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Wuestenrot & Wuerttembergische (WUW) Price & Analysis

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WUW Stock Chart & Stats

€14.64

€0.04(0.27%)

At close: Jul 27 4:00 PM EDT

€14.64

€0.04(0.27%)

Day’s Range― - ―

52-Week Range€13.30 - €16.76

Previous CloseN/A

Volume4.93K

Average Volume (3M)17.32K

Market Cap

€1.36B

Enterprise Value€9.64K

Total Cash (Recent Filing)€23.34B

Total Debt (Recent Filing)€8.24B

Price to Earnings (P/E)11.2

Beta0.54

Next Earnings

Nov 13, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield4.48%

Share Statistics

EPS (TTM)1.30

Shares Outstanding93,749,720

10 Day Avg. Volume22,125

30 Day Avg. Volume17,318

Financial Highlights & Ratios

PEG Ratio0.04

Price to Book (P/B)0.28

Price to Sales (P/S)0.20

P/FCF Ratio-0.70

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)1.55

Revenue Forecast (FY)€4.63B

Bulls Say, Bears Say

Bulls Say

Recent Revenue GrowthSustained double-digit top-line growth (+17.2%) signals structural demand across insurance and Bausparen businesses. Over the next 2–6 months this supports premium inflows and loan origination, improving revenue stability and giving management room to restore margins through mix and pricing.

Capital Base And ScaleA sizable asset base (~€74.3bn) and meaningful equity (~€4.9bn) afford regulatory and underwriting capacity. This buffer helps absorb investment and underwriting volatility, supports solvency requirements, and enables lending and insurance growth without immediate capital raises over the medium term.

Diversified Business ModelDual core segments—insurance and Bausparen/housing finance—produce recurring premiums, fees and interest spreads. Structural diversification plus tied-agent distribution reduces single-cycle exposure, supports cross-sell, and provides multiple cash-generation channels over the coming months.

Bears Say

Weak Cash GenerationSharp negative operating and free cash flow in 2025 (about -€1.9bn) after prior volatility highlights structural cash-generation weakness. Over 2–6 months this constrains liquidity, forces reliance on financing or asset sales, and limits ability to invest or rebuild reserves sustainably.

Increased LeverageNotable debt increase to ~€8.24bn raises leverage and reduces financial flexibility. In the intermediate term higher debt elevates funding costs and refinance risk, constrains capital allocation, and increases sensitivity to interest-rate or underwriting shocks that could pressure solvency metrics.

Volatile ProfitabilityEarnings have swung materially across recent years, with compressed margins then partial recovery. Persistent profit volatility undermines capacity to build capital, maintain consistent dividends, and plan long-term investments, making strategic execution harder over the coming months.

WUW FAQ

What was Wuestenrot & Wuerttembergische AG’s price range in the past 12 months?

Wuestenrot & Wuerttembergische AG lowest stock price was €13.30 and its highest was €16.76 in the past 12 months.

What is Wuestenrot & Wuerttembergische AG’s market cap?

Wuestenrot & Wuerttembergische AG’s market cap is €1.36B.

When is Wuestenrot & Wuerttembergische AG’s upcoming earnings report date?

Wuestenrot & Wuerttembergische AG’s upcoming earnings report date is Nov 13, 2026 which is in 90 days.

How were Wuestenrot & Wuerttembergische AG’s earnings last quarter?

Wuestenrot & Wuerttembergische AG released its earnings results on Aug 14, 2026. The company reported €1.112 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.

Is Wuestenrot & Wuerttembergische AG overvalued?

According to Wall Street analysts Wuestenrot & Wuerttembergische AG’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Wuestenrot & Wuerttembergische AG pay dividends?

Wuestenrot & Wuerttembergische AG pays a Annually dividend of €0.65 which represents an annual dividend yield of 4.48%. See more information on Wuestenrot & Wuerttembergische AG dividends here

What is Wuestenrot & Wuerttembergische AG’s EPS estimate?

Wuestenrot & Wuerttembergische AG’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Wuestenrot & Wuerttembergische AG have?

Wuestenrot & Wuerttembergische AG has 93,749,720 shares outstanding.

What happened to Wuestenrot & Wuerttembergische AG’s price movement after its last earnings report?

Wuestenrot & Wuerttembergische AG reported an EPS of €1.112 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went same 0%.

Which hedge fund is a major shareholder of Wuestenrot & Wuerttembergische AG?

Currently, no hedge funds are holding shares in DE:WUW

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Wuestenrot & Wuerttembergische Stock Smart Score

Neutral

Technicals

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Company Description

Wuestenrot & Wuerttembergische AG

Wüstenrot & Württembergische AG (W&W), along with its affiliated companies, offers a range of insurance and financial services across Germany, the Czech Republic, and other global markets. Its operations are categorized into four principal divisions: Housing, Life and Health Insurance, Property/Casualty Insurance, and the 'All Other' segment. The Housing division focuses on providing savings and banking solutions, predominantly to individual clients, including home loan savings schemes, interim financing, and home mortgages. In the Life and Health Insurance sector, the company delivers various policies for both private individuals and organizations. These encompass traditional and investment-linked life and annuity plans, term life coverage, Riester and basic pension schemes (both conventional and unit-linked), and protection against occupational disability. Additionally, it provides comprehensive and supplementary private health coverage, alongside long-term care insurance. The Property/Casualty Insurance division offers a broad spectrum of protection for both personal and business clients. Its offerings include general liability, accident, automobile, home contents, property damage (for residential buildings), legal protection, shipping, and technical equipment insurance. The 'All Other' segment encompasses asset management and real estate development activities, in addition to promoting its housing-related savings and banking products. Product and service distribution is managed through a diverse network, utilizing external partners, independent brokers, an in-house mobile sales team, and digital platforms. Established in 1828, W&W maintains its corporate headquarters in Stuttgart, Germany.