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Guaranty Bancshares Inc (GNTY)
NYSE:GNTY
Earnings Data
Report Date
Oct 20, 2025Before Open (Confirmed)
Period Ending
2025 (Q3)Consensus EPS Forecast
0.82Last Year’s EPS
0.65Same Quarter Last Year
Moderate Buy
Based on 2 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call highlighted strong liquidity and a robust loan pipeline, indicating potential future growth. However, challenges such as decreased net loans and increased noninterest expenses were also noted. Despite these issues, the company's strong capital and asset quality, along with improvements in unrealized losses and net interest margin, suggest a positive outlook.Company Guidance
Strong Loan Pipeline
The loan pipeline in Q2 is as strong as it has been in the last three years, indicating potential future growth.
Increase in Total Assets
Total assets increased by $37 million during the first quarter of 2025.
Improvement in Unrealized Losses
Unrealized losses on AFS securities decreased by $6 million from $20.8 million to $14.7 million.
Dividend Increase
The dividend was increased in Q1 2025 to $0.25 per share, up from $0.24 per share in 2024.
Increase in Net Interest Margin
The net interest margin increased to 3.7% in the first quarter, up from 3.54% in the fourth quarter and 3.16% in the same quarter last year.
Strong Liquidity Position
Liquidity ratio increased to 19.8% from 16.5% at year-end, with cash balances increasing by $72 million.
Capital and Asset Quality
Capital, asset quality, and liquidity all stand at very strong levels, positioning the company well for future growth.
GNTY Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
GNTY Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Jul 21, 2025 | $43.52 | $43.23 | -0.67% |
Apr 21, 2025 | $37.19 | $37.51 | +0.86% |
Jan 21, 2025 | $33.36 | $36.61 | +9.74% |
Oct 21, 2024 | $32.58 | $30.51 | -6.35% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Guaranty Bancshares Inc (GNTY) report earnings?
Guaranty Bancshares Inc (GNTY) is schdueled to report earning on Oct 20, 2025, Before Open (Confirmed).
What is Guaranty Bancshares Inc (GNTY) earnings time?
Guaranty Bancshares Inc (GNTY) earnings time is at Oct 20, 2025, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is GNTY EPS forecast?
GNTY EPS forecast for the fiscal quarter 2025 (Q3) is 0.82.