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FOXO Technologies (FOXO)
OTHER OTC:FOXO
US Market

FOXO Technologies (FOXO) AI Stock Analysis

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FOXO

FOXO Technologies

(OTC:FOXO)

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Neutral 45 (OpenAI - 5.2)
Rating:45Neutral
Price Target:
$0.01
▲(0.00% Upside)
Action:ReiteratedDate:01/21/26
The score is primarily held back by persistent losses and continued operating/free-cash-flow burn despite improving revenue and gross margin trends. Corporate events add mixed impact (operational progress but higher dilution risk), while valuation remains constrained by negative earnings and technicals cannot be substantiated from the missing indicator set.
Positive Factors
Revenue Growth
FOXO's significant revenue growth indicates strong market demand and potential for scaling its innovative health solutions, enhancing long-term business prospects.
Negative Factors
High Debt Levels
High debt levels pose a risk to financial stability, potentially limiting FOXO's ability to invest in growth opportunities and manage economic downturns effectively.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth
FOXO's significant revenue growth indicates strong market demand and potential for scaling its innovative health solutions, enhancing long-term business prospects.
Read all positive factors

FOXO Technologies (FOXO) vs. SPDR S&P 500 ETF (SPY)

FOXO Technologies Business Overview & Revenue Model

Company Description
FOXO Technologies Inc., a technology platform company, focuses on commercializing longevity science through products and services that serve the life insurance industry. The company is developing products and services that combine longevity scienc...
How the Company Makes Money
FOXO Technologies generates revenue through a combination of direct-to-consumer sales and B2B partnerships. The company offers epigenetic testing services directly to consumers, allowing individuals to gain insights into their biological age and w...

FOXO Technologies Financial Statement Overview

Summary
Revenue growth and gross margin have improved, and leverage is meaningfully better (lower debt-to-equity and higher equity base). However, results are still dominated by large losses (deeply negative net margin) and ongoing cash burn with negative operating and free cash flow, keeping overall financial quality weak.
Income Statement
18
Very Negative
Balance Sheet
42
Neutral
Cash Flow
14
Very Negative
BreakdownTTMDec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income Statement
Total Revenue14.76M4.05M145.29K511.00K120.00K63.00K
Gross Profit6.90M1.57M12.86K167.00K120.00K63.00K
EBITDA-4.15M-7.28M-24.11M-92.30M-37.27M-7.46M
Net Income-9.81M-12.41M-26.45M-95.25M-38.49M-8.65M
Balance Sheet
Total Assets52.09M41.71M725.00K35.41M30.30M9.42M
Cash, Cash Equivalents and Short-Term Investments628.56K68.27K38.00K5.51M6.86M8.12M
Total Debt10.05M14.25M4.20M3.14M32.20M0.00
Total Liabilities31.96M36.44M14.82M28.70M55.52M704.00K
Stockholders Equity20.20M5.32M-14.10M6.71M-25.22M8.72M
Cash Flow
Free Cash Flow-5.74M-2.84M-6.64M-25.63M-15.30M-481.42K
Operating Cash Flow-5.61M-2.84M-6.64M-23.76M-15.05M-481.43K
Investing Cash Flow-637.54K13.33K0.00-1.87M-355.00K-201.25M
Financing Cash Flow6.84M2.86M1.17M24.29M14.14M203.20M

FOXO Technologies Technical Analysis

Technical Analysis Sentiment
Negative
Last Price0.01
Price Trends
50DMA
0.25
Negative
100DMA
0.92
Negative
200DMA
3.60
Negative
Market Momentum
MACD
-0.09
Negative
RSI
16.55
Positive
STOCH
2.67
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FOXO, the sentiment is Negative. The current price of 0.01 is below the 20-day moving average (MA) of 0.11, below the 50-day MA of 0.25, and below the 200-day MA of 3.60, indicating a bearish trend. The MACD of -0.09 indicates Negative momentum. The RSI at 16.55 is Positive, neither overbought nor oversold. The STOCH value of 2.67 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for FOXO.

FOXO Technologies Risk Analysis

FOXO Technologies disclosed 53 risk factors in its most recent earnings report. FOXO Technologies reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

FOXO Technologies Peers Comparison

Overall Rating
UnderperformOutperform
Sector (51)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
51
Neutral
$7.86B-0.30-43.30%2.27%22.53%-2.21%
45
Neutral
$306.27K-0.02-80.11%1049.89%66.27%
44
Neutral
$47.25M-3.85-571.06%4.31%
42
Neutral
$10.89M-0.51336.68%187.24%82.90%
41
Neutral
$2.77M>-0.01-112.81%-21.88%68.40%
* Healthcare Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
FOXO
FOXO Technologies
0.01
-2.25
-99.56%
HCTI
Healthcare Triangle
2.40
-3,309.80
-99.93%
BEAT
HeartBeam
1.15
-0.53
-31.55%
EUDA
EUDA Health Holdings
6.72
-69.68
-91.20%
VSEE
VSee Health
0.23
-0.82
-78.01%
BFRG
BullFrog AI Holdings, Inc.
0.89
-1.22
-57.86%

FOXO Technologies Corporate Events

Business Operations and StrategyPrivate Placements and Financing
FOXO Technologies expands rural care with new tele-specialties
Positive
Jan 20, 2026
On January 18, 2026, FOXO Technologies increased its authorized common stock from 2.5 billion to 10 billion shares, a move that gives the company significantly more flexibility to raise capital, pursue corporate transactions, or support future gro...
Business Operations and StrategyPrivate Placements and FinancingRegulatory Filings and ComplianceShareholder Meetings
FOXO Technologies Expands Share Authorization and Preferred Terms
Positive
Dec 19, 2025
On December 16, 2025, FOXO Technologies amended the terms of its Series B and Series C cumulative convertible redeemable preferred stock, revising the conversion price formula to the higher of $0.0001 or 90% of the average volume-weighted average ...
Business Operations and StrategyDelistings and Listing ChangesFinancial DisclosuresM&A Transactions
FOXO Technologies Announces Year-End Review by CEO
Positive
Dec 16, 2025
On December 15, 2025, FOXO Technologies Inc. announced a year-end review by CEO Seamus Lagan, highlighting significant milestones and strategic acquisitions in 2025. The company expanded its healthcare portfolio by acquiring Myrtle Recovery Center...
Business Operations and Strategy
FOXO Technologies’ Subsidiary Recognized for Community Impact
Positive
Dec 10, 2025
On December 9, 2025, FOXO Technologies announced that its subsidiary, Myrtle Recovery Centers, was recognized by the Rural Health Association of Tennessee for its significant community impact. This recognition highlights Myrtle’s success in ...
DividendsRegulatory Filings and Compliance
FOXO Technologies Amends Certificate for Preferred Stocks
Neutral
Nov 4, 2025
On October 29, 2025, FOXO Technologies Inc. amended its Certificate of Incorporation concerning its Series D and Series E Preferred Stocks. The amendment for Series D Preferred Stock revises the conversion price, while the Series E Preferred Stock...
Regulatory Filings and Compliance
FOXO Technologies Increases Authorized Shares Significantly
Neutral
Oct 23, 2025
FOXO Technologies Inc., a Delaware corporation, has increased its authorized shares of Common Stock from 500,000,000 to 2,500,000,000 shares. This amendment to the Certificate of Incorporation was filed with the Secretary of State of Delaware and ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jan 21, 2026