Want to see FCBM full AI Analyst Report?
Total Valuation
First Carolina Financial Services has a market cap or net worth of $378.37M. The enterprise value is $328.79.
Market Cap$378.37M
Enterprise Value$328.79
Share Statistics
First Carolina Financial Services has 30,245,752 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding30,245,752
Owned by Insiders13.47%
Owned by Institutions0.85%
Financial Efficiency
First Carolina Financial Services’s return on equity (ROE) is 0.04 and return on invested capital (ROIC) is 16.27%.
Return on Equity (ROE)0.04
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)16.27%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee773.58K
Profits Per Employee44.53K
Employee Count274
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of First Carolina Financial Services is 34.8. First Carolina Financial Services’s PEG ratio is -0.75.
PE Ratio34.8
PS Ratio1.80
PB Ratio1.10
Price to Fair Value1.10
Price to FCF11.90
Price to Operating Cash Flow11.41
PEG Ratio-0.75
Income Statement
In the last 12 months, First Carolina Financial Services had revenue of 211.96M and earned 12.20M in profits. Earnings per share was 0.40.
Revenue211.96M
Gross Profit112.43M
Operating Income15.55M
Pretax Income15.55M
Net Income12.20M
EBITDA20.48M
Earnings Per Share (EPS)0.40
Cash Flow
In the last 12 months, operating cash flow was 13.31M and capital expenditures -258.00K, giving a free cash flow of 13.05M billion.
Operating Cash Flow13.31M
Free Cash Flow13.05M
Free Cash Flow per Share0.43
Dividends & Yields
First Carolina Financial Services pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta-0.44
52-Week Price Change-0.71%
50-Day Moving Average―
200-Day Moving Average―
Relative Strength Index (RSI)―
Average Volume (3m)―
Important Dates
First Carolina Financial Services upcoming earnings date is Jul 30, 2026, Before Open (Confirmed).
Last Earnings DateInvalid Date
Next Earnings DateJul 30, 2026
Ex-Dividend Date―
Financial Position
First Carolina Financial Services as a current ratio of 0.00, with Debt / Equity ratio of 17.96%
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap0.36
Net Debt to EBITDA0.21
Interest Coverage Ratio0.17
Taxes
In the past 12 months, First Carolina Financial Services has paid 3.35M in taxes.
Income Tax3.35M
Effective Tax Rate0.22
Enterprise Valuation
First Carolina Financial Services EV to EBITDA ratio is 18.82, with an EV/FCF ratio of 12.03.
EV to Sales1.82
EV to EBITDA18.82
EV to Free Cash Flow12.03
EV to Operating Cash Flow10.73
Balance Sheet
First Carolina Financial Services has $190.32M in cash and marketable securities with $63.46M in debt, giving a net cash position of $126.86M billion.
Cash & Marketable Securities$190.32M
Total Debt$63.46M
Net Cash$126.86M
Net Cash Per Share$4.19
Tangible Book Value Per Share$8.87
Margins
Gross margin is 75.89%, with operating margin of 7.34%, and net profit margin of 5.76%.
Gross Margin75.89%
Operating Margin7.34%
Pretax Margin7.34%
Net Profit Margin5.76%
EBITDA Margin9.66%
EBIT Margin7.34%
Analyst Forecast
The average price target for First Carolina Financial Services is $14.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$14.50
Price Target Upside― Downside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast―
EPS Growth Forecast―