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US Bancorp (GB:0LHY)
LSE:0LHY
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US Bancorp (0LHY) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Jul 17, 2025
Before Open (Confirmed)
Period Ending
2025 (Q2)
Consensus EPS Forecast
1.07
Last Year’s EPS
0.97
Same Quarter Last Year
Moderate Buy
Based on 18 Analysts Ratings

Earnings Call Summary

Q1 2025
Earnings Call Date:Apr 16, 2025|
% Change Since: 15.38%|
Earnings Call Sentiment|Neutral
The earnings call presented a balanced view with notable achievements in operating leverage, credit quality, and diversified fee income. However, challenges remain in net interest income growth, loan growth, and consumer spending sentiment.
Company Guidance -
Q1 2025
During the U.S. Bancorp First Quarter 2025 Earnings Conference Call, the company provided several key metrics and forward-looking guidance. For the first quarter, U.S. Bancorp reported earnings per share of $1.03 and a return on tangible common equity of 17.5%. The firm achieved a year-over-year positive operating leverage of 270 basis points on an adjusted basis, attributed to disciplined expense management and modest margin expansion. U.S. Bancorp's net charge-off ratio improved slightly, and its CET1 capital ratio increased by 20 basis points to 10.8%. The bank's total net revenue growth for the full year 2025 is projected to be between 3% and 5%, with positive operating leverage expected to exceed 200 basis points. The second quarter net interest income is anticipated to range from $4.1 billion to $4.2 billion, with non-interest income projected to be stable. The management emphasized a continued focus on tightly managing expenses, driving organic growth, and transforming the payments business to achieve these targets.
Earnings Per Share and Return on Tangible Common Equity
U.S. Bancorp reported earnings per share of $1.03 and a return on tangible common equity of 17.5% for the first quarter of 2025.
Positive Operating Leverage
The company achieved year-over-year positive operating leverage of 270 basis points on an adjusted basis, marking the third consecutive quarter of revenues outpacing expenses.
Strong Credit Quality and Capital Levels
Net charge-off ratio improved modestly, with a CET1 capital ratio increase of 20 basis points to 10.8%, and a tangible book value per share up 13.8% year-over-year.
Diversified Fee Income
Fee income represents 41% of total net revenue, supported by strong performance in trust and investment management, and capital markets fee businesses.

US Bancorp (GB:0LHY) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

GB:0LHY Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Jul 17, 2025
2025 (Q2)
1.07 / -
0.97
Apr 16, 2025
2025 (Q1)
0.98 / 1.03
0.7832.05% (+0.25)
Jan 16, 2025
2024 (Q4)
1.05 / 1.01
0.49106.12% (+0.52)
Oct 16, 2024
2024 (Q3)
0.99 / 1.03
0.9113.19% (+0.12)
Jul 17, 2024
2024 (Q2)
0.95 / 0.97
0.8415.48% (+0.13)
Apr 17, 2024
2024 (Q1)
0.84 / 0.78
1.04-25.00% (-0.26)
Jan 17, 2024
2023 (Q4)
0.68 / 0.49
0.57-14.04% (-0.08)
Oct 18, 2023
2023 (Q3)
0.96 / 0.91
1.16-21.55% (-0.25)
Jul 19, 2023
2023 (Q2)
1.04 / 0.84
0.99-15.15% (-0.15)
Apr 19, 2023
2023 (Q1)
1.09 / 1.04
0.995.05% (+0.05)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

GB:0LHY Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Apr 16, 2025
$38.73$37.91-2.10%
Jan 16, 2025
$50.30$47.81-4.95%
Oct 16, 2024
$46.35$48.11+3.80%
Jul 17, 2024
$41.87$43.83+4.68%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does US Bancorp (GB:0LHY) report earnings?
US Bancorp (GB:0LHY) is schdueled to report earning on Jul 17, 2025, Before Open (Confirmed).
    What is US Bancorp (GB:0LHY) earnings time?
    US Bancorp (GB:0LHY) earnings time is at Jul 17, 2025, Before Open (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is the P/E ratio of US Bancorp stock?
          The P/E ratio of US Bancorp is N/A.
            What is GB:0LHY EPS forecast?
            GB:0LHY EPS forecast for the fiscal quarter 2025 (Q2) is 1.07.

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