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First Bancorp of Indiana Inc (FBPI)
OTHER OTC:FBPI
US Market

First Bancorp of Indiana (FBPI) Ratios

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First Bancorp of Indiana Ratios

FBPI's free cash flow for Q4 2024 was $1.00. For the 2024 fiscal year, FBPI's free cash flow was decreased by $ and operating cash flow was $0.03. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.00 0.02 0.04 0.34 1.15
Quick Ratio
0.00 0.02 0.08 0.64 2.22
Cash Ratio
0.00 0.02 0.02 0.23 0.18
Solvency Ratio
<0.01 <0.01 <0.01 <0.01 0.01
Operating Cash Flow Ratio
0.00 <0.01 <0.01 <0.01 0.05
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.13 0.00
Net Current Asset Value
$ -572.42M$ -592.22M$ -576.56M$ -467.77M$ -383.02M
Leverage Ratios
Debt-to-Assets Ratio
0.13 0.20 0.21 0.18 0.14
Debt-to-Equity Ratio
2.31 4.12 4.06 2.79 1.57
Debt-to-Capital Ratio
0.70 0.80 0.80 0.74 0.61
Long-Term Debt-to-Capital Ratio
0.70 0.80 0.00 0.73 0.61
Financial Leverage Ratio
18.17 20.15 19.72 15.91 11.57
Debt Service Coverage Ratio
0.02 0.16 >-0.01 -0.06 -0.20
Interest Coverage Ratio
0.00 0.05 0.43 1.21 1.57
Debt to Market Cap
4.51 5.86 0.00 2.61 1.70
Interest Debt Per Share
45.14 86.93 82.25 55.07 39.35
Net Debt to EBITDA
163.55 54.19 0.00 0.00 0.00
Profitability Margins
Gross Profit Margin
60.83%100.00%100.00%100.00%100.00%
EBIT Margin
3.19%5.97%-3.76%-4.48%-3.85%
EBITDA Margin
2.11%12.12%0.00%0.00%0.00%
Operating Profit Margin
62.48%4.69%11.98%15.17%21.92%
Pretax Profit Margin
3.19%5.97%10.61%13.90%19.13%
Net Profit Margin
5.25%8.31%10.38%12.11%16.40%
Continuous Operations Profit Margin
2.81%8.31%10.38%12.11%16.40%
Net Income Per EBT
164.47%139.20%97.89%87.11%85.73%
EBT Per EBIT
5.11%127.29%88.51%91.59%87.29%
Return on Assets (ROA)
0.19%0.24%0.45%0.47%0.79%
Return on Equity (ROE)
3.50%4.87%8.91%7.47%9.11%
Return on Capital Employed (ROCE)
2.30%0.52%4.74%0.66%1.17%
Return on Invested Capital (ROIC)
1.25%0.72%4.64%0.57%1.00%
Return on Tangible Assets
0.20%0.24%0.46%0.48%0.80%
Earnings Yield
6.06%6.93%10.15%7.01%9.91%
Efficiency Ratios
Receivables Turnover
0.00 6.19 0.00 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
0.00 1.38 2.03 1.56 2.04
Asset Turnover
0.04 0.03 0.04 0.04 0.05
Working Capital Turnover Ratio
0.00 -0.04 -0.10 -1.42 -0.57
Cash Conversion Cycle
0.00 58.99 0.00 0.00 0.00
Days of Sales Outstanding
0.00 58.99 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 58.99 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 0.94 2.14 0.31 1.48
Free Cash Flow Per Share
0.00 0.40 1.19 -2.59 1.19
CapEx Per Share
0.00 0.54 0.95 2.90 0.29
Free Cash Flow to Operating Cash Flow
0.00 0.43 0.55 -8.36 0.80
Dividend Paid and CapEx Coverage Ratio
0.00 0.80 1.34 0.09 1.62
Capital Expenditure Coverage Ratio
0.00 1.74 2.25 0.11 5.08
Operating Cash Flow Coverage Ratio
0.00 0.01 0.03 <0.01 0.04
Operating Cash Flow to Sales Ratio
0.00 0.09 0.13 0.03 0.11
Free Cash Flow Yield
0.00%3.02%7.06%-12.65%5.39%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
16.51 14.43 9.85 14.26 10.09
Price-to-Sales (P/S) Ratio
0.86 1.20 1.02 1.73 1.66
Price-to-Book (P/B) Ratio
0.58 0.70 0.88 1.07 0.92
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 33.07 14.17 -7.90 18.55
Price-to-Operating Cash Flow Ratio
0.00 14.06 7.86 66.05 14.90
Price-to-Earnings Growth (PEG) Ratio
0.17 -0.31 0.55 -0.42 0.09
Price-to-Fair Value
0.58 0.70 0.88 1.07 0.92
Enterprise Value Multiple
204.52 64.08 0.00 0.00 0.00
Enterprise Value
96.23M 143.47M 144.56M 113.03M 94.35M
EV to EBITDA
204.52 64.08 0.00 0.00 0.00
EV to Sales
4.31 7.77 5.26 5.62 4.09
EV to Free Cash Flow
0.00 214.23 72.89 -25.72 45.81
EV to Operating Cash Flow
0.00 91.08 40.45 214.92 36.80
Tangible Book Value Per Share
15.90 15.06 14.31 14.42 19.26
Shareholders’ Equity Per Share
19.55 18.76 19.14 19.23 23.91
Tax and Other Ratios
Effective Tax Rate
0.45 -0.39 0.02 0.13 0.14
Revenue Per Share
13.09 10.99 16.42 11.88 13.28
Net Income Per Share
0.69 0.91 1.70 1.44 2.18
Tax Burden
1.64 1.39 0.98 0.87 0.86
Interest Burden
1.00 1.00 -2.82 -3.10 -4.97
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.00 0.04 0.03 0.03 0.03
Stock-Based Compensation to Revenue
0.00 <0.01 <0.01 <0.01 <0.01
Income Quality
0.00 1.03 1.25 0.22 0.68
Currency in USD