The earnings call highlighted a strong Norwegian economy, robust loan growth, and a solid capital position. However, challenges such as a decrease in NII, impairment provisions, and issues in the Polish portfolio were noted. The overall sentiment is positive, with highlights outweighing the lowlights.
Company Guidance
In the DNB Q2 2025 conference call, guidance highlighted the robust state of the Norwegian economy with a GDP growth forecast of 1.3% for the current year and 1.5% for the next. Unemployment remains low at around 2%, with expectations to stay steady. The Central Bank's recent 25 basis point rate cut to 4.25% is anticipated to be followed by two additional cuts, stabilizing the rate at 3.75%. DNB reported profitable loan growth across all customer segments, despite a decline in net interest income (NII) due to changes in product mix and non-customer-related elements. DNB's strong capital position was noted with a core equity Tier 1 capital ratio of 18.3%, and a return on equity of 15.4%, above their long-term ambition of 14%. Additionally, impairment provisions were taken, primarily in the large corporate sector, amounting to NOK 677 million, reflecting customer-specific situations.
Strong Norwegian Economy
GDP growth expected at 1.3% this year and 1.5% next year. Unemployment remains low at around 2%.
Robust Loan Growth
Profitable loan growth in all customer segments with strong contribution from capital-light income.
Solid Capital Position
Core equity Tier 1 capital ratio of 18.3%, 180 basis points above regulatory expectations.
High Return on Equity
Marked a return on equity of 15.4%, well above the long-term ambition of being above 14%.
Asset Management Inflows
Substantial inflow of more than NOK 10 billion into asset management with no significant margin pressure.
DNB Carnegie Integration Progress
Successful integration of Carnegie with positive business momentum and limited staff turnover.
DNB ASA (GB:0O84) Earnings, Revenues Date & History
The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
GB:0O84 Earnings-Related Price Changes
Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Jul 11, 2025
kr283.90
kr260.67
-8.18%
May 07, 2025
kr261.49
kr267.56
+2.32%
Feb 05, 2025
kr225.37
kr231.02
+2.51%
Oct 22, 2024
kr209.70
kr221.52
+5.64%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does DNB ASA (GB:0O84) report earnings?
DNB ASA (GB:0O84) is schdueled to report earning on Oct 22, 2025, Before Open (Confirmed).
What is DNB ASA (GB:0O84) earnings time?
DNB ASA (GB:0O84) earnings time is at Oct 22, 2025, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.