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Employers Holdings Inc (EIG)
NYSE:EIG
US Market

Employers Holdings (EIG) Ratios

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Employers Holdings Ratios

EIG's free cash flow for Q4 2025 was $0.63. For the 2025 fiscal year, EIG's free cash flow was decreased by $ and operating cash flow was $-0.17. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
47.32 4.98 0.00 1.18 0.00
Quick Ratio
47.32 4.98 0.00 1.18 0.00
Cash Ratio
2.67 4.98 0.00 0.16 0.00
Solvency Ratio
<0.01 <0.01 0.05 0.05 0.02
Operating Cash Flow Ratio
0.75 1.39 0.00 0.03 0.00
Short-Term Operating Cash Flow Coverage
2.66 2.66 0.00 0.00 0.00
Net Current Asset Value
$ 353.30M$ -2.32B$ -2.47B$ -815.90M$ -2.77B
Leverage Ratios
Debt-to-Assets Ratio
0.01 0.01 <0.01 <0.01 0.05
Debt-to-Equity Ratio
0.04 0.04 <0.01 <0.01 0.21
Debt-to-Capital Ratio
0.04 0.04 <0.01 <0.01 0.17
Long-Term Debt-to-Capital Ratio
0.02 0.02 0.00 0.00 0.16
Financial Leverage Ratio
3.60 3.60 3.31 3.50 3.94
Debt Service Coverage Ratio
1.25 0.65 1.22K 22.19 16.34
Interest Coverage Ratio
24.00 24.00 1.47K 25.59 15.94
Debt to Market Cap
0.04 0.03 0.00 0.00 0.15
Interest Debt Per Share
1.64 1.64 0.17 0.44 7.26
Net Debt to EBITDA
-5.28 -9.67 -0.43 -1.39 1.65
Profitability Margins
Gross Profit Margin
32.20%32.21%36.71%40.57%31.76%
EBIT Margin
1.46%1.46%16.67%18.12%8.31%
EBITDA Margin
2.67%1.46%17.08%18.69%9.05%
Operating Profit Margin
1.40%1.40%16.66%17.44%7.82%
Pretax Profit Margin
1.40%1.40%16.66%17.44%7.82%
Net Profit Margin
1.26%1.26%13.47%13.88%6.78%
Continuous Operations Profit Margin
1.26%1.26%13.47%13.88%6.78%
Net Income Per EBT
90.00%90.00%80.85%79.58%86.74%
EBT Per EBIT
100.00%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
0.31%0.31%3.35%3.33%1.30%
Return on Equity (ROE)
1.04%1.13%11.10%11.65%5.13%
Return on Capital Employed (ROCE)
0.36%0.35%4.14%7.07%1.50%
Return on Invested Capital (ROIC)
0.39%5.18%0.00%3.22%0.00%
Return on Tangible Assets
0.32%0.32%3.40%3.37%1.32%
Earnings Yield
1.13%1.04%9.24%11.37%4.08%
Efficiency Ratios
Receivables Turnover
2.56 2.56 1.13 1.05 0.93
Payables Turnover
24.86 24.86 26.29 19.38 16.97
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
0.00 0.00 76.58 73.35 30.36
Asset Turnover
0.25 0.25 0.25 0.24 0.19
Working Capital Turnover Ratio
0.58 13.42 6.57 6.35 0.00
Cash Conversion Cycle
127.94 127.97 309.01 327.50 372.95
Days of Sales Outstanding
142.62 142.65 322.89 346.34 394.47
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
14.68 14.68 13.88 18.84 21.51
Operating Cycle
142.62 142.65 322.89 346.34 394.47
Cash Flow Ratios
Operating Cash Flow Per Share
1.86 1.86 3.05 1.87 3.63
Free Cash Flow Per Share
1.77 1.77 2.85 1.79 3.53
CapEx Per Share
0.09 0.09 0.20 0.08 0.09
Free Cash Flow to Operating Cash Flow
0.95 0.95 0.94 0.96 0.97
Dividend Paid and CapEx Coverage Ratio
1.39 1.39 2.17 1.55 1.07
Capital Expenditure Coverage Ratio
20.32 20.32 15.59 22.45 38.38
Operating Cash Flow Coverage Ratio
1.15 1.15 18.19 8.37 0.51
Operating Cash Flow to Sales Ratio
0.05 0.05 0.09 0.06 0.14
Free Cash Flow Yield
4.57%4.10%5.57%4.54%8.19%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
88.44 95.96 10.82 8.80 24.51
Price-to-Sales (P/S) Ratio
1.08 1.21 1.46 1.22 1.66
Price-to-Book (P/B) Ratio
1.00 1.08 1.20 1.02 1.26
Price-to-Free Cash Flow (P/FCF) Ratio
21.90 24.38 17.95 22.01 12.20
Price-to-Operating Cash Flow Ratio
21.37 23.18 16.80 21.03 11.89
Price-to-Earnings Growth (PEG) Ratio
-1.06 -1.06 1.86 0.06 -0.42
Price-to-Fair Value
1.00 1.08 1.20 1.02 1.26
Enterprise Value Multiple
35.36 73.23 8.11 5.15 20.02
Enterprise Value
809.64M 915.43M 1.22B 818.43M 1.29B
EV to EBITDA
35.36 73.23 8.11 5.15 20.02
EV to Sales
0.94 1.07 1.38 0.96 1.81
EV to Free Cash Flow
19.05 21.54 17.05 17.34 13.30
EV to Operating Cash Flow
18.11 20.48 15.96 16.57 12.96
Tangible Book Value Per Share
37.74 37.74 40.67 36.56 32.52
Shareholders’ Equity Per Share
39.81 39.81 42.66 38.45 34.33
Tax and Other Ratios
Effective Tax Rate
0.10 0.10 0.19 0.20 0.13
Revenue Per Share
35.76 35.75 35.16 32.27 25.94
Net Income Per Share
0.45 0.45 4.73 4.48 1.76
Tax Burden
0.90 0.90 0.81 0.80 0.87
Interest Burden
0.96 0.96 1.00 0.96 0.94
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.00 0.00 0.00 0.00 0.00
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
4.14 4.14 0.64 0.42 2.06
Currency in USD