Viel et Compagnie (VIL) AI Stock Analysis

• Market Cap: €1.03B
• Dividend Yield: 2.81%
• Average Volume (3M): 13.76K
• Price to Earnings (P/E): 8.6
• Beta (1Y): 0.17
• Revenue Growth: 10.47%
• EPS Growth: 11.37%
• Country: FR
• Employees: 2,400
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Capital Markets
• EPS (TTM): 1.11
• Shares Outstanding: 66,450,820
• 10 Day Avg. Volume: 18,513
• 30 Day Avg. Volume: 13,758
• PEG Ratio: 0.27
• Price to Book (P/B): 1.40
• Price to Sales (P/S): 0.67
• P/FCF Ratio: 6.47
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 71 Outperform
• Price Target: €18.50 ▲(8.19% Upside)

Viel et Compagnie demonstrates strong financial performance with robust revenue growth and profitability. The stock's valuation is attractive with a low P/E ratio and a decent dividend yield. Technical indicators show a positive trend, though momentum is neutral. The absence of earnings call data and corporate events does not impact the score.

Positive Factors

Revenue Growth

Consistent revenue growth, with a 4.42% increase in the latest year, indicates expanding market reach and effective business strategies.

Profitability

A strong net profit margin reflects efficient operations and the ability to maintain profitability, supporting long-term financial health.

Free Cash Flow Growth

Significant growth in free cash flow enhances financial flexibility, enabling strategic investments and debt reduction.

Negative Factors

Low Equity Ratio

A low equity ratio suggests higher financial risk, as the company may be more susceptible to economic downturns and financial instability.

Operating Cash Flow Coverage

Low operating cash flow coverage indicates challenges in generating cash from operations, potentially affecting liquidity and operational efficiency.

Decreased Gross Profit Margin

A declining gross profit margin may signal rising costs or pricing pressures, which could impact long-term profitability if not addressed.

Viel et Compagnie Business Overview & Revenue Model

Company Description

VIEL & Cie, société anonyme, an investment company, provides interdealer broking, online trading, and private banking services in Europe, the Middle East, Africa, the Americas, and the Asia-Pacific region. The company provides brokerage services in a range of financial markets, including money markets, interest rate and currency derivatives, equities and equity derivatives, bonds and repurchase agreements, interest rate and index futures, and credit derivatives; and commodity-related markets, such as derivatives in oil, natural gas, power, coal, weather, emissions, precious metals, pulp and paper, and property, as well as for cash bonds and equities. It also offers online trading services covering a range of products comprising French and foreign equities, investment products, derivative products, CFDs, and forex; and execution services, such as trading, account holding, and custodian services, as well as educational resources. In addition, the company provides private banking services for direct clients; retail banking services in the bancassurance field; catering services to private and professional clients; retail banking services for private clients of independent financial advisors; custodian and asset management services; and depository services for Sicavs. The company was incorporated in 1962 and is based in Paris, France. VIEL & Cie, société anonyme is a subsidiary of Viel et Compagnie-Finance SE.

How the Company Makes Money

Viel et Compagnie generates revenue through multiple key streams. Primarily, the company earns income from brokerage fees charged on transactions executed on behalf of clients, which includes commissions on trades and execution services. Additionally, VIL derives revenue from asset management fees based on the assets under management (AUM) for its investment funds and client portfolios. Market-making activities also contribute to earnings, as the company earns spreads on the buying and selling of securities. Strategic partnerships with other financial institutions and technology providers further enhance VIL's service offerings and can lead to additional revenue opportunities. Furthermore, the company may benefit from proprietary trading activities, where it invests its own capital in various markets to generate returns.

Viel et Compagnie Financial Statement Overview

Summary

Viel et Compagnie shows strong revenue growth and profitability with a solid net profit margin. The balance sheet reflects improved leverage and high return on equity, though the low equity ratio indicates some financial risk. Cash flow performance is mixed, with significant free cash flow growth but low operating cash flow coverage.

Income Statement

Viel et Compagnie has demonstrated consistent revenue growth with a 4.42% increase in the latest year. The company maintains a solid net profit margin of 10.39%, indicating strong profitability. However, the gross profit margin has decreased significantly from previous years, which could suggest rising costs or pricing pressures.

Balance Sheet

The company's debt-to-equity ratio has improved slightly to 0.92, reflecting a more balanced capital structure. Return on equity is robust at 21.82%, showcasing effective use of equity to generate profits. However, the equity ratio remains relatively low, indicating potential vulnerability to financial instability.

Cash Flow

Free cash flow has grown substantially by 59.3%, enhancing financial flexibility. The operating cash flow to net income ratio is low at 0.08, suggesting that cash generation from operations could be improved. The free cash flow to net income ratio is strong at 0.90, indicating efficient cash conversion.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	899.19M	1.16B	1.08B	1.01B	869.87M	891.17M
Gross Profit	612.42M	153.30M	345.73M	316.48M	250.70M	260.28M
EBITDA	191.50M	181.80M	156.63M	127.33M	102.39M	113.06M
Net Income	89.87M	120.70M	98.13M	73.55M	50.96M	48.93M
Balance Sheet
Total Assets	3.45B	2.79B	2.62B	2.67B	3.16B	2.41B
Cash, Cash Equivalents and Short-Term Investments	730.91M	656.97M	524.88M	485.98M	540.86M	385.21M
Total Debt	605.86M	506.39M	446.37M	473.47M	581.29M	415.33M
Total Liabilities	2.74B	2.06B	2.00B	2.09B	2.62B	1.92B
Stockholders Equity	549.96M	553.20M	474.19M	440.95M	401.25M	370.80M
Cash Flow
Free Cash Flow	117.79M	119.70M	121.88M	148.70M	55.66M	86.13M
Operating Cash Flow	125.01M	132.46M	130.88M	157.87M	65.19M	96.13M
Investing Cash Flow	-160.48M	-53.20M	13.54M	58.25M	-70.31M	44.90M
Financing Cash Flow	133.98M	-29.40M	-97.73M	-192.23M	101.63M	-180.62M

Viel et Compagnie Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 17.10
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FR:VIL, the sentiment is Positive. The current price of 17.1 is above the 20-day moving average (MA) of 17.04, below the 50-day MA of 17.14, and above the 200-day MA of 15.65, indicating a neutral trend. The MACD of -0.09 indicates Positive momentum. The RSI at 53.24 is Neutral, neither overbought nor oversold. The STOCH value of 55.42 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for FR:VIL.

Viel et Compagnie Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
VIL	71 Outperform	€1.03B	8.59	23.71%	2.81%	10.47%	11.37%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%