The earnings call presented a strong financial performance with record revenue and growth in loans and deposits. The bank's asset quality and capital position remain robust, earning it recognition as a top-performing bank. However, challenges include a slight decline in noninterest income compared to Q1, legislative impacts on tax credits, and uncertainties related to tariffs. Despite these challenges, the overall sentiment leans positive due to the bank's continued growth and strong financial metrics.

Company Guidance -

Q3 2025

During the East West Bancorp Second Quarter 2025 Earnings Conference Call, management provided guidance highlighting strong financial performance. The company reported record quarterly revenue with a 2% quarter-over-quarter growth in both loans and deposits. They achieved a 16.7% adjusted return on tangible common equity and a 1.6% return on average assets, while maintaining asset quality with decreased criticized and nonperforming loans. Total net interest income rose to $617 million, up $17 million from the previous quarter, and total noninterest income stood at $86 million, with fee income at $81 million. The efficiency ratio was reported at 36.4%, and the effective tax rate for the quarter was 22.9%. For the full year, the company expects net interest income and revenue growth above 7% and net charge-offs between 15 and 25 basis points. They also plan to maintain a full-year effective tax rate of approximately 23%. East West Bancorp continues to operate from a strong capital position with a tangible common equity ratio at 10%.

Record Quarterly Revenue and Net Interest Income

East West Bancorp reported record quarterly revenue and net interest income. Net interest income grew to $617 million, up $17 million from Q1.

Strong Loan and Deposit Growth

Both loan and deposit growth were solid with average growth up 2% quarter-over-quarter. C&I lending was the largest contributor with new originations from various industries.

Improved Asset Quality

Asset quality metrics showed improvement with criticized and nonperforming loans decreasing from the end of Q1.

Ranked #1 Performing Bank

East West Bank was ranked by Bank Director magazine as the #1 Performing Bank above $50 billion in assets for the third consecutive year.

Strong Capital Ratios

Common Equity Tier 1 capital ratio rose nearly 20 basis points to 14.5%, with a tangible common equity ratio at 10%.

East West Bancorp (EWBC) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

EWBC Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 21, 2025	2025 (Q3)	2.32 / -	2.14	―	―	―
Jul 22, 2025	2025 (Q2)	2.25 / 2.24	2.06	8.74% (+0.18)
Apr 22, 2025	2025 (Q1)	2.05 / 2.08	2.03	2.46% (+0.05)
Jan 23, 2025	2024 (Q4)	2.12 / 2.10	1.69	24.26% (+0.41)
Oct 22, 2024	2024 (Q3)	2.06 / 2.14	2.02	5.94% (+0.12)
Jul 23, 2024	2024 (Q2)	1.97 / 2.06	2.2	-6.36% (-0.14)
Apr 23, 2024	2024 (Q1)	1.97 / 2.03	2.27	-10.57% (-0.24)
Jan 23, 2024	2023 (Q4)	1.74 / 1.69	2.37	-28.69% (-0.68)
Oct 19, 2023	2023 (Q3)	2.02 / 2.02	2.08	-2.88% (-0.06)
Jul 20, 2023	2023 (Q2)	2.21 / 2.20	1.81	21.55% (+0.39)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

EWBC Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 22, 2025	$108.96	$106.38	-2.37%
Apr 22, 2025	$79.21	$84.44	+6.60%
Jan 23, 2025	$102.90	$102.33	-0.55%
Oct 22, 2024	$89.34	$94.54	+5.82%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does East West Bancorp (EWBC) report earnings?

East West Bancorp (EWBC) is schdueled to report earning on Oct 21, 2025, Before Open (Confirmed).

What is East West Bancorp (EWBC) earnings time?

East West Bancorp (EWBC) earnings time is at Oct 21, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is EWBC EPS forecast?

EWBC EPS forecast for the fiscal quarter 2025 (Q3) is 2.32.

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