B+S Banksysteme Aktiengesellschaft (GB:0NVU)
LSE:0NVU
0NVU Stock Chart & Stats
€2.20
€0.00(0.00%)
At close: 4:00 PM EST
€2.20
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€1.73 - €3.18
Previous CloseN/A
Volume0.00
Average Volume (3M)15.00
Market Cap
€13.35M
Enterprise Value€19.22M
Total Cash (Recent Filing)€2.46M
Total Debt (Recent Filing)€8.08M
Price to Earnings (P/E)9.2
Beta-0.09
Next Earnings
Sep 30, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.23
Shares Outstanding6,209,933
10 Day Avg. Volume12
30 Day Avg. Volume15
Financial Highlights & Ratios
PEG Ratio0.48
Price to Book (P/B)0.67
Price to Sales (P/S)0.83
P/FCF Ratio3.45
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.22
Revenue Forecast (FY)€13.00M
Bulls Say, Bears Say
Bulls Say
Improved ProfitabilityMargins have improved materially to healthy operating and net margins, indicating stronger unit economics and better cost control. Sustained mid-teens EBIT and double-digit net margins support durable earnings power and resilience to modest revenue volatility over the next 2–6 months.
Strong Free Cash FlowHigh free cash flow and near-1x conversion of net income signal reliable cash generation. This underpins internal funding for R&D or debt paydown, reduces dependency on external capital, and provides flexibility to invest or weather short-term revenue softness over a multi-month horizon.
Manageable Leverage And Stronger EquityLeverage appears moderate with improving equity, which supports financial resilience. A sub-1.0 debt/equity ratio gives headroom for cyclical stress or targeted investment while preserving borrowing capacity and lowering default risk over the coming months.
Bears Say
Volatile Gross MarginA large swing in gross margin suggests exposure to pricing pressure, cost inflation, or adverse mix shifts. Such variability undermines margin predictability and could erode operating leverage, making medium-term profitability more sensitive to top-line fluctuations and cost changes.
Recent Revenue DeclineA year-over-year revenue contraction indicates inconsistent demand or customer churn risk. Slower or negative top-line trends limit the ability to scale fixed-cost absorption and could force margin or investment trade-offs if not reversed within subsequent quarters.
Rising Debt In 2025Debt growth while revenue slipped raises refinancing and flexibility concerns. Higher leverage during a period of margin and top-line uncertainty can increase interest burden and constrain capital allocation choices, reducing resilience to shocks over the medium term.
0NVU FAQ
What was B+S Banksysteme Aktiengesellschaft’s price range in the past 12 months?
B+S Banksysteme Aktiengesellschaft lowest share price was €1.73 and its highest was €3.18 in the past 12 months.
What is B+S Banksysteme Aktiengesellschaft’s market cap?
B+S Banksysteme Aktiengesellschaft’s market cap is €13.35M.
When is B+S Banksysteme Aktiengesellschaft’s upcoming earnings report date?
B+S Banksysteme Aktiengesellschaft’s upcoming earnings report date is Sep 30, 2026 which is in 111 days.
How were B+S Banksysteme Aktiengesellschaft’s earnings last quarter?
Currently, no data Available
Is B+S Banksysteme Aktiengesellschaft overvalued?
According to Wall Street analysts B+S Banksysteme Aktiengesellschaft’s price is currently Overvalued.
Does B+S Banksysteme Aktiengesellschaft pay dividends?
B+S Banksysteme Aktiengesellschaft does not currently pay dividends.
What is B+S Banksysteme Aktiengesellschaft’s EPS estimate?
B+S Banksysteme Aktiengesellschaft’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does B+S Banksysteme Aktiengesellschaft have?
B+S Banksysteme Aktiengesellschaft has 6,209,933 shares outstanding.
What happened to B+S Banksysteme Aktiengesellschaft’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of B+S Banksysteme Aktiengesellschaft?
Currently, no hedge funds are holding shares in GB:0NVU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
B+S Banksysteme Aktiengesellschaft Stock Smart Score
Neutral
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Fundamentals
Return on Equity
8.98%
Trailing 12-Months
Asset Growth
1.37%
Trailing 12-Months
Company Description
B+S Banksysteme Aktiengesellschaft
B+S Banksysteme AG develops and distributes specialized software solutions for banks and various financial service providers. Their extensive product portfolio covers crucial areas like payment processing, comprehensive management of documentary transactions (such as import/export letters of credit, debt collection, and diverse guarantees), efficient account and currency administration, treasury operations, and robust risk management frameworks. A notable offering is DDBAC, a banking interface designed to streamline operations by enabling the retrieval of bank data, analysis of transaction histories, initiation of transfers, verification of account details, and the aggregation of multiple bank accounts. The company also furnishes solutions for precious metal trading, a range of e-banking services, and advanced banking APIs. Beyond core software development, B+S Banksysteme AG provides application sales, ongoing maintenance, Software-as-a-Service (SaaS) offerings, and data center services. Their diverse client base includes private, savings, and online banks, in addition to industrial sector companies. Founded in 1982, the firm is headquartered in Munich, Germany.
Technical Analysis
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