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Eurobank Ergasias (EGFEY)
:EGFEY
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Eurobank Ergasias SA (EGFEY) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Oct 30, 2025
TBA (Confirmed)
Period Ending
2025 (Q3)
Consensus EPS Forecast
0.06
Last Year’s EPS
0.06
Same Quarter Last Year
Based on 0 Analysts Ratings

Earnings Call Summary

Q2 2025
Earnings Call Date:Jul 31, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
Eurobank reported strong financial results with significant profit growth, improved asset quality, and robust loan and deposit growth. However, challenges such as a slight decline in net interest income and increased operating costs persist. The announcement of an interim dividend and strong regional operations highlight positive momentum.
Company Guidance
During the Eurobank Holdings conference call discussing the first half of 2025 financial results, CEO Fokion Karavias and CFO Harris Kokologiannis highlighted several key metrics. Eurobank reported an adjusted net profit of EUR 711 million and a return on tangible book value of 16.6%. Net interest income rose 12% year-on-year, despite a slight quarter-on-quarter decline. Fees and commissions increased by 29% year-on-year, while the cost of risk ratio remained at 60 basis points. The NPE ratio decreased to 2.8% with coverage exceeding 90%. Core operating profit reached EUR 866 million, up 6% year-on-year, and regional operations netted EUR 374 million. Loan growth was strong, with a quarterly net increase of EUR 1 billion, prompting an upward revision of the full-year loan growth target to EUR 4 billion. Deposits also increased by EUR 1 billion in the second quarter. The total capital ratio improved to nearly 20%, bolstered by the first AT1 issuance, while the CET1 ratio stood at 15.5%. Eurobank introduced an interim cash dividend of EUR 170 million, or EUR 0.047 per share, for distribution in the fourth quarter.
Strong Financial Performance
Eurobank reported an adjusted net profit of EUR 711 million for the first half of 2025, with a return on tangible book value of 16.6%. Net interest income rose by 12% year-on-year, while fees and commissions increased by 29% year-on-year.
Loan Growth and Deposit Recovery
Loan growth continued with a quarterly net increase of EUR 1 billion, up 11% year-on-year. Deposits increased by EUR 1 billion in the second quarter.
Asset Quality and Capital Ratios
The NPE ratio decreased to 2.8% with coverage exceeding 90%. The total capital ratio increased to almost 20% following the AT1 issuance, and the CET1 ratio stood at 15.5%.
Regional Operations Growth
Regional operations performed strongly, with Cyprus net profit reaching EUR 250 million and Bulgaria's EUR 110 million.
Interim Cash Dividend Announcement
Eurobank announced a 2025 interim cash dividend of EUR 170 million, equivalent to EUR 0.047 per share.

Eurobank Ergasias SA (EGFEY) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

EGFEY Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Oct 30, 2025
2025 (Q3)
0.06 / -
0.06
Jul 31, 2025
2025 (Q2)
0.06 / 0.06
0.0545.56% (<+0.01)
May 08, 2025
2025 (Q1)
0.05 / 0.05
0.04415.91% (<+0.01)
Feb 27, 2025
2024 (Q4)
0.05 / 0.05
0.022113.64% (+0.03)
Nov 07, 2024
2024 (Q3)
0.05 / 0.06
0.04339.53% (+0.02)
Jul 31, 2024
2024 (Q2)
0.04 / 0.05
0.04422.73% (+0.01)
May 16, 2024
2024 (Q1)
0.05 / 0.04
0.03237.50% (+0.01)
Mar 07, 2024
2023 (Q4)
0.04 / 0.02
0.038-42.11% (-0.02)
Nov 07, 2023
2023 (Q3)
0.04 / 0.04
0.018138.89% (+0.02)
Jul 31, 2023
2023 (Q2)
0.04 / 0.04
0.061-27.87% (-0.02)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

EGFEY Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Jul 31, 2025
$1.85$1.850.00%
May 08, 2025
$1.35$1.32-2.22%
Feb 27, 2025
$1.26$1.260.00%
Nov 07, 2024
$1.04$1.040.00%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Eurobank Ergasias (EGFEY) report earnings?
Eurobank Ergasias (EGFEY) is schdueled to report earning on Oct 30, 2025, TBA (Confirmed).
    What is Eurobank Ergasias (EGFEY) earnings time?
    Eurobank Ergasias (EGFEY) earnings time is at Oct 30, 2025, TBA (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is EGFEY EPS forecast?
          EGFEY EPS forecast for the fiscal quarter 2025 (Q3) is 0.06.
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