East West Bancorp (EWBC)
NASDAQ:EWBC
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Earnings Data
Report Date
Jul 28, 2026Before Open (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
2.63Last Year’s EPS
2.24Same Quarter Last Year
Strong Buy
Based on 12 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call reflected a strongly positive operating quarter: record deposit, loan and fee growth, improved NII and a very strong capital position. Asset quality remained stable with conservative reserve builds. Offsetting risks discussed included deposit pricing pressure and concentration/timing risk from capital-call-driven NBFI growth, modestly higher provisions and potential near-term variability in loan balances as some capital-call lines pay down. Overall, positives (growth, capital, fee momentum and stable credit metrics) substantially outweighed the headwinds.Company Guidance
Record Deposits, Loans and Fee Income
Total deposits grew 9% year-over-year with end-of-period deposits up $1.8 billion quarter-over-quarter; noninterest-bearing deposits increased nearly $800 million. Total loan growth was 7% year-over-year with C&I driving growth (C&I now 34% of total loans) and a quarter-over-quarter C&I increase of more than $900 million. Fee income reached a record $99 million, up 12% year-over-year.
Improved Net Interest Income and Raised NII Guidance
Quarterly net interest income was $671 million. Management raised full-year 2026 NII guidance to +6% to +8% (from 5%–7%), citing a higher-for-longer rate outlook. Period-end deposit costs fell another 6 basis points quarter-over-quarter and have declined ~111 basis points since the start of the cutting cycle.
Strong Capital Position and Shareholder Actions
Regulatory capital ratios are robust: Common Equity Tier 1 at 15.1% and tangible common equity at 10.3%. Executed ~$98 million of share repurchases (≈938,000 shares) and paid ~$111 million in quarterly dividends (recently increased by ~33%).
Disciplined Asset Quality and Increased Reserves
Nonperforming assets remained stable at 26 basis points. Net charge-offs were low at 9 basis points ($12 million). Allowance for credit losses increased by $26 million to $836 million, or 1.44% of total loans, reflecting loan growth and portfolio mix — management believes reserves are adequate.
Operating Efficiency While Investing for Growth
First-quarter efficiency ratio was 36.2% with total operating noninterest expense of $258 million. Management reiterated expense guidance while signaling continued investments in talent, wealth management and technology/cyber resilience.
Wealth Management Momentum
Wealth management contributed materially to fee growth, driven by structured note and annuity sales and higher deposit-related fee activity. Management expects continued double-digit fee-income growth and has added personnel late in the quarter to support further growth.
EWBC Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
EWBC Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Apr 21, 2026 | $120.13 | $121.31 | +0.98% |
Jan 22, 2026 | $113.77 | $109.87 | -3.43% |
Oct 21, 2025 | $96.92 | $100.40 | +3.59% |
Jul 22, 2025 | $106.23 | $103.71 | -2.37% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does East West Bancorp (EWBC) report earnings?
East West Bancorp (EWBC) is schdueled to report earning on Jul 28, 2026, Before Open (Confirmed).
What is East West Bancorp (EWBC) earnings time?
East West Bancorp (EWBC) earnings time is at Jul 28, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is EWBC EPS forecast?
EWBC EPS forecast for the fiscal quarter 2026 (Q2) is 2.63.