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Carmila SAS (FR:CARM)
:CARM
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Carmila SAS (CARM) AI Stock Analysis

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FR:CARM

Carmila SAS

(CARM)

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Outperform 76 (OpenAI - 5.2)
Rating:76Outperform
Price Target:
€19.00
▲(14.73% Upside)
Action:Reiterated
Date:08/04/26
The score is driven primarily by solid financial performance with strong recent growth and cash generation, plus an attractive valuation (low P/E and high dividend yield). Technicals add support as the stock is trending above key moving averages with positive momentum, while historical earnings/cash-flow volatility and meaningful REIT leverage temper the overall rating.
Positive Factors
Anchored tenant base
Having shopping centers anchored by large food retailers creates durable footfall and stickier lease relationships. Anchor tenants reduce vacancy risk, support stable rental income and attract complementary retailers, helping preserve occupancy and recurring cash flow over multi-year cycles.
Negative Factors
Leverage profile
Moderate-to-elevated leverage is typical for retail REITs but increases sensitivity to rising interest rates and refinancing risk. Meaningful debt relative to equity constrains capital allocation, can raise financing costs, and limits strategic flexibility during prolonged rate or cash-flow stress.
Read all positive and negative factors
Positive Factors
Negative Factors
Anchored tenant base
Having shopping centers anchored by large food retailers creates durable footfall and stickier lease relationships. Anchor tenants reduce vacancy risk, support stable rental income and attract complementary retailers, helping preserve occupancy and recurring cash flow over multi-year cycles.
Read all positive factors

Carmila SAS (CARM) vs. iShares MSCI France ETF (EWQ)

Carmila SAS Business Overview & Revenue Model

Company Description
Carmila, a collaborative venture between Carrefour and prominent institutional investors, holds the distinction of being Continental Europe's third-largest publicly traded shopping center company. Its core objective is to revitalize and improve re...
How the Company Makes Money
Carmila primarily makes money from real estate rental income generated by leasing retail space in its shopping centers to tenants (e.g., national retailers, local shops, and service providers). Its recurring revenues are driven by base rents under...

Carmila SAS Financial Statement Overview

Summary
Strong recent fundamentals: 2025 revenue growth accelerated sharply (+73.3%) with historically high gross profitability and solid positive free cash flow (FCF ~91% of net income in 2025). Offsetting this, earnings and cash flow have been volatile across the cycle (loss in 2020; near-breakeven in 2023), and leverage remains meaningful for the sector (debt ~0.80x equity in 2025).
Income Statement
74
Positive
Balance Sheet
66
Positive
Cash Flow
71
Positive
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue568.83M574.35M506.94M486.12M472.69M444.34M
Gross Profit427.27M427.88M370.69M364.53M361.06M303.24M
EBITDA438.62M334.60M431.23M298.01M289.70M237.28M
Net Income294.14M185.47M313.84M2.78M219.33M192.12M
Balance Sheet
Total Assets6.82B6.69B6.74B6.73B6.51B6.37B
Cash, Cash Equivalents and Short-Term Investments85.36M125.20M154.44M860.19M356.71M238.27M
Total Debt2.77B2.72B2.75B3.05B2.61B2.59B
Total Liabilities3.39B3.29B3.32B3.44B3.01B2.99B
Stockholders Equity3.42B3.39B3.41B3.29B3.50B3.37B
Cash Flow
Free Cash Flow218.67M215.52M293.24M261.55M236.37M114.34M
Operating Cash Flow223.81M237.81M296.29M276.05M261.41M200.12M
Investing Cash Flow-32.80M-19.61M-229.24M56.67M30.46M-146.27M
Financing Cash Flow-218.00M-247.30M-772.93M170.77M-173.36M-126.99M

Carmila SAS Technical Analysis

Technical Analysis Sentiment
Positive
Last Price16.56
Price Trends
50DMA
16.62
Positive
100DMA
16.19
Positive
200DMA
15.82
Positive
Market Momentum
MACD
0.12
Negative
RSI
62.14
Neutral
STOCH
71.34
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FR:CARM, the sentiment is Positive. The current price of 16.56 is below the 20-day moving average (MA) of 16.67, below the 50-day MA of 16.62, and above the 200-day MA of 15.82, indicating a bullish trend. The MACD of 0.12 indicates Negative momentum. The RSI at 62.14 is Neutral, neither overbought nor oversold. The STOCH value of 71.34 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for FR:CARM.

Carmila SAS Peers Comparison

Overall Rating
UnderperformOutperform
Sector (65)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
76
Outperform
€2.36B7.978.21%-1.15%-15.14%
74
Outperform
€11.09B8.2511.02%4.92%3.02%15.66%
74
Outperform
€425.63M10.435.92%-6.71%4.10%
69
Neutral
€1.13B9.197.54%5.71%45.41%1859.21%
65
Neutral
$2.17B12.193.79%4.94%3.15%1.96%
65
Neutral
€15.21B9.587.31%4.29%-6.45%102.99%
55
Neutral
€1.12B21.055.80%8.50%3.19%70.45%
* Real Estate Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
FR:CARM
Carmila SAS
16.92
0.07
0.40%
FR:LI
Klepierre (ex Compagnie Fonciere Klepierre)
39.66
6.50
19.59%
FR:MERY
MERCIALYS
11.88
1.21
11.35%
FR:URW
Unibail Rodamco Westfield
104.30
19.51
23.02%
FR:FREY
Frey SA
35.60
8.19
29.86%
FR:PAT
Patrimoine et Commerce
26.60
3.92
17.29%

Carmila SAS Corporate Events

Carmila Updates Share Capital and Voting Rights Structure as of 31 July 2026
Aug 4, 2026
Carmila, the French retail real estate company listed in Paris, reported that its share capital as of 31 July 2026 is composed of 139,616,607 shares, reflecting the structure underpinning its listed equity base and governance framework under Frenc...
Carmila Corrects Voting Rights Disclosure Under French Market Rules
Aug 3, 2026
Carmila has updated its regulatory disclosure on share capital and voting rights, correcting figures previously released on July 2. As of June 30, 2026, the company reports 139,616,607 shares outstanding, with 138,561,725 actual voting rights afte...
Carmila Corrects May 2026 Share Capital and Voting Rights Disclosure
Aug 3, 2026
Carmila has updated its regulatory disclosure on capital and voting rights as of May 31, 2026, correcting figures previously announced on June 1. The company now reports 139,616,607 issued shares, 138,787,856 real voting rights excluding treasury ...
Carmila Lifts 2026 Earnings Guidance on Strong Leasing and Portfolio Gains
Jul 29, 2026
Carmila has upgraded its 2026 guidance for recurring net income per share to €1.87, implying 3.3% growth versus 2025, after a strong first half marked by resilient rental performance and margin expansion. Net rents at constant scope rose 1.4...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 04, 2026