earnings?

Huntington Bancshares (HBAN) is schdueled to report earning on Oct 17, 2025, Before Open (Confirmed).

What is Huntington Bancshares (HBAN) earnings time?

Huntington Bancshares (HBAN) earnings time is at Oct 17, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is HBAN EPS forecast?

HBAN EPS forecast for the fiscal quarter 2025 (Q3) is 0.37.

Become an Expert with TipRanks Premium

What am I Missing?

Make informed decisions based on Top Analysts' activity

Know what industry insiders are buying

Get actionable alerts from top Wall Street Analysts

Find out before anyone else which stock is going to shoot up

Get powerful stock screeners & detailed portfolio analysis

Subscribe Now See Plans & Pricing