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UIL Ltd (GB:UTL)
LSE:UTL
UK Market

UIL Ltd (UTL) AI Stock Analysis

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GB

UIL Ltd

(LSE:UTL)

45Neutral
The stock score reflects significant financial difficulties characterized by negative income and inconsistent cash flows. Despite a stable technical analysis and positive corporate events indicating insider confidence, the negative P/E ratio and need for strategic improvements weigh heavily on the score.

UIL Ltd (UTL) vs. S&P 500 (SPY)

UIL Ltd Business Overview & Revenue Model

Company DescriptionUIL Ltd (UTL) is a closed-end investment company that primarily focuses on generating shareholder returns by investing in a diverse range of sectors. The company is involved in sectors such as technology, utilities, and financial services, among others. UIL Ltd aims to achieve long-term capital growth by making strategic investments in companies and assets that align with its investment objectives.
How the Company Makes MoneyUIL Ltd generates revenue primarily through the appreciation of its investment portfolio and dividend income from its holdings. The company invests in a variety of assets, including equities, bonds, and other financial instruments, which provide returns in the form of capital gains and income. Additionally, UIL Ltd may engage in strategic partnerships or joint ventures to enhance its investment opportunities and returns. The company's financial performance is also influenced by market conditions, investment management strategies, and the performance of its underlying assets.

UIL Ltd Financial Statement Overview

Summary
UIL Ltd faces significant financial challenges, with negative income metrics and inconsistent cash flows. The negative trends in revenue and profitability, coupled with fluctuating cash flows, pose significant risks to financial stability. Despite maintaining a reasonable level of equity, strategic improvements in revenue generation and cost management are essential.
Income Statement
15
Very Negative
UIL Ltd's income statement shows a concerning trend with negative revenue and profit margins over the years. The most recent year saw a substantial decrease in total revenue by 63% from the previous year. The gross profit and net income have also been negative, indicating significant operational challenges. EBIT and EBITDA margins are also negative, reflecting poor profitability and efficiency in managing operations.
Balance Sheet
45
Neutral
The balance sheet reveals a modestly stable financial position with a debt-to-equity ratio of 0.75, suggesting a balanced approach to leverage. However, the equity ratio has been decreasing, indicating potential risk in asset management. Return on Equity (ROE) is negative due to persistent net losses, which is a concern for long-term sustainability. Despite these issues, the company maintains a significant level of stockholders' equity, which provides a cushion against liabilities.
Cash Flow
30
Negative
Cash flow analysis highlights inconsistent cash management, with the operating cash flow rebounding to positive recently after negative results in prior years. The free cash flow growth rate is significantly positive, largely due to improvements in operating cash flow, but the overall pattern shows inconsistency and potential volatility. The operating cash flow to net income ratio indicates poor conversion efficiency due to recurring net losses.
Breakdown
Jun 2024Jun 2023Jun 2022Jun 2021Jun 2020
Income StatementTotal Revenue
-16.02M-43.47M-136.42M123.67M-60.84M
Gross Profit
-16.02M-44.28M-137.34M130.34M-62.38M
EBIT
-17.49M-44.39M-122.85M128.28M-46.66M
EBITDA
-17.49M0.000.001.000.00
Net Income Common Stockholders
-25.02M-44.45M-137.30M122.59M-62.04M
Balance SheetCash, Cash Equivalents and Short-Term Investments
1.49M5.23M8.00K3.32M258.00K
Total Assets
240.60M313.75M417.59M545.86M492.94M
Total Debt
102.65M42.69M51.08M48.55M51.15M
Net Debt
-1.49M37.46M51.07M45.22M50.89M
Total Liabilities
103.07M42.69M198.85M182.07M241.32M
Stockholders Equity
137.53M167.58M218.74M363.78M251.63M
Cash FlowFree Cash Flow
7.68M-434.00K538.00K2.82M-9.45M
Operating Cash Flow
7.68M-434.00K538.00K2.82M-9.45M
Investing Cash Flow
38.02M70.61M2.25M69.74M8.63M
Financing Cash Flow
-41.55M-69.83M-8.24M-68.11M-4.46M

UIL Ltd Technical Analysis

Technical Analysis Sentiment
Positive
Last Price111.00
Price Trends
50DMA
111.13
Negative
100DMA
110.49
Positive
200DMA
104.76
Positive
Market Momentum
MACD
-0.50
Negative
RSI
53.88
Neutral
STOCH
77.78
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:UTL, the sentiment is Positive. The current price of 111 is above the 20-day moving average (MA) of 108.87, below the 50-day MA of 111.13, and above the 200-day MA of 104.76, indicating a neutral trend. The MACD of -0.50 indicates Negative momentum. The RSI at 53.88 is Neutral, neither overbought nor oversold. The STOCH value of 77.78 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for GB:UTL.

UIL Ltd Peers Comparison

Overall Rating
UnderperformOutperform
Sector (63)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
GB3IN
75
Outperform
9.199.71%2.78%5.43%-3.82%
73
Outperform
22.553.22%7.19%-3.67%51.49%
70
Outperform
25.18
5.92%67.61%46.68%
63
Neutral
$12.06B9.318.10%79.51%12.80%-4.67%
61
Neutral
79.73
6.98%
GBGCP
58
Neutral
31.912.09%9.75%-8.69%-35.71%
GBUTL
45
Neutral
-11.14%7.34%15.13%17.98%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
GB:UTL
UIL Ltd
111.50
14.30
14.71%
GB:HICL
HICL Infra Co Shs GBP
116.00
0.83
0.72%
GB:INPP
International Public Partnerships Limited
116.00
-3.43
-2.87%
GB:BBGI
BBGI Shs Ordinary
142.00
20.68
17.05%
GB:3IN
3i Infrastructure
326.00
12.99
4.15%
GB:GCP
GCP Infra Invt Shs GBP
72.00
5.09
7.61%

UIL Ltd Corporate Events

Private Placements and FinancingBusiness Operations and Strategy
UIL Limited Expands Loan Facility with Major Shareholder
Positive
Apr 8, 2025

UIL Limited has announced an increase in its loan facility with General Provincial Life Pension Fund Limited (GPLPF) from £8.0 million to £16.0 million. This move, which keeps all other terms of the facility unchanged, reflects UIL’s strategic financial maneuvering as GPLPF holds a significant stake in the company, owning 78.3% of its ordinary shares. The increase in the loan facility is expected to provide UIL with enhanced financial flexibility, potentially impacting its operational capabilities and market positioning.

Spark’s Take on GB:UTL Stock

According to Spark, TipRanks’ AI Analyst, GB:UTL is a Neutral.

UIL Ltd faces significant financial difficulties, primarily due to negative income and inconsistent cash flows. Despite a high dividend yield offering some appeal, the negative P/E ratio highlights profitability concerns. Technical indicators show a stable price trend, but the lack of clear momentum signals adds uncertainty. Positive corporate events suggest confidence among insiders, yet the overarching financial challenges weigh heavily on the stock’s overall score.

To see Spark’s full report on GB:UTL stock, click here.

Other
UIL Limited Director Purchases Shares
Neutral
Apr 3, 2025

UIL Limited, a company listed on the London Stock Exchange, announced a transaction involving Stuart Bridges, a non-executive director. The transaction involved the purchase of 11,736 ordinary shares at a price of 113.50p each, conducted on April 3, 2025. This transaction highlights the ongoing engagement of UIL Limited’s management with its financial instruments, potentially impacting stakeholder perception and market confidence.

Other
UIL Limited Director Acquires Shares Signaling Confidence in Company
Positive
Apr 3, 2025

UIL Limited, a company involved in financial transactions, announced a purchase of ordinary shares by Peter Durhager, a Non-executive Director. The transaction involved buying 11,210 shares at a price of 113.50p each on the London Stock Exchange. This move reflects a significant investment by a key figure in the company, potentially indicating confidence in the company’s future performance and impacting stakeholder perceptions.

Regulatory Filings and Compliance
UIL Limited Announces Director’s Share Purchase
Neutral
Apr 3, 2025

UIL Limited, a company involved in financial transactions, has announced a transaction involving Alison Hill, a Non-executive Director. The transaction details indicate a purchase of 8,685 ordinary shares at a price of 113.50p each on the London Stock Exchange. This disclosure is part of regulatory requirements for persons discharging managerial responsibilities.

Other
UIL Limited Announces Director Share Purchase
Positive
Apr 3, 2025

UIL Limited, a company involved in financial transactions, has announced a transaction involving a person discharging managerial responsibilities. David Shillson, a non-executive director, has purchased 8,685 ordinary shares at a price of 113.50p each on the London Stock Exchange. This transaction is an initial notification, indicating a potential increase in insider confidence in the company’s prospects.

Regulatory Filings and Compliance
UIL Limited Announces Total Voting Rights Update
Neutral
Apr 1, 2025

UIL Limited has announced that as of March 31, 2025, the total number of ordinary shares with voting rights in issue is 93,058,884, with no shares held in treasury. This figure is significant for shareholders as it serves as the denominator for calculating their required notifications of interest changes under the FCA’s Disclosure Guidance and Transparency Rules.

Stock BuybackRegulatory Filings and Compliance
UIL Limited Announces Share Repurchase and Voting Rights Update
Neutral
Mar 19, 2025

UIL Limited, a company involved in financial transactions, announced the repurchase and cancellation of 21,000 ordinary shares at a price of 110.50p per share. This transaction reduces the total number of ordinary shares with voting rights to 93,058,884, impacting shareholder calculations under the FCA’s Disclosure and Transparency Rules.

Stock Buyback
UIL Limited Announces Share Purchase and Cancellation
Neutral
Mar 17, 2025

UIL Limited has announced the purchase and cancellation of 22,500 ordinary shares at a price of 111.00p per share, reducing the total number of ordinary shares with voting rights to 93,079,884. This transaction impacts the calculation of shareholder interests under the FCA’s Disclosure and Transparency Rules, potentially affecting stakeholder notifications.

DividendsFinancial Disclosures
UIL Limited Reports February NAV Decline Amid Market Volatility
Negative
Mar 14, 2025

UIL Limited reported an 8.3% decline in its net asset value total return for February, underperforming the FTSE All Share total return Index which rose by 1.3%. Market sentiment was influenced by Donald Trump’s inauguration and the release of a new AI product by DeepSeek in China. UIL’s portfolio saw changes with Carebook Technologies entering the top ten holdings, and Resimac remaining the largest holding despite a decline in its share price. The company declared a second quarterly interim dividend, while its ordinary shares remained unchanged.

Stock BuybackRegulatory Filings and Compliance
UIL Limited Announces Share Repurchase and Voting Rights Update
Neutral
Feb 28, 2025

UIL Limited has announced the repurchase and cancellation of 10,438 ordinary shares at a price of 116.00p each, adjusting the total number of ordinary shares with voting rights to 93,102,384. This transaction may affect shareholder calculations regarding their interest in the company under the FCA’s Disclosure and Transparency Rules.

Stock BuybackRegulatory Filings and Compliance
UIL Limited Announces Share Buyback and Voting Rights Update
Neutral
Feb 25, 2025

UIL Limited has announced the purchase and cancellation of 20,513 ordinary shares at a price of 115.77p each, reducing the total number of shares with voting rights to 93,112,822. This transaction impacts shareholders by altering the denominator used for calculating their interest in the company under the FCA’s Disclosure and Transparency Rules.

Delistings and Listing ChangesStock BuybackBusiness Operations and StrategyFinancial Disclosures
UIL Limited Reports Strong Half-Year Results and Progress Towards Privatization
Positive
Feb 21, 2025

UIL Limited, an investment company, announced its unaudited financial results for the six months ending 31 December 2024, showing significant improvements in its net asset value and share price total returns compared to the previous period. The company is undergoing structural simplification and moving towards privatization, with steps including share buybacks and the redemption of zero dividend preference shares (ZDPs). The company’s strategy aims to narrow the discount to its net asset value and offer minority shareholders opportunities to exit at a discount. Significant progress was made in the half-year with the full acquisition of Zeta Resources Limited, the redemption of 2024 ZDP shares, and plans to privatize Somers Limited. The financial strategy includes funding through asset sales and borrowings, with investments in promising projects such as the Kumarina gold opportunity.

Dividends
UIL Limited Declares Second Quarterly Dividend for 2025
Positive
Feb 21, 2025

UIL Limited has announced the declaration of a second quarterly interim dividend of 2.00p per ordinary share for the fiscal year ending 30 June 2025. This dividend is scheduled to be paid on 25 April 2025, with the share register closing on 28 March 2025, indicating a positive financial position and commitment to shareholder returns.

Stock Buyback
UIL Limited Reduces Share Count with Recent Buyback
Neutral
Feb 18, 2025

UIL Limited announced the repurchase and cancellation of 19,049 ordinary shares at a price of 115.95p each, reducing the total number of shares with voting rights to 93,133,335. This transaction may affect shareholder calculations for interest notifications under the FCA’s Disclosure and Transparency Rules, impacting the company’s share structure and potentially influencing shareholder dynamics.

Business Operations and StrategyFinancial Disclosures
UIL Limited Reports Steady Growth and Strategic Moves in January
Positive
Feb 14, 2025

UIL Limited witnessed a 4.8% increase in its net asset value total return in January, aligning closely with the FTSE All Share total return Index’s 5.5% rise. The company is observing global economic trends, including the inauguration of Donald Trump and their impact on investor sentiment, and the development of new AI technologies abroad. Commodity prices have shown strength, with notable gains in gold and copper. In its portfolio, UIL’s holdings saw significant changes, including a 137.5% rise in Carebook Technologies’ share price as UIL moves to take the company private. Resimac remains a major holding, experiencing a 6.3% share price increase. UIL’s ordinary shares climbed by 5.9%, while its dividend strategy continues to benefit shareholders.

Stock BuybackBusiness Operations and Strategy
UIL Limited Adjusts Share Structure with Recent Buyback
Neutral
Feb 13, 2025

UIL Limited announced the repurchase and cancellation of 17,842 ordinary shares at a price of 113.45p each, impacting the total voting shares, which now amount to 93,152,384. This move affects shareholder calculations under FCA’s rules, potentially altering shareholder interests and reflecting UIL’s strategic financial maneuvers.

Stock Buyback
UIL Limited Reduces Ordinary Shares with Strategic Buyback
Neutral
Feb 6, 2025

UIL Limited announced the purchase and cancellation of 20,227 ordinary shares at 114.00p per share, reducing the total number of ordinary shares with voting rights to 93,170,226. This transaction affects shareholders’ calculations for notifying changes in their interest under the FCA’s Disclosure and Transparency Rules.

Glossary
OutperformA stock rated as "Outperform" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock is likely to deliver higher returns compared to the average returns of other stocks in the same sector or market index. Investors might consider this stock a good buying opportunity.
NeutralA stock rated as "Neutral" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly attractive nor unattractive for investment. Investors may consider holding onto the stock, as it is not expected to either significantly outperform or underperform the market.
UnderperformA stock rated as "Underperform" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock may deliver lower returns compared to the average returns of other stocks in the same sector or market index. Investors might consider selling the stock or avoiding it as an investment.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.