Strong Quarterly Revenue
Erste Group posted quarterly revenues exceeding EUR 2.9 billion, with a record net interest income of close to EUR 2 billion and quarterly fees of almost EUR 800 million.
Net Interest Income Growth
The bank upgraded its 2025 net interest income growth guidance from more than 0% to more than 2% due to strong loan growth, a stable interest rate environment, and effective deposit pricing.
Loan Growth Success
Customer loans grew by more than 5% year-to-date, with a 10% increase in loan stock since the start of the year, driven by strong demand in Central and Eastern Europe, especially in the Czech Republic.
Record Operating Profit
Despite elevated costs, the bank achieved record operating profit with a cost/income ratio improvement to 46.7% for the third quarter.
Positive Economic Outlook for 2026
The bank anticipates higher growth rates in its markets in 2026, which is expected to support continued profitable growth.