Generations Bancorp NY (GBNY)
OTHER OTC:GBNY
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Total Valuation
Generations Bancorp NY has a market cap or net worth of $33.40M. The enterprise value is $48.24M.
Market Cap$33.40M
Enterprise Value$48.24M
Share Statistics
Generations Bancorp NY has 2,241,801 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding2,241,801
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Generations Bancorp NY’s return on equity (ROE) is -0.14 and return on invested capital (ROIC) is -8.70%.
Return on Equity (ROE)-0.14
Return on Assets (ROA)-0.01
Return on Invested Capital (ROIC)-8.70%
Return on Capital Employed (ROCE)-0.09
Revenue Per Employee232.87K
Profits Per Employee-65.94K
Employee Count71
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Generations Bancorp NY is ―. Generations Bancorp NY’s PEG ratio is 1.29.
PE Ratio―
PS Ratio2.47
PB Ratio1.23
Price to Fair Value1.23
Price to FCF23.72
Price to Operating Cash Flow0.00
PEG Ratio1.29
Income Statement
In the last 12 months, Generations Bancorp NY had revenue of 16.53M and earned -4.68M in profits. Earnings per share was -2.06.
Revenue16.53M
Gross Profit7.16M
Operating Income-4.65M
Pretax Income-4.65M
Net Income-4.68M
EBITDA-3.87M
Earnings Per Share (EPS)-2.06
Cash Flow
In the last 12 months, operating cash flow was -136.00K and capital expenditures -225.00K, giving a free cash flow of -361.00K billion.
Operating Cash Flow-136.00K
Free Cash Flow-361.00K
Free Cash Flow per Share-0.16
Dividends & Yields
Generations Bancorp NY pays an annual dividend of $0.1, resulting in a dividend yield of ―
Dividend Per Share$0.1
Dividend Yield―
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.15
52-Week Price Change-5.40%
50-Day Moving Average14.95
200-Day Moving Average16.60
Relative Strength Index (RSI)49.26
Average Volume (3m)5.45K
Important Dates
Generations Bancorp NY upcoming earnings date is ―, ―.
Last Earnings Date―
Next Earnings Date―
Ex-Dividend Date―
Financial Position
Generations Bancorp NY as a current ratio of 0.01, with Debt / Equity ratio of 52.08%
Current Ratio0.01
Quick Ratio0.01
Debt to Market Cap0.42
Net Debt to EBITDA-3.75
Interest Coverage Ratio-0.56
Taxes
In the past 12 months, Generations Bancorp NY has paid 34.00K in taxes.
Income Tax34.00K
Effective Tax Rate>-0.01
Enterprise Valuation
Generations Bancorp NY EV to EBITDA ratio is -14.32, with an EV/FCF ratio of 32.13.
EV to Sales3.35
EV to EBITDA-14.32
EV to Free Cash Flow32.13
EV to Operating Cash Flow31.67
Balance Sheet
Generations Bancorp NY has $39.00M in cash and marketable securities with $21.32M in debt, giving a net cash position of $17.68M billion.
Cash & Marketable Securities$39.00M
Total Debt$21.32M
Net Cash$17.68M
Net Cash Per Share$7.89
Tangible Book Value Per Share$14.61
Margins
Gross margin is 29.14%, with operating margin of -28.11%, and net profit margin of -28.32%.
Gross Margin29.14%
Operating Margin-28.11%
Pretax Margin-28.11%
Net Profit Margin-28.32%
EBITDA Margin-23.39%
EBIT Margin-28.11%
Analyst Forecast
The average price target for Generations Bancorp NY is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast-12.22%
EPS Growth Forecast3.71%