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Bank of Georgia Group Plc (GB:BGEO)
LSE:BGEO
UK Market

Bank of Georgia Group Plc (BGEO) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Feb 12, 2026
Before Open (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
9.16
Last Year’s EPS
Same Quarter Last Year
Moderate Buy
Based on 2 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Nov 20, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
The earnings call highlighted strong financial performance across both Georgian and Armenian operations, with significant growth in loans and deposits. However, there were concerns about inflation in Georgia and subdued non-interest income in Armenia. The overall outlook remains positive due to the resilience of local economies and global recognition for digital banking capabilities.
Company Guidance
The recent Lion Finance Third Quarter results call provided a comprehensive overview of the company's financial performance and strategic outlook. Key metrics highlighted include a 22% year-over-year growth in the loan book in constant currency, with even stronger growth in Armenia, and a quarterly profit of GEL 547 million, marking an 8% increase from the previous year. The company's return on average equity stood at a robust 28%, with a cost-to-income ratio of 35.3%, indicating an improvement from the prior quarter. Asset quality remained strong, with a cost of credit risk ratio at 0.5%. The call also included macroeconomic forecasts for Georgia and Armenia, projecting real GDP growth of 7.5% and 5% respectively for 2025, and emphasized the resilience of these economies despite regional geopolitical uncertainties. The call concluded with strategic insights on digital banking expansion and capital distribution, including a quarterly dividend and buyback plans.
Strong Customer Franchise Growth
Loan book grew 22% in constant currency. Profit for the quarter amounted to GEL 547 million, an 8% increase versus the prior year. Return on average equity stood at 28%.
Georgian Subsidiary Performance
Return on equity of 32%, loans grew 16% year-on-year. Retail monthly active users up by almost 15% year-on-year.
Armenian Operations Achievement
Loan book grew 36.5% in constant currency and deposit portfolio grew 28.6%. Profit grew 22% year-over-year to GEL 111.5 million. Return on equity improved to 21.8%.
Global Recognition for Digital Banking
Recognized as the Best Digital Bank in the World by Global Finance for the second time in a row.
Improved Macroeconomic Conditions
Stable local currencies against the U.S. dollar. Real GDP growth forecast for 2025 at 7.5% for Georgia and 5% for Armenia.

Bank of Georgia Group Plc (GB:BGEO) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

GB:BGEO Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Feb 12, 2026
2025 (Q4)
9.16 / -
Nov 20, 2025
2025 (Q3)
8.24 / -
Aug 20, 2025
2025 (Q2)
9.12 / 11.75
9.55822.93% (+2.19)
May 15, 2025
2025 (Q1)
- / 11.73
23.23-49.50% (-11.50)
Feb 25, 2025
2024 (Q4)
- / 11.44
7.3156.50% (+4.13)
Nov 12, 2024
2024 (Q3)
- / 11.39
7.9243.76% (+3.47)
Aug 22, 2024
2024 (Q2)
- / 9.56
8.946.91% (+0.62)
May 29, 2024
2024 (Q1)
- / 23.23
6.44260.71% (+16.79)
Mar 15, 2024
2023 (Q4)
5.91 / 7.31
13.61-46.29% (-6.30)
Nov 14, 2023
2023 (Q3)
6.05 / 7.92
6.1927.95% (+1.73)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

GB:BGEO Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Nov 20, 2025
7703.46p8095.33p+5.09%
Aug 20, 2025
7441.27p7441.27p0.00%
May 15, 2025
6430.94p5878.36p-8.59%
Feb 25, 2025
5059.01p5163.81p+2.07%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Bank of Georgia Group Plc (GB:BGEO) report earnings?
Bank of Georgia Group Plc (GB:BGEO) is schdueled to report earning on Feb 12, 2026, Before Open (Confirmed).
    What is Bank of Georgia Group Plc (GB:BGEO) earnings time?
    Bank of Georgia Group Plc (GB:BGEO) earnings time is at Feb 12, 2026, Before Open (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is the P/E ratio of Bank of Georgia Group Plc stock?
          The P/E ratio of Bank of Georgia Group Plc is N/A.
            What is GB:BGEO EPS forecast?
            GB:BGEO EPS forecast for the fiscal quarter 2025 (Q4) is 9.16.