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Gouverneur Bancorp Inc (GOVB)
OTHER OTC:GOVB
Total Valuation
Gouverneur Bancorp has a market cap or net worth of $18.46M. The enterprise value is $7.51M.
Market Cap$18.46M
Enterprise Value$7.51M
Share Statistics
Gouverneur Bancorp has 1,055,077 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding1,055,077
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Gouverneur Bancorp’s return on equity (ROE) is 0.02 and return on invested capital (ROIC) is 1.44%.
Return on Equity (ROE)0.02
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)1.44%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee233.78K
Profits Per Employee13.47K
Employee Count40
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Gouverneur Bancorp is 24.4. Gouverneur Bancorp’s PEG ratio is 0.29.
PE Ratio24.4
PS Ratio1.18
PB Ratio0.34
Price to Fair Value0.34
Price to FCF-3.59
Price to Operating Cash Flow18.08
PEG Ratio0.29
Income Statement
In the last 12 months, Gouverneur Bancorp had revenue of 9.35M and earned 539.00K in profits. Earnings per share was 0.51.
Revenue9.35M
Gross Profit7.86M
Operating Income476.00K
Pretax Income476.00K
Net Income539.00K
EBITDA1.13M
Earnings Per Share (EPS)0.51
Cash Flow
In the last 12 months, operating cash flow was 946.00K and capital expenditures -109.00K, giving a free cash flow of 837.00K billion.
Operating Cash Flow946.00K
Free Cash Flow837.00K
Free Cash Flow per Share0.79
Dividends & Yields
Gouverneur Bancorp pays an annual dividend of $0.09, resulting in a dividend yield of 1%
Dividend Per Share$0.09
Dividend Yield1%
Payout Ratio23.61%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.20
52-Week Price Change41.80%
50-Day Moving Average15.56
200-Day Moving Average13.94
Relative Strength Index (RSI)68.82
Average Volume (3m)120.00
Important Dates
Gouverneur Bancorp upcoming earnings date is Jan 22, 2026, During Market Hours (Confirmed).
Last Earnings DateOct 30, 2025
Next Earnings DateJan 22, 2026
Ex-Dividend Date―
Financial Position
Gouverneur Bancorp as a current ratio of 0.32, with Debt / Equity ratio of 0.15%
Current Ratio0.32
Quick Ratio0.32
Debt to Market Cap0.00
Net Debt to EBITDA-5.66
Interest Coverage Ratio0.34
Taxes
In the past 12 months, Gouverneur Bancorp has paid -63.00K in taxes.
Income Tax-63.00K
Effective Tax Rate-0.13
Enterprise Valuation
Gouverneur Bancorp EV to EBITDA ratio is 4.15, with an EV/FCF ratio of -1.52.
EV to Sales0.50
EV to EBITDA4.15
EV to Free Cash Flow-1.52
EV to Operating Cash Flow-1.57
Balance Sheet
Gouverneur Bancorp has $48.90M in cash and marketable securities with $46.00K in debt, giving a net cash position of $48.86M billion.
Cash & Marketable Securities$48.90M
Total Debt$46.00K
Net Cash$48.86M
Net Cash Per Share$46.31
Tangible Book Value Per Share$25.51
Margins
Gross margin is 83.85%, with operating margin of 5.09%, and net profit margin of 5.76%.
Gross Margin83.85%
Operating Margin5.09%
Pretax Margin5.09%
Net Profit Margin5.76%
EBITDA Margin12.03%
EBIT Margin5.09%
Analyst Forecast
The average price target for Gouverneur Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast1.13%
EPS Growth Forecast40.47%