Breakdown | ||||
Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
---|---|---|---|---|
Income Statement | Total Revenue | |||
725.54M | 477.76M | 526.90M | 575.63M | 567.51M | Gross Profit |
725.54M | 475.22M | 526.90M | 575.63M | 567.51M | EBIT |
710.85M | 217.25M | 236.76M | 243.03M | 82.45M | EBITDA |
0.00 | 0.00 | 172.18M | 256.94M | 95.32M | Net Income Common Stockholders |
116.03M | 120.22M | 124.56M | 190.28M | 63.62M |
Balance Sheet | Cash, Cash Equivalents and Short-Term Investments | |||
1.66B | 763.13M | 2.29B | 3.35B | 2.37B | Total Assets |
13.16B | 12.60B | 12.85B | 12.60B | 11.21B | Total Debt |
60.02M | 468.35M | 485.43M | 218.15M | 293.51M | Net Debt |
-60.13M | -259.25M | -331.08M | -1.45B | -903.23M | Total Liabilities |
11.59B | 11.15B | 11.52B | 11.16B | 9.92B | Stockholders Equity |
1.57B | 1.45B | 1.33B | 1.43B | 1.29B |
Cash Flow | Free Cash Flow | |||
138.80M | 190.84M | 778.70M | 48.78M | -275.22M | Operating Cash Flow |
138.80M | 211.07M | 789.33M | 54.88M | -269.29M | Investing Cash Flow |
-294.00M | -55.22M | -1.74B | -849.56M | 309.42M | Financing Cash Flow |
386.76M | -371.98M | 184.10M | 1.27B | 1.05B |
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
---|---|---|---|---|---|---|---|
67 Neutral | $1.84B | 16.33 | 5.89% | 2.35% | 2.43% | 14.96% | |
67 Neutral | $2.00B | 13.90 | 4.97% | 6.21% | 23.12% | 1092.18% | |
65 Neutral | $1.92B | 15.13 | 8.27% | 1.66% | 3.30% | 14.32% | |
65 Neutral | $2.20B | 18.53 | 30.68% | 1.60% | 14.34% | 16.24% | |
65 Neutral | $2.03B | 16.06 | 5.82% | 3.02% | 4.52% | 7.58% | |
63 Neutral | $2.02B | 306.22 | 3.28% | 2.78% | -17.36% | -95.37% | |
63 Neutral | $12.32B | 9.52 | 7.97% | 79.23% | 12.77% | -4.57% |
FB Financial Corporation reported its financial results for the first quarter of 2025, showing a net income of $39.4 million, or $0.84 per diluted share, compared to $0.81 in the previous quarter and $0.59 in the first quarter of the previous year. The company experienced a 7.14% annualized increase in loans held for investment, reaching $9.77 billion, while deposits remained relatively flat at $11.20 billion. The net interest margin improved to 3.55% from 3.50% in the prior quarter. CEO Christopher T. Holmes noted the company’s solid start to the year, highlighting growth in loans and deposits despite slower economic conditions, and emphasized the company’s strong capital and liquidity positions.
Spark’s Take on FBK Stock
According to Spark, TipRanks’ AI Analyst, FBK is a Neutral.
FB Financial’s strong revenue growth, operational efficiency, and strategic expansion initiatives are significant positives. However, bearish technical trends and challenges in cash flow growth and competitive pressures in the deposit market temper the overall score. The valuation is balanced, and recent corporate events present both opportunities and uncertainties.
To see Spark’s full report on FBK stock, click here.
FB Financial Corporation announced the passing of James W. Ayers on April 1, 2025. Mr. Ayers, who owned approximately 23% of the company’s common stock and was its sole shareholder before its IPO, was instrumental in transforming FirstBank into a leading financial institution in the South. His passing also led to the automatic termination of the Shareholder’s Agreement, which allowed him to designate a portion of the company’s board members.
Spark’s Take on FBK Stock
According to Spark, TipRanks’ AI Analyst, FBK is a Outperform.
FB Financial demonstrates strong financial fundamentals with solid revenue growth and operational efficiency. The technical analysis indicates some bearish trends, but the company’s strategic initiatives, including the merger with Southern States and positive earnings call highlights, suggest potential for future growth. Valuation is moderate, providing a balanced investment case.
To see Spark’s full report on FBK stock, click here.
On March 31, 2025, FB Financial Corporation and Southern States Bancshares, Inc. announced a merger agreement where Southern States will merge into FB Financial. This strategic merger is expected to enhance FB Financial’s market presence in Alabama and Georgia, aligning with its growth strategy. Southern States’ shareholders will receive FB Financial stock, and the merger is anticipated to close by late 2025, pending regulatory and shareholder approvals.
On February 13, 2025, FB Financial Corporation’s management will present at the KBW Winter Financial Services Conference. This presentation underscores the company’s efforts to engage with stakeholders and highlight its strategic initiatives, potentially impacting its market position and investor relations.