Sidetrade SA (ALBFR) AI Stock Analysis

• Market Cap: €317.66M
• Dividend Yield: N/A
• Average Volume (3M): 1.45K
• Price to Earnings (P/E): 37.5
• Beta (1Y): 0.35
• Revenue Growth: 24.74%
• EPS Growth: 18.04%
• Country: FR
• Employees: 396
• Sector: Technology
• Sector Strength: 88
• Industry: Software - Application
• EPS (TTM): 2.92
• Shares Outstanding: 1,497,347
• 10 Day Avg. Volume: 1,778
• 30 Day Avg. Volume: 1,446
• PEG Ratio: 1.07
• Price to Book (P/B): 8.39
• Price to Sales (P/S): 5.77
• P/FCF Ratio: 38.58
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Hold
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 68 Neutral
• Price Target: €251.00 ▲(1.62% Upside)

Sidetrade SA's strong financial performance is the most significant factor, showcasing robust revenue growth and efficient cash management. However, technical analysis indicates potential short-term weakness, and the high P/E ratio suggests the stock may be overvalued. The absence of earnings call data and corporate events limits additional insights.

Positive Factors

Revenue Growth

The company's robust revenue growth indicates successful market penetration and product adoption, supporting long-term business expansion and sustainability.

Cash Flow Performance

Strong cash flow growth enhances financial flexibility, enabling investments in innovation and expansion, contributing to long-term resilience and competitiveness.

Balance Sheet Health

A low debt-to-equity ratio reflects a stable financial position, reducing risk and providing a solid foundation for sustainable growth and strategic investments.

Negative Factors

Operational Efficiency

Decreased EBIT margin suggests rising operational costs, which could impact profitability if not addressed, highlighting the need for efficiency improvements.

Growth Opportunities

While low leverage is beneficial, overly conservative financing may restrict the company's ability to capitalize on growth opportunities, potentially slowing expansion.

EBIT Margin Decline

The decline in EBIT margin indicates increased operational costs, which could pressure profitability if not managed, necessitating strategic cost control measures.

Sidetrade SA Business Overview & Revenue Model

Company Description

Sidetrade SA provides AI-powered order-to-cash (O2C) software as a service platform in France and internationally. It offers Aimie, an AI-powered O2C assistant; Augmented Cash, a cash and credit management software solution; Augmented Revenue, which uses predictive analytics to help organizations anticipate customer behaviors; Augmented Order module that automates sales order processing for reducing invoice errors, real-time workflow tracking, and expedited processing of order files; Credit Risk Management, a data-driven credit management software for real-time credit risk decisions; and Augmented Invoice module, which automates invoice processing for reducing invoice errors, real-time workflow tracking, and expedited payments. The company also provides Augmented Collection that automates collection and leverages artificial intelligence to streamline the O2C process and reduce DSO; Sidetrade Payment Intelligence, which predicts customer's payment behavior at an individual and group level; Sidetrade Analytics module that provides a library of interactive plug and play reports and dynamic dashboards in real-time; and Digital Case, which provides single view of complaint communications, and consolidates and categorizes dispute details. It serves the construction and mining, consumer packaged goods, financial services, ICT, life sciences, manufacturing, retail, services, transport and logistics, and utilities and environment sectors. The company was founded in 2000 and is headquartered in Boulogne-Billancourt, France.

How the Company Makes Money

Sidetrade SA generates revenue primarily through subscription fees for its cloud-based software solutions. The company offers a Software-as-a-Service (SaaS) model, where clients pay recurring fees to access Sidetrade's suite of financial management and predictive analytics tools. Key revenue streams include subscriptions to Sidetrade's modules for sales and marketing, credit management, and cash collection. Additionally, Sidetrade may engage in partnerships with other technology providers or financial institutions to enhance its product offerings and expand its market reach, further contributing to its revenue. The company's focus on predictive analytics and AI-driven insights allows it to provide value-added services that help businesses optimize their financial performance, thereby maintaining a steady stream of income.

Sidetrade SA Financial Statement Overview

Summary

Sidetrade SA presents a solid financial profile with strong revenue growth and profitability metrics. The balance sheet reflects a stable and conservative financial structure with low leverage, while cash flow analysis underscores efficient cash management. The company is well-positioned in the software industry, with strong growth potential backed by effective financial strategies.

Income Statement

Sidetrade SA has shown strong revenue growth with an impressive increase of 25.75% from 2023 to 2024. The gross profit margin improved significantly in 2024, indicating better cost management. Net profit margin also strengthened to 14.36%, reflecting improved profitability. However, the slight dip in EBIT margin from 13.28% in 2023 to 10.25% in 2024 suggests increased operational costs. Overall, the company exhibits strong revenue growth and profitability with some room for efficiency improvements.

Balance Sheet

The company maintains a stable financial position with a debt-to-equity ratio of 0.20 in 2024, indicating low leverage. The equity ratio stands at 51.38%, highlighting a strong equity base relative to total assets. Return on equity increased to 20.04% in 2024, showcasing efficient use of equity capital. However, the decline in total debt over the years indicates conservative financing strategies that might limit growth opportunities.

Cash Flow

Sidetrade SA demonstrates robust cash flow performance, with a free cash flow growth rate of 61.63% from 2023 to 2024. The operating cash flow to net income ratio of 1.21 reflects strong cash generation relative to net income. The free cash flow to net income ratio of 1.08 indicates effective conversion of earnings to cash. Overall, the company shows strong cash management and liquidity, supporting its financial health.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	59.46M	57.29M	46.21M	36.76M	32.58M	29.18M
Gross Profit	5.89M	15.92M	8.65M	-864.51K	1.16M	-64.67K
EBITDA	8.12M	7.62M	7.25M	4.49M	5.80M	4.07M
Net Income	8.43M	7.90M	5.63M	3.37M	4.72M	3.41M
Balance Sheet
Total Assets	89.11M	76.70M	64.99M	63.55M	55.89M	38.53M
Cash, Cash Equivalents and Short-Term Investments	27.22M	25.23M	23.79M	20.36M	18.00M	14.29M
Total Debt	6.78M	7.90M	10.26M	11.97M	13.13M	238.99K
Total Liabilities	45.89M	37.21M	33.68M	37.47M	33.12M	17.22M
Stockholders Equity	42.87M	39.40M	31.31M	26.82M	23.34M	22.16M
Cash Flow
Free Cash Flow	6.16M	8.57M	5.30M	3.23M	5.95M	6.50M
Operating Cash Flow	7.08M	9.57M	8.70M	4.04M	7.38M	7.67M
Investing Cash Flow	-1.42M	-6.16M	-2.74M	-871.00K	-12.55M	-1.03M
Financing Cash Flow	-2.43M	-2.16M	-2.36M	-842.00K	8.74M	2.34M

Sidetrade SA Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 247.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FR:ALBFR, the sentiment is Positive. The current price of 247 is above the 20-day moving average (MA) of 242.40, above the 50-day MA of 241.42, and above the 200-day MA of 239.67, indicating a bullish trend. The MACD of 3.00 indicates Negative momentum. The RSI at 55.24 is Neutral, neither overbought nor oversold. The STOCH value of 70.19 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for FR:ALBFR.

Sidetrade SA Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
SWP	75 Outperform	€342.03M	16.52	25.87%	5.60%	14.40%	1.92%
ALBFR	68 Neutral	€317.66M	37.49	21.64%	―	24.74%	18.04%
QDT	67 Neutral	€486.86M	7.68	5.80%	4.92%	0.13%	11.29%
LSS	64 Neutral	€869.64M	31.43	8.16%	1.65%	0.40%	-9.67%
LIN	63 Neutral	€216.84M	7.88	―	3.93%	0.23%	10.46%
74SW	62 Neutral	€1.06B	20.98	9.71%	―	103.99%	17.53%
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%